Mortgage Lenders and Brokers in Interlachen, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Interlachen, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, and US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Interlachen, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Interlachen are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Interlachen, Florida
Market share is the lender's share of all home loans closed in Interlachen, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, FHA, HELOC | 24 +5 HELOCs |
7.1% | 61.5% | $143,333 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.5% | 71.4% | $225,000 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 5 | 1.5% | 59.1% | $113,000 | View |
|
10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 60% | $271,666 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 75% | $221,666 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $170,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
FHA | 2 | 0.6% | 66.7% | $200,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $255,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 50% | $235,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
|
2512 Skyline Blvd, Cape Coral, FL 33914 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
|
14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 1.2% | 80% | $210,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Alkan Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $255,000 | |
Mortgage Financial Group Inc
|
USDA | 1 | 0.3% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Mortgage Lenders Investment Tr
|
VA | 1 | 0.3% | 100% | $285,000 | |
The Mortgage Firm
|
Conventional | 1 | 0.3% | 100% | $75,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 33 | 9.7% | 77.3% | $181,060 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 32 | 9.4% | 86.5% | $294,062 | |
21St Mortgage
|
Conventional | 23 | 6.8% | 31.6% | $174,130 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, USDA | 20 | 5.9% | 95.2% | $204,000 | |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA, USDA | 15 | 4.4% | 100% | $169,000 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA, USDA | 10 | 2.9% | 100% | $218,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 9 | 2.7% | 100% | $340,555 | |
Mortgage Research Center
|
VA | 9 | 2.7% | 50% | $249,444 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 6 | 1.8% | 100% | $123,333 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, HELOC | 5 +1 HELOCs |
1.5% | 66.7% | $179,000 | View |
American Financial Resources LLC
|
FHA, VA | 5 | 1.5% | 83.3% | $217,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 5 | 1.5% | 100% | $133,000 | |
Affordable Mortgage Advisors
|
Conventional, FHA | 5 | 1.5% | 71.4% | $225,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 5 | 1.5% | 55.6% | $191,000 | View |
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 1.5% | 42.9% | $133,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1.2% | 57.1% | $265,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 1.2% | 66.7% | $222,500 | |
Cardinal Financial Company, Li
|
FHA | 4 | 1.2% | 100% | $202,500 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 1.2% | 13.5% | $145,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 4 | 1.2% | 100% | $87,500 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 0.9% | 100% | $128,333 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 0.9% | 100% | $445,000 | View |
Planet Home Lending, LLC
|
FHA | 3 | 0.9% | 75% | $268,333 | |
Southwest Stage Funding LLC
|
Conventional, FHA | 3 | 0.9% | 50% | $248,333 | |
Village Capital & Investment
|
VA | 3 | 0.9% | 71.4% | $315,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 0.6% | 100% | $100,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 0.6% | 100% | $225,000 | |
loanDepot.com LLC
|
FHA | 2 | 0.6% | 25% | $105,000 | |
Guild Mortgage Company
|
Conventional, VA | 2 | 0.6% | 100% | $235,000 | |
American Financial Network, Inc.
|
Conventional, VA | 2 | 0.6% | 100% | $230,000 | |
Sun West Mortgage Company, Inc
|
VA | 2 | 0.6% | 100% | $355,000 | |
Stg Mortgage Inc
|
Conventional | 2 | 0.6% | 100% | $235,000 | |
Agfirst Farm Credit Bank
|
Conventional | 2 | 0.6% | 100% | $205,000 | |
Nationstar Mortgage
|
Conventional, VA | 2 | 0.6% | 100% | $90,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $255,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 2 | 0.6% | 100% | $225,000 | |
EMM Loans LLC
|
FHA | 1 | 0.3% | 100% | $165,000 | |
HomePromise Corporation
|
VA | 1 | 0.3% | 100% | $355,000 | |
Countryplace Mortgage, Ltd.
|
FHA | 1 | 0.3% | 50% | $255,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Norwich Commercial Group Inc
|
VA | 1 | 0.3% | 100% | $285,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.3% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.3% | 100% | $335,000 | View |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.3% | 50% | $135,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Bay Equity LLC
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Nfm, Inc
|
VA | 1 | 0.3% | 100% | $185,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $755,000 | View |
Nations Lending Corporation
|
FHA | 1 | 0.3% | 100% | $205,000 | |
T2 Financial LLC
|
FHA | 1 | 0.3% | 100% | $135,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $375,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Member First Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $225,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.3% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $215,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Troy Bank and Trust
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 60% | $205,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Texana Bank
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.3% | 100% | $315,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Interlachen Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Interlachen, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Interlachen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Interlachen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Interlachen, FL
Use these to narrow the list above. Each category shows how many Interlachen, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Interlachen, FL
Independent mortgage companies closed 81.7 percent of home loans in Interlachen, Florida in 2025, banks 8 percent and credit unions 10.3 percent. Triad Financial Services, Inc. was the largest mortgage company, Ameris Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Interlachen, FL
By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Interlachen, Florida with 24 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Interlachen, Florida in 2025, led by Rocket Mortgage with 10. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 9 credit unions closed home loans in Interlachen, Florida in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Interlachen, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Interlachen, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Interlachen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
