Mortgage Lenders and Brokers in Richmond West, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Richmond West, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank2990 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%, Publix Employees Federal Credit UnionPublix Employees Federal Credit Union482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604A+5.0 ★Texas Ratio: 2.50%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Richmond West, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richmond West are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Richmond West, Florida
Market share is the lender's share of all home loans closed in Richmond West, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 10 | 2.3% | 84.6% | $500,000 | View |
|
16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional, Jumbo | 9 | 2% | 75% | $237,222 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo, HELOC | 8 +19 HELOCs |
1.8% | 58.8% | $292,500 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
1.4% | 60% | $375,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 0.7% | 75% | $575,000 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +9 HELOCs |
0.5% | 66.7% | $700,000 | View |
|
2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.5% | 100% | $355,000 | View |
|
482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 2 | 0.5% | 100% | $430,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 100% | $75,000 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $555,000 | View |
|
8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $265,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $995,000 | View |
|
2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $775,000 | View |
|
1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.2% | 100% | $105,000 | |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
|
20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 18 | 4.1% | 85.7% | $652,777 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 10 | 2.3% | 76.9% | $448,000 | View |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 1.6% | 90% | $446,428 | |
First Equity Mortgage Bankers Inc.
|
Conventional, FHA | 7 | 1.6% | 100% | $462,142 | |
Ready Mortgage Lenders, LLC
|
Conventional, FHA | 6 | 1.4% | 100% | $556,666 | |
Nqm Funding, LLC
|
Conventional | 4 | 0.9% | 100% | $530,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 3 | 0.7% | 37.5% | $78,333 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 2 | 0.5% | 100% | $345,000 | |
American Bancshares Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
DG Pinnacle Funding, LLC
|
FHA | 1 | 0.2% | 100% | $475,000 | |
Banking Mortgage Svcs.,Bms Corp
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 66.7% | $265,000 | |
Home Financing Center, Inc.
|
FHA | 1 | 0.2% | 100% | $665,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 102 +4 HELOCs |
23.1% | 88.8% | $503,823 | |
Rocket Mortgage
|
Conventional, FHA, VA | 53 | 12% | 81.2% | $354,433 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 22 | 5% | 78.6% | $359,545 | |
Paramount Residential Mortgage
|
Conventional, FHA | 14 | 3.2% | 87.5% | $577,857 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 9 | 2% | 34.6% | $336,111 | View |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 7 +6 HELOCs |
1.6% | 100% | $453,571 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 7 | 1.6% | 87.5% | $545,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.4% | 60% | $160,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.1% | 100% | $507,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
1.1% | 75% | $203,000 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 5 | 1.1% | 55.6% | $603,000 | |
My Mortgage, Inc
|
Conventional, FHA | 5 | 1.1% | 83.3% | $599,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 4 | 0.9% | 71.4% | $552,500 | |
Point Mortgage Corp
|
Conventional | 4 | 0.9% | 100% | $547,500 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 25% | $121,666 | |
Guaranteed Rate, Inc.
|
Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 75% | $468,333 | |
Cornerstone First Mortgage, LLC
|
FHA, VA | 3 | 0.7% | 100% | $541,666 | |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 0.7% | 60% | $371,666 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 3 | 0.7% | 50% | $255,000 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 3 | 0.7% | 100% | $638,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.7% | 75% | $185,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.5% | 100% | $1,030,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.5% | 100% | $515,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 2 | 0.5% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 0.5% | 66.7% | $535,000 | View |
Discover Bank
|
Conventional | 2 | 0.5% | 13.3% | $80,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $420,000 | View |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 2 | 0.5% | 100% | $500,000 | |
Mortgage Research Center
|
VA | 2 | 0.5% | 50% | $555,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.5% | 66.7% | $460,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 2 | 0.5% | 100% | $495,000 | |
Right Start Mortgage, Inc
|
Conventional, VA | 2 | 0.5% | 100% | $630,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 2 | 0.5% | 57.1% | $365,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $215,000 | View |
Geneva Financial LLC
|
Conventional | 2 | 0.5% | 100% | $615,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.5% | 40% | $385,000 | |
Luxury Mortgage Corp.
|
Conventional | 2 | 0.5% | 100% | $630,000 | |
Cake Mortgage Corp.
|
Conventional, Jumbo | 2 | 0.5% | 100% | $525,000 | |
HomeBridge Financial Services, Inc
|
FHA, HELOC | 1 +11 HELOCs |
0.2% | 50% | $565,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $575,000 | |
Amerisave Mortgage Company
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 12.5% | $135,000 | |
AmWest Funding Corp
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $505,000 | |
Arc Home LLC
|
Conventional | 1 | 0.2% | 100% | $615,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $475,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Oaktree Funding Corp
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.2% | 100% | $665,000 | |
Flexpoint, Inc.
|
Conventional, Jumbo | 1 | 0.2% | 100% | $845,000 | |
Network Capital Funding Corporation
|
FHA | 1 | 0.2% | 100% | $325,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 33.3% | $255,000 | |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $385,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $45,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
Pike Creek Mortgage Services, Inc.
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Summit Funding.Inc
|
FHA | 1 | 0.2% | 100% | $605,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.2% | 100% | $485,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.2% | 50% | $285,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 0.2% | 50% | $555,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $405,000 | View |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $735,000 | |
Coastal Community Bank
|
HELOC | 0 +11 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Richmond West Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Richmond West, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Richmond West? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richmond West in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Richmond West, FL
Use these to narrow the list above. Each category shows how many Richmond West, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Richmond West, FL
Independent mortgage companies closed 85.1 percent of home loans in Richmond West, Florida in 2025, banks 8.6 percent and credit unions 6.3 percent. Lennar Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Educational Federal Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Richmond West, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Richmond West, Florida with 10 loans, about 2.3 percent of the market. The largest lender headquartered in Florida was Educational Federal Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Richmond West, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.8 percent, against a 74.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Richmond West, Florida in 2025, led by United Wholesale Mortgage with 30. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 14 credit unions closed home loans in Richmond West, Florida in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Richmond West, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richmond West, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richmond West. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
