Mortgage Lenders and Brokers in Rainbow Lakes Estates, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rainbow Lakes Estates, Florida mortgage lenders include Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rainbow Lakes Estates, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rainbow Lakes Estates are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rainbow Lakes Estates, Florida
Market share is the lender's share of all home loans closed in Rainbow Lakes Estates, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 4 +8 HELOCs |
1% | 100% | $150,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 4 +3 HELOCs |
1% | 100% | $245,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 66.7% | $47,500 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 1% | 80% | $160,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 4 | 1% | 100% | $257,500 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 4 | 1% | 80% | $365,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +8 HELOCs |
0.8% | 75% | $185,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 75% | $238,333 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 2 +9 HELOCs |
0.5% | 33.3% | $155,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 50% | $275,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 2 | 0.5% | 50% | $190,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $25,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $165,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.3% | 20% | $65,000 | View |
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1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
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14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA, VA | 6 | 1.5% | 100% | $260,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.8% | 100% | $285,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $231,666 | |
Mortgage Financial Group Inc
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FHA, VA, USDA | 3 | 0.8% | 75% | $255,000 | |
American Bancshares Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $135,000 | |
Metroplex Mortgage Services
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USDA | 2 | 0.5% | 100% | $235,000 | |
Alkan Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $255,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Citizens First Bank
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Conventional | 1 | 0.3% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 51 | 12.8% | 88.3% | $243,823 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 10.8% | 86.5% | $230,116 | |
Mortgage Research Center
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Conventional, VA | 22 | 5.5% | 68.8% | $277,727 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA, HELOC | 19 +1 HELOCs |
4.8% | 100% | $312,368 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 17 | 4.3% | 100% | $237,941 | |
Click n' Close, Inc.
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Conventional, FHA | 7 | 1.8% | 100% | $156,428 | |
Guaranteed Rate, Inc.
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Conventional, VA | 6 | 1.5% | 75% | $196,666 | |
Primelending
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Conventional, FHA, VA | 6 | 1.5% | 100% | $228,333 | |
Bayshore Mortgage Funding
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Conventional, FHA | 6 | 1.5% | 100% | $218,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.3% | 83.3% | $175,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 5 | 1.3% | 83.3% | $233,000 | View |
Everett Financial, Inc.
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Conventional, FHA | 5 | 1.3% | 100% | $259,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 5 | 1.3% | 55.6% | $177,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.3% | 85.7% | $263,000 | |
American Financial Network, Inc.
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FHA | 5 | 1.3% | 100% | $207,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 5 | 1.3% | 100% | $273,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 1.3% | 83.3% | $217,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.3% | 100% | $183,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 1.3% | 100% | $237,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +4 HELOCs |
1% | 100% | $247,500 | |
American Financial Resources LLC
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FHA, VA, USDA | 4 | 1% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 4 | 1% | 100% | $225,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1% | 62.5% | $200,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 4 | 1% | 100% | $405,000 | View |
Success Mortgage Partners, Inc
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FHA | 4 | 1% | 100% | $247,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 1% | 66.7% | $287,500 | View |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1% | 100% | $260,000 | |
Kind Lending, LLC
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Conventional, VA | 3 | 0.8% | 60% | $238,333 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.8% | 100% | $238,333 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.8% | 80% | $238,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 3 | 0.8% | 100% | $125,000 | View |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $115,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.5% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.5% | 66.7% | $190,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 0.5% | 100% | $220,000 | View |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.5% | 100% | $220,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $100,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $255,000 | View |
Plaza Home Mortgage, Inc
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VA, USDA | 2 | 0.5% | 100% | $230,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.5% | 66.7% | $100,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | |
Cadence Bank
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.3% | 100% | $215,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.3% | 100% | $205,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $65,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Acre Mortgage & Financial, Inc.
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VA | 1 | 0.3% | 100% | $205,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Network Capital Funding Corporation
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FHA | 1 | 0.3% | 100% | $225,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.3% | 100% | $335,000 | |
Resource Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.3% | 100% | $205,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $235,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Harborone Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
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VA | 1 | 0.3% | 100% | $265,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $205,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $235,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $315,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 50% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $235,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
Leaderone Financial Corp.
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FHA | 1 | 0.3% | 100% | $205,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
FedChoice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rainbow Lakes Estates Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rainbow Lakes Estates, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Rainbow Lakes Estates? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rainbow Lakes Estates in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rainbow Lakes Estates, FL
Use these to narrow the list above. Each category shows how many Rainbow Lakes Estates, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Rainbow Lakes Estates, FL
Independent mortgage companies closed 79.3 percent of home loans in Rainbow Lakes Estates, Florida in 2025, banks 15.4 percent and credit unions 5.3 percent. The Mortgage Firm was the largest mortgage company, Truist Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rainbow Lakes Estates, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Rainbow Lakes Estates, Florida with 4 loans, about 1 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rainbow Lakes Estates, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.3 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
52 lenders closed FHA loans in Rainbow Lakes Estates, Florida in 2025, led by United Wholesale Mortgage with 21. 34 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 11 credit unions closed home loans in Rainbow Lakes Estates, Florida in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rainbow Lakes Estates, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rainbow Lakes Estates, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rainbow Lakes Estates. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
