Mortgage Lenders and Brokers in Hutchinson Island South, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Hutchinson Island South, Florida mortgage lenders include Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Miami Firefighters Federal Credit UnionMiami Firefighters Federal Credit Union1111 NW 7th St, Miami, FL 33136A+5.0 ★Texas Ratio: 2.26%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hutchinson Island South, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hutchinson Island South are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hutchinson Island South, Florida
Market share is the lender's share of all home loans closed in Hutchinson Island South, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 9 +2 HELOCs |
13.2% | 83.3% | $299,444 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 4.4% | 100% | $251,666 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $405,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 1.5% | 100% | $975,000 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.5% | 100% | $315,000 | View |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.5% | 100% | $455,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.5% | 100% | $475,000 | View |
|
1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 1.5% | 100% | $105,000 | |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 100% | $175,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
American Bancshares Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $305,000 | |
Builders Choice Mortgage LLC
|
Conventional | 1 | 1.5% | 100% | $205,000 | |
New Day Financial, LLC.
|
VA, Jumbo | 1 | 1.5% | 100% | $855,000 | |
The Mortgage Firm
|
Conventional | 1 | 1.5% | 100% | $275,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 4 | 5.9% | 80% | $312,500 | |
United Wholesale Mortgage
|
Conventional, FHA | 4 | 5.9% | 83.3% | $380,000 | |
Rocket Mortgage
|
Conventional | 4 | 5.9% | 57.1% | $377,500 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 4.4% | 100% | $325,000 | |
Primelending
|
Conventional, VA | 2 | 2.9% | 100% | $125,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 2 | 2.9% | 100% | $230,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 2.9% | 100% | $415,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 2.9% | 100% | $475,000 | View |
New American Funding, LLC.
|
Conventional | 2 | 2.9% | 100% | $290,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.5% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.5% | 100% | $1,105,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 1.5% | 100% | $445,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.5% | 100% | $505,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $665,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $325,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 1.5% | 100% | $305,000 | |
Guild Mortgage Company
|
Conventional | 1 | 1.5% | 100% | $405,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 1.5% | 100% | $175,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 1.5% | 100% | $165,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.5% | 100% | $415,000 | View |
Covantage Credit Union
|
Conventional | 1 | 1.5% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.5% | 100% | $375,000 | View |
New Fed Mortgage Corp.
|
Conventional | 1 | 1.5% | 100% | $205,000 | |
Towne Mortgage Company
|
Conventional | 1 | 1.5% | 100% | $505,000 | |
Staunton Financial Inc
|
Conventional | 1 | 1.5% | 100% | $655,000 | |
My Move Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $265,000 | |
Champions Funding, LLC
|
Conventional | 1 | 1.5% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Hutchinson Island South Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hutchinson Island South, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Hutchinson Island South? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hutchinson Island South in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hutchinson Island South, FL
Use these to narrow the list above. Each category shows how many Hutchinson Island South, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Hutchinson Island South, FL
Independent mortgage companies closed 60.3 percent of home loans in Hutchinson Island South, Florida in 2025, banks 35.3 percent and credit unions 4.4 percent. A&D Mortgage LLC was the largest mortgage company, Seacoast National Bank the largest bank and Miami Firefighters Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hutchinson Island South, FL
By home loans closed in 2025, Seacoast National Bank was the largest mortgage lender in Hutchinson Island South, Florida with 9 loans, about 13.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Hutchinson Island South, Florida in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by New Day Financial, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Hutchinson Island South, Florida in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hutchinson Island South, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hutchinson Island South, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hutchinson Island South. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
