Mortgage Lenders and Brokers in Mexico Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mexico Beach, Florida mortgage lenders include Centennial BankCentennial Bank101 15th St, Mexico Beach, FL 32456A+5.0 ★Texas Ratio: 3.14%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, United Community BankUnited Community Bank601 South Federal Highway, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%, First Commerce Credit UnionFirst Commerce Credit Union4472 Lafayette St, Marianna, FL 32446A+5.0 ★Texas Ratio: 3.60%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Trustmark BankTrustmark Bank993 Us Highway 31 South, Defuniak Springs, FL 32435A+5.0 ★Texas Ratio: 2.40%, Raymond James BankRaymond James Bank710 Carillon Pkwy, Saint Petersburg, FL 33716A+5.0 ★Texas Ratio: 3.19%, and Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mexico Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mexico Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mexico Beach, Florida
Market share is the lender's share of all home loans closed in Mexico Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mexico Beach 101 15th St, Mexico Beach, FL 32456 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 7 | 9.3% | 87.5% | $320,714 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
4% | 100% | $868,333 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 2 | 2.7% | 100% | $345,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $355,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 1.3% | 100% | $405,000 | View |
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4472 Lafayette St, Marianna, FL 32446 A+5.0 ★Texas Ratio: 3.60% |
Conventional | 1 | 1.3% | 100% | $425,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.3% | 100% | $625,000 | View |
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993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 1.3% | 100% | $295,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.3% | 100% | $655,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.3% | 100% | $675,000 | View |
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1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Coastal Loans, LLC
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Conventional, FHA, VA | 3 | 4% | 100% | $315,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 16 | 21.3% | 85.7% | $258,125 | |
First State Bank of Blakely
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Conventional | 4 | 5.3% | 100% | $177,500 | |
Rocket Mortgage
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Conventional | 3 | 4% | 100% | $181,666 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional, Jumbo | 2 | 2.7% | 100% | $1,100,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 2 | 2.7% | 100% | $305,000 | View |
The Peoples Bank of Georgia
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Conventional | 2 | 2.7% | 100% | $640,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, VA | 2 | 2.7% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 6.55% |
Conventional | 2 | 2.7% | 100% | $180,000 | View |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 1.3% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.3% | 100% | $585,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 1.3% | 50% | $125,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $635,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $295,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $335,000 | |
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B+4.7 ★Texas Ratio: 18.53% |
Conventional | 1 | 1.3% | 100% | $185,000 | View |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $415,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 1.3% | 100% | $295,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.3% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 5.47% |
Conventional | 1 | 1.3% | 100% | $425,000 | View |
Bank Ozk
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Conventional | 1 | 1.3% | 50% | $175,000 | |
Andrew Johnson Bank
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Conventional | 1 | 1.3% | 100% | $215,000 | |
Summit Funding.Inc
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Conventional | 1 | 1.3% | 100% | $405,000 | |
Bank of Madison
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Conventional | 1 | 1.3% | 100% | $475,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.3% | 100% | $195,000 | View |
Troy Bank and Trust
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Conventional, Jumbo | 1 | 1.3% | 100% | $975,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.3% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1.3% | 100% | $215,000 | View |
Village Capital & Investment
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VA | 1 | 1.3% | 100% | $355,000 | |
Peoplessouth Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CB&S Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mexico Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mexico Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Mexico Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mexico Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mexico Beach, FL
Use these to narrow the list above. Each category shows how many Mexico Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Mexico Beach, FL
Independent mortgage companies closed 41.3 percent of home loans in Mexico Beach, Florida in 2025, banks 54.7 percent and credit unions 4 percent. Coastal Loans, LLC was the largest mortgage company, Centennial Bank the largest bank and First Commerce Credit Union the largest credit union. Among lenders headquartered in Florida, First Commerce Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mexico Beach, FL
By home loans closed in 2025, Centennial Bank was the largest mortgage lender in Mexico Beach, Florida with 7 loans, about 9.3 percent of the market. The largest lender headquartered in Florida was First Commerce Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Mexico Beach, Florida in 2025, led by Coastal Loans, LLC with 1. 6 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 5 credit unions closed home loans in Mexico Beach, Florida in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mexico Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mexico Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mexico Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
