Pierson, Florida mortgage lenders include Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, and Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pierson, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pierson are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Pierson, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 3.1% | 75% | $461,666 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 2 +8 HELOCs |
2.1% | 25% | $80,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $340,000 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 2.1% | 100% | $260,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.1% | 100% | $160,000 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 2 | 2.1% | 100% | $165,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $75,000 | View |
|
10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $205,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1% | 100% | $255,000 | View |
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 1% | 100% | $235,000 | View |
|
660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 1 | 1% | 100% | $715,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 1% | 25% | $175,000 | View |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 1% | 100% | $255,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 1% | 100% | $535,000 | View |
|
1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27% |
Conventional | 1 | 1% | 33.3% | $455,000 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Mortgage Lenders Investment Tr
|
Conventional, FHA | 2 | 2.1% | 100% | $440,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1% | 100% | $295,000 | |
New Day Financial, LLC.
|
VA | 1 | 1% | 100% | $205,000 | |
The Mortgage Firm
|
VA | 1 | 1% | 100% | $455,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 13 | 13.5% | 76.5% | $408,076 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 6 | 6.2% | 100% | $316,666 | |
Rocket Mortgage
|
Conventional, FHA, VA | 5 | 5.2% | 45.5% | $379,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 4 +1 HELOCs |
4.2% | 100% | $400,000 | View |
Union Home Mortgage Corp.
|
Conventional, VA | 3 | 3.1% | 100% | $178,333 | |
21St Mortgage
|
Conventional | 3 | 3.1% | 75% | $138,333 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 2.1% | 100% | $330,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 2.1% | 100% | $75,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 2.1% | 100% | $275,000 | |
Waterstone Mortgage Corporation
|
Conventional | 2 | 2.1% | 100% | $390,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 2.1% | 50% | $250,000 | |
Top Flite Financial, Inc.
|
Conventional, FHA | 2 | 2.1% | 100% | $340,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 33.3% | $15,000 | |
American Financial Resources LLC
|
Conventional | 1 | 1% | 100% | $415,000 | |
RANLife, Inc.
|
FHA | 1 | 1% | 100% | $495,000 | |
Affordable Mortgage Advisors
|
VA | 1 | 1% | 100% | $455,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 1% | 33.3% | $55,000 | View |
loanDepot.com LLC
|
FHA | 1 | 1% | 100% | $395,000 | |
Resicentral LLC
|
VA | 1 | 1% | 100% | $335,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, Jumbo | 1 | 1% | 100% | $605,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1% | 100% | $335,000 | View |
Michigan Mutual, Inc
|
Conventional | 1 | 1% | 100% | $785,000 | |
Discover Bank
|
Conventional | 1 | 1% | 50% | $55,000 | |
Stg Mortgage Inc
|
FHA | 1 | 1% | 100% | $175,000 | |
Planet Home Lending, LLC
|
VA | 1 | 1% | 100% | $135,000 | |
Harborone Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 1% | 100% | $205,000 | View |
Union Savings Bank
|
Conventional | 1 | 1% | 100% | $475,000 | |
Mortgage Research Center
|
Conventional | 1 | 1% | 100% | $455,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1% | 100% | $175,000 | |
Veritas Funding, LLC
|
FHA | 1 | 1% | 100% | $235,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1% | 50% | $245,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 1% | 100% | $475,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1% | 100% | $475,000 | View |
Texana Bank
|
FHA | 1 | 1% | 100% | $455,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Mission Loans, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 100% |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Pierson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pierson in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Pierson, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 66.7 percent of home loans in Pierson, Florida in 2025, banks 22.9 percent and credit unions 10.4 percent. Mortgage Lenders Investment Tr was the largest mortgage company, Ameris Bank the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Pierson, Florida with 3 loans, about 3.1 percent of the market. The largest lender headquartered in Florida was Space Coast Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Pierson, Florida in 2025, led by United Wholesale Mortgage with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Pierson, Florida in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pierson, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pierson, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pierson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.