Mortgage Lenders and Brokers in Shady Hills, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shady Hills, Florida mortgage lenders include Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Grow Financial Federal Credit UnionGrow Financial Federal Credit Union11008 Arcade Pl, Bradenton, FL 34211A+5.0 ★Texas Ratio: 3.70%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, and VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shady Hills, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shady Hills are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shady Hills, Florida
Market share is the lender's share of all home loans closed in Shady Hills, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 5 +3 HELOCs |
1.6% | 41.7% | $309,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 4 +24 HELOCs |
1.3% | 66.7% | $260,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +8 HELOCs |
1% | 75% | $438,333 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 60% | $101,666 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 3 | 1% | 100% | $55,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $135,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
VA | 2 | 0.6% | 66.7% | $370,000 | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 2 | 0.6% | 100% | $445,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 2 | 0.6% | 66.7% | $580,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, VA | 2 | 0.6% | 100% | $720,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 20% | $15,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 1 | 0.3% | 100% | $105,000 | |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 50% | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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959 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 0.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10010 Coconut Rd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 7 | 2.3% | 77.8% | $507,857 | |
The Mortgage Firm
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Conventional, FHA | 5 | 1.6% | 100% | $337,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 1.3% | 66.7% | $187,500 | |
Metroplex Mortgage Services
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Conventional, VA | 2 | 0.6% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
Americas Mortgage Professionals, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 56 | 18.2% | 85.3% | $352,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 9.4% | 70.7% | $223,275 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.9% | 100% | $302,777 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.9% | 81.8% | $259,444 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 6 +1 HELOCs |
1.9% | 60% | $656,666 | |
21St Mortgage
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Conventional | 6 | 1.9% | 20.7% | $220,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 1.9% | 100% | $341,666 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 5 | 1.6% | 83.3% | $129,000 | |
Pulte Mortgage LLC
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Conventional, VA | 5 | 1.6% | 100% | $319,000 | |
American Financial Resources LLC
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FHA, VA | 4 | 1.3% | 100% | $330,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 4 | 1.3% | 62.5% | $317,500 | View |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 4 | 1.3% | 80% | $302,500 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 1.3% | 50% | $350,000 | |
American Financial Network, Inc.
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FHA | 4 | 1.3% | 100% | $337,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.3% | 100% | $175,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 4 | 1.3% | 100% | $257,500 | |
JMAC Lending, Inc.
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Conventional, FHA | 4 | 1.3% | 100% | $442,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 1% | 100% | $388,333 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 1% | 100% | $405,000 | View |
Mortgage Research Center
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VA | 3 | 1% | 42.9% | $541,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1% | 75% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 1% | 44.4% | $181,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $720,000 | |
Cadence Bank
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 100% | $620,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.6% | 50% | $15,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 2 | 0.6% | 100% | $95,000 | View |
Movement Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $375,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 27.3% | $70,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $190,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 0.6% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 2 | 0.6% | 100% | $240,000 | View |
Discover Bank
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Conventional | 2 | 0.6% | 40% | $110,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.6% | 100% | $235,000 | |
Calcon Mutual Mortgage LLC
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FHA | 2 | 0.6% | 100% | $360,000 | |
Nfm, Inc
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Conventional | 2 | 0.6% | 100% | $415,000 | |
Point Mortgage Corp
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Conventional, FHA | 2 | 0.6% | 100% | $215,000 | |
Cardinal Financial Company, Li
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VA | 2 | 0.6% | 80% | $370,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $205,000 | |
Nations Lending Corporation
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Conventional, FHA, Jumbo | 2 | 0.6% | 100% | $495,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $170,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $385,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 2 | 0.6% | 100% | $390,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 50% | $125,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.3% | 100% | $65,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $335,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 100% | $455,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $365,000 | |
VanDyk Mortgage Corporation
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VA | 1 | 0.3% | 100% | $595,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $465,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
My Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $345,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $385,000 | |
Southeast Mortgage of Georgia, Inc.
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FHA | 1 | 0.3% | 100% | $315,000 | |
Community Powered FCU
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.3% | 33.3% | $535,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Union Savings Bank
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Lake Michigan Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $945,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $685,000 | |
The Loan Store, Inc
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FHA | 1 | 0.3% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 11.97% |
VA | 1 | 0.3% | 100% | $265,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $65,000 | |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 33.3% | $95,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shady Hills Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shady Hills, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Shady Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shady Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shady Hills, FL
Use these to narrow the list above. Each category shows how many Shady Hills, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Shady Hills, FL
Independent mortgage companies closed 83.8 percent of home loans in Shady Hills, Florida in 2025, banks 9.1 percent and credit unions 7.1 percent. Freedom Mortgage Corporation was the largest mortgage company, Truist Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shady Hills, FL
By home loans closed in 2025, Midflorida Credit Union was the largest mortgage lender in Shady Hills, Florida with 5 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Shady Hills, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 85.3 percent, against a 72.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Shady Hills, Florida in 2025, led by United Wholesale Mortgage with 20. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 12 credit unions closed home loans in Shady Hills, Florida in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shady Hills, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shady Hills, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shady Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
