Mortgage Lenders and Brokers in Islamorada, Village of Islands, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Islamorada, Village of Islands, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Pinnacle BankPinnacle Bank130 S Park Ave, Apopka, FL 32703A+5.0 ★Texas Ratio: 3.04%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, and US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Islamorada, Village of Islands, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Islamorada, Village of Islands are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Islamorada, Village of Islands, Florida
Market share is the lender's share of all home loans closed in Islamorada, Village of Islands, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 5 +6 HELOCs |
4.7% | 100% | $893,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 2.8% | 75% | $1,601,666 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.9% | 100% | $1,575,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 1.9% | 35.7% | $425,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 2 | 1.9% | 100% | $3,880,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $55,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.9% | 20% | $1,205,000 | View |
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130 S Park Ave, Apopka, FL 32703 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.9% | 100% | $1,495,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.9% | 100% | $1,525,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 50% | $855,000 | View |
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325 S Main St, Belle Glade, FL 33430 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.9% | 100% | $935,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 0.9% | 50% | $2,175,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.9% | 100% | $135,000 | |
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16076 State Road 71 S, Blountstown, FL 32424 5100 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.9% | 100% | $685,000 | View |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.9% | 100% | $725,000 | View |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.9% | 50% | $4,695,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.9% | 50% | $2,505,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.9% | 100% | $825,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.9% | 100% | $745,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.9% | 100% | $2,525,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.9% | 100% | $2,255,000 | View |
DG Pinnacle Funding, LLC
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Conventional | 1 | 0.9% | 100% | $505,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 13 +1 HELOCs |
12.3% | 100% | $1,077,307 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 8 +2 HELOCs |
7.5% | 57.1% | $660,000 | |
Rocket Mortgage
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Conventional, Jumbo | 5 | 4.7% | 71.4% | $523,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, Jumbo | 5 | 4.7% | 100% | $755,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, HELOC | 3 +2 HELOCs |
2.8% | 100% | $648,333 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 2.8% | 100% | $535,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 2 | 1.9% | 100% | $795,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 1.9% | 100% | $900,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $805,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $475,000 | |
Arc Home LLC
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Conventional | 1 | 0.9% | 100% | $755,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $2,545,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $845,000 | |
Everett Financial, Inc.
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,385,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.9% | 50% | $285,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.9% | 33.3% | $1,025,000 | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.9% | 100% | $2,505,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.9% | 33.3% | $495,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 100% | $465,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.9% | 100% | $705,000 | |
Mortgage 1 Incorporated
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Conventional | 1 | 0.9% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,095,000 | View |
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A+5.0 ★Texas Ratio: 5.48% |
Conventional, Jumbo | 1 | 0.9% | 100% | $3,355,000 | View |
Nfm, Inc
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Conventional | 1 | 0.9% | 100% | $795,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,195,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,395,000 | |
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A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,205,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 33.3% | $645,000 | |
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A+5.0 ★Texas Ratio: 0.63% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,245,000 | View |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,065,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.9% | 100% | $625,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.9% | 100% | $905,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,195,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $905,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $605,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $655,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,275,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +2 HELOCs |
0% | 100% | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Altana Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Islamorada, Village of Islands Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Islamorada, Village of Islands, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Islamorada, Village of Islands? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Islamorada, Village of Islands in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Islamorada, Village of Islands, FL
Use these to narrow the list above. Each category shows how many Islamorada, Village of Islands, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Islamorada, Village of Islands, FL
Independent mortgage companies closed 65.1 percent of home loans in Islamorada, Village of Islands, Florida in 2025, banks 31.1 percent and credit unions 3.8 percent. Triad Financial Services, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Tropical Financial Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Islamorada, Village of Islands, FL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Islamorada, Village of Islands, Florida with 5 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Islamorada, Village of Islands, Florida in 2025, led by Plaza Home Mortgage, Inc with 2. 3 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 7 credit unions closed home loans in Islamorada, Village of Islands, Florida in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Islamorada, Village of Islands, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Islamorada, Village of Islands, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Islamorada, Village of Islands. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
