Mortgage Lenders and Brokers in Lauderdale-by-the-Sea, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lauderdale-by-the-Sea, Florida mortgage lenders include Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Natbank N.A.Natbank N.A.970 N Congress Ave, Boynton Beach, FL 33426A+5.0 ★Texas Ratio: 0.01%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Citibank, NACitibank, NA18999 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 2.82%, Desjardins BankDesjardins Bank1070 Gateway Blvd, Boynton Beach, FL 33426A+5.0 ★Texas Ratio: 1.22%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, and Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lauderdale-by-the-Sea, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lauderdale-by-the-Sea are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lauderdale-by-the-Sea, Florida
Market share is the lender's share of all home loans closed in Lauderdale-by-the-Sea, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Lauderdale-by-the-Sea 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 5.1% | 80% | $2,747,500 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.5% | 75% | $410,000 | View |
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970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 2 | 2.5% | 100% | $200,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
1.3% | 100% | $255,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.3% | 100% | $805,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.3% | 100% | $3,145,000 | View |
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1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22% |
Conventional, Jumbo | 1 | 1.3% | 100% | $965,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.3% | 100% | $275,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 1.3% | 100% | $165,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 1 | 1.3% | 100% | $2,805,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nqm Funding, LLC
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Conventional | 1 | 1.3% | 100% | $155,000 | |
Fairway Funding Group, Inc
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Conventional | 1 | 1.3% | 100% | $215,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $465,000 | |
The Mortgage Firm
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Conventional | 1 | 1.3% | 66.7% | $125,000 | |
United Wholesale Mortgage
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Conventional, VA | 7 | 8.9% | 100% | $510,714 | |
Rocket Mortgage
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Conventional | 4 | 5.1% | 50% | $232,500 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 3 | 3.8% | 60% | $175,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 3 | 3.8% | 100% | $525,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 3 | 3.8% | 60% | $558,333 | |
Everett Financial, Inc.
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Conventional | 2 | 2.5% | 100% | $210,000 | |
Reliant Home Funding, Inc
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Conventional | 2 | 2.5% | 100% | $300,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 2 | 2.5% | 100% | $805,000 | View |
Nfm, Inc
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Conventional | 2 | 2.5% | 100% | $225,000 | |
ClearEdge Lending LLC
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Conventional | 2 | 2.5% | 100% | $410,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 2.5% | 100% | $1,170,000 | View |
EMM Loans LLC
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Conventional | 1 | 1.3% | 100% | $475,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.3% | 100% | $355,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.3% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1.3% | 100% | $285,000 | View |
Contour Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 1.3% | 100% | $315,000 | View |
AAA Capital Investment, Inc
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Conventional, Jumbo | 1 | 1.3% | 100% | $995,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.3% | 50% | $165,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $215,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 1.3% | 100% | $815,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.3% | 100% | $325,000 | View |
Hightechlending, Inc
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Conventional | 1 | 1.3% | 100% | $455,000 | |
American Financing Corporation
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Conventional | 1 | 1.3% | 50% | $75,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 1.3% | 100% | $265,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 1.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.27% |
Conventional, Jumbo | 1 | 1.3% | 100% | $865,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $395,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $215,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.3% | 100% | $175,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, Jumbo | 1 | 1.3% | 100% | $1,645,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.3% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.3% | 100% | $605,000 | View |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 1.3% | 100% | $755,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.3% | 100% | $445,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.3% | 33.3% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Dort Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lauderdale-by-the-Sea Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lauderdale-by-the-Sea, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lauderdale-by-the-Sea? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lauderdale-by-the-Sea in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lauderdale-by-the-Sea, FL
Use these to narrow the list above. Each category shows how many Lauderdale-by-the-Sea, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lauderdale-by-the-Sea, FL
Independent mortgage companies closed 68.4 percent of home loans in Lauderdale-by-the-Sea, Florida in 2025, banks 29.1 percent and credit unions 2.5 percent. Nqm Funding, LLC was the largest mortgage company, Truist Bank the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Natbank N.A. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lauderdale-by-the-Sea, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Lauderdale-by-the-Sea, Florida with 0 loans, about 0 percent of the market. The largest lender headquartered in Florida was Natbank N.A. with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Lauderdale-by-the-Sea, Florida in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lauderdale-by-the-Sea, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lauderdale-by-the-Sea, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lauderdale-by-the-Sea. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
