Mortgage Lenders and Brokers in Sawgrass, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Sawgrass, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Raymond James BankRaymond James Bank710 Carillon Pkwy, Saint Petersburg, FL 33716A+5.0 ★Texas Ratio: 3.19%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sawgrass, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sawgrass are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sawgrass, Florida
Market share is the lender's share of all home loans closed in Sawgrass, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
6.4% | 100% | $823,333 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
4.3% | 100% | $642,500 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
2.1% | 100% | $1,925,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.1% | 100% | $825,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 66.7% | $530,000 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $355,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 2.1% | 66.7% | $645,000 | View |
|
710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 2.1% | 100% | $2,575,000 | View |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, Jumbo | 2 | 2.1% | 100% | $2,905,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $445,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $465,000 | View |
|
16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.1% | 100% | $635,000 | View |
|
2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
|
2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 1.1% | 100% | $905,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.1% | 100% | $465,000 | View |
|
1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
|
625 N Flagler Dr, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 1.1% | 100% | $525,000 | View |
|
10970 San Jose Boulevard, Jacksonville, FL 32223 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1.1% | 100% | $635,000 | View |
Florida Capital Bank, N.A
241 Sw 7th Ter, Gainesville, FL 32601 |
Conventional | 1 | 1.1% | 100% | $605,000 | |
|
★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, Jumbo | 13 | 13.8% | 92.9% | $604,230 | |
Rocket Mortgage
|
Conventional, Jumbo | 8 | 8.5% | 75% | $366,250 | |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 3.2% | 100% | $275,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 3.2% | 100% | $1,271,666 | View |
The Loan Store, Inc
|
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
2.1% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 33.3% | $395,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 2.1% | 100% | $1,495,000 | View |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 2 | 2.1% | 100% | $695,000 | |
Loanpeople, LLC
|
Conventional | 2 | 2.1% | 100% | $210,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,165,000 | View |
Affordable Mortgage Advisors
|
Conventional | 1 | 1.1% | 100% | $375,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.1% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 1.1% | 100% | $805,000 | View |
Guild Mortgage Company
|
Conventional | 1 | 1.1% | 100% | $395,000 | |
Mayo Employees Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 1.1% | 100% | $515,000 | View |
Michigan Mutual, Inc
|
Conventional | 1 | 1.1% | 100% | $325,000 | |
Network Funding, L.P.
|
Conventional | 1 | 1.1% | 100% | $245,000 | |
Bay Equity LLC
|
Conventional | 1 | 1.1% | 100% | $575,000 | |
SIRVA Mortgage, Inc.
|
Conventional, Jumbo | 1 | 1.1% | 100% | $1,405,000 | |
My Mortgage, Inc
|
Conventional | 1 | 1.1% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.1% | 100% | $715,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 1.1% | 100% | $105,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 1.1% | 100% | $265,000 | |
Synovus Bank
|
Conventional, Jumbo | 1 | 1.1% | 100% | $1,555,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.1% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 1.1% | 100% | $475,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 1.1% | 100% | $495,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 1.1% | 50% | $825,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.1% | 100% | $265,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1.1% | 100% | $755,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Sawgrass Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sawgrass, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Sawgrass? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sawgrass in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sawgrass, FL
Use these to narrow the list above. Each category shows how many Sawgrass, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Sawgrass, FL
Independent mortgage companies closed 48.9 percent of home loans in Sawgrass, Florida in 2025, banks 41.5 percent and credit unions 9.6 percent. United Wholesale Mortgage was the largest mortgage company, Truist Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sawgrass, FL
By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Sawgrass, Florida with 6 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Sawgrass, Florida in 2025, led by Ocmbc, Inc. with 1. 1 lenders closed VA loans, led by Mutual of Omaha Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 3 credit unions closed home loans in Sawgrass, Florida in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sawgrass, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sawgrass, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sawgrass. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
