Mortgage Lenders and Brokers in Kathleen, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kathleen, Florida mortgage lenders include Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Citizens Bank and TrustCitizens Bank and Trust211 Havendale Blvd, Auburndale, FL 33823D2.1 ★Texas Ratio: 5.22%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kathleen, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kathleen are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kathleen, Florida
Market share is the lender's share of all home loans closed in Kathleen, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 19 +12 HELOCs |
5.1% | 54.1% | $167,631 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA | 5 | 1.3% | 100% | $193,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 3 | 0.8% | 50% | $78,333 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 100% | $225,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 66.7% | $275,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $340,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, FHA | 2 | 0.5% | 66.7% | $270,000 | View |
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211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional | 2 | 0.5% | 100% | $325,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 66.7% | $165,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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101 South Florida Avenue, Lakeland, FL 33801 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.9% | 70% | $286,428 | |
Acrisure Mortgage, LLC
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FHA | 6 | 1.6% | 85.7% | $370,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.8% | 41.7% | $331,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
Alkan Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $225,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 12.5% | $395,000 | |
Mortgage Lenders Investment Tr
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Conventional | 1 | 0.3% | 100% | $105,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 54 | 14.5% | 83.3% | $285,740 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 8.8% | 89.7% | $244,696 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 32 | 8.6% | 94.1% | $280,625 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 2.9% | 84.6% | $241,363 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 10 | 2.7% | 90.9% | $340,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 9 | 2.4% | 83.3% | $201,666 | |
Everett Financial, Inc.
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Conventional, FHA, USDA | 7 | 1.9% | 87.5% | $230,714 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 1.6% | 100% | $220,000 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 1.6% | 100% | $211,666 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 6 | 1.6% | 85.7% | $268,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 6 | 1.6% | 75% | $105,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $303,000 | |
American Financial Network, Inc.
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Conventional, FHA | 5 | 1.3% | 100% | $209,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 5 | 1.3% | 100% | $211,000 | View |
Mortgage Research Center
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VA | 5 | 1.3% | 55.6% | $333,000 | |
Nfm, Inc
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Conventional, FHA | 4 | 1.1% | 100% | $350,000 | |
Nationstar Mortgage
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Conventional, VA | 4 | 1.1% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.1% | 80% | $310,000 | |
21St Mortgage
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Conventional | 4 | 1.1% | 44.4% | $165,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 4 | 1.1% | 100% | $287,500 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 3 | 0.8% | 37.5% | $345,000 | View |
Stockton Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 75% | $245,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 3 | 0.8% | 100% | $258,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.8% | 100% | $208,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.8% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 0.8% | 50% | $221,666 | View |
Goodleap, LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $280,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $105,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 2 | 0.5% | 66.7% | $270,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.5% | 50% | $150,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $115,000 | |
Point Mortgage Corp
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Conventional, FHA | 2 | 0.5% | 100% | $310,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $380,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.5% | 100% | $385,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.5% | 50% | $150,000 | |
Gershman Investment Corp.
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Conventional, FHA | 2 | 0.5% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $45,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.3% | 100% | $685,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.3% | 100% | $15,000 | |
Fundloans Capital
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.3% | 100% | $355,000 | View |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Preferred Lending Services, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
American Liberty Mortgage Inco
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 14.3% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $305,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $485,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Peoples Mortgage Company
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FHA | 1 | 0.3% | 100% | $345,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 50% | $295,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $215,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Gardner Financial Services
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Member First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 50% | $265,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kathleen Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kathleen, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Kathleen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kathleen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kathleen, FL
Use these to narrow the list above. Each category shows how many Kathleen, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Kathleen, FL
Independent mortgage companies closed 83.6 percent of home loans in Kathleen, Florida in 2025, banks 8 percent and credit unions 8.3 percent. Triad Financial Services, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kathleen, FL
By home loans closed in 2025, Midflorida Credit Union was the largest mortgage lender in Kathleen, Florida with 19 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kathleen, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 83.3 percent, against a 78.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Kathleen, Florida in 2025, led by United Wholesale Mortgage with 24. 19 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 7 credit unions closed home loans in Kathleen, Florida in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kathleen, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kathleen, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kathleen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
