Mortgage Lenders and Brokers in Howey-in-the-Hills, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Howey-in-the-Hills, Florida mortgage lenders include Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Publix Employees Federal Credit UnionPublix Employees Federal Credit Union482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604A+5.0 ★Texas Ratio: 2.50%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Florida Capital Bank, N.AFlorida Capital Bank, N.A241 Sw 7th Ter, Gainesville, FL 32601, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Howey-in-the-Hills, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Howey-in-the-Hills are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Howey-in-the-Hills, Florida
Market share is the lender's share of all home loans closed in Howey-in-the-Hills, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 4 +1 HELOCs |
4.9% | 80% | $132,500 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.5% | 100% | $395,000 | View |
|
5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $455,000 | View |
|
2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
|
482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 1.2% | 100% | $185,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 1.2% | 100% | $475,000 | View |
|
3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional, Jumbo | 1 | 1.2% | 100% | $895,000 | View |
Florida Capital Bank, N.A
241 Sw 7th Ter, Gainesville, FL 32601 |
Conventional | 1 | 1.2% | 100% | $255,000 | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 3.7% | 100% | $271,666 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1.2% | 100% | $85,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $415,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 1.2% | 100% | $435,000 | |
Jet HomeLoans, LP
|
Conventional | 1 | 1.2% | 100% | $395,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.2% | 100% | $365,000 | |
Rocket Mortgage
|
Conventional, FHA | 12 | 14.8% | 76.5% | $195,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 11 | 13.6% | 91.7% | $558,636 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 10 | 12.3% | 90.9% | $288,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 2.5% | 100% | $360,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 2 | 2.5% | 100% | $455,000 | |
Mortgage Research Center
|
VA | 2 | 2.5% | 66.7% | $370,000 | |
Movement Mortgage, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.2% | 100% | $285,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.2% | 100% | $475,000 | |
CrossCountry Mortgage, LLC
|
VA, Jumbo | 1 | 1.2% | 100% | $945,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.2% | 100% | $465,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.2% | 100% | $85,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1.2% | 100% | $425,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.2% | 100% | $105,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.2% | 33.3% | $145,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 1.2% | 100% | $385,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 1.2% | 100% | $575,000 | |
MLB Residential Lending, LLC
|
Conventional | 1 | 1.2% | 100% | $285,000 | |
American Financing Corporation
|
FHA | 1 | 1.2% | 100% | $495,000 | |
Planet Home Lending, LLC
|
VA | 1 | 1.2% | 100% | $285,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 1.2% | 100% | $375,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 1.2% | 100% | $335,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional | 1 | 1.2% | 100% | $515,000 | |
|
A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 1.2% | 100% | $275,000 | View |
21St Mortgage
|
Conventional | 1 | 1.2% | 33.3% | $155,000 | |
Champions Funding, LLC
|
Conventional | 1 | 1.2% | 100% | $305,000 | |
Village Capital & Investment
|
FHA | 1 | 1.2% | 50% | $305,000 | |
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northwest Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Howey-in-the-Hills Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Howey-in-the-Hills, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Howey-in-the-Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Howey-in-the-Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Howey-in-the-Hills, FL
Use these to narrow the list above. Each category shows how many Howey-in-the-Hills, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Howey-in-the-Hills, FL
Independent mortgage companies closed 81.5 percent of home loans in Howey-in-the-Hills, Florida in 2025, banks 8.6 percent and credit unions 9.9 percent. Freedom Mortgage Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Howey-in-the-Hills, FL
By home loans closed in 2025, Fairwinds Credit Union was the largest mortgage lender in Howey-in-the-Hills, Florida with 4 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Howey-in-the-Hills, Florida in 2025, led by DHI Mortgage Company, LTD. with 8. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Howey-in-the-Hills, Florida in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Howey-in-the-Hills, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Howey-in-the-Hills, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Howey-in-the-Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
