Mortgage Lenders and Brokers in Holley, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Holley, Florida mortgage lenders include Eglin Federal Credit UnionEglin Federal Credit Union1127 Industrial Dr, Crestview, FL 32539 8950A+5.0 ★Texas Ratio: 0.79%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%, Renasant BankRenasant Bank16404 Nw 17th Drive, Alachua, FL 32615A+5.0 ★Texas Ratio: 4.72%, Trustmark BankTrustmark Bank993 Us Highway 31 South, Defuniak Springs, FL 32435A+5.0 ★Texas Ratio: 2.40%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, and Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holley, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holley are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holley, Florida
Market share is the lender's share of all home loans closed in Holley, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1127 Industrial Dr, Crestview, FL 32539 8950 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 6 | 3.4% | 100% | $170,000 | |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +5 HELOCs |
1.7% | 60% | $68,333 | View |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
VA | 2 | 1.1% | 100% | $295,000 | View |
|
16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1.1% | 100% | $155,000 | View |
|
993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
Conventional, VA | 2 | 1.1% | 100% | $440,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $605,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
|
11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.6% | 100% | $665,000 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
VA | 1 | 0.6% | 100% | $295,000 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.6% | 100% | $325,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
FHA, VA | 8 | 4.6% | 83.3% | $410,000 | |
New Day Financial, LLC.
|
VA | 2 | 1.1% | 66.7% | $355,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.6% | 50% | $345,000 | |
Mortgage One of the South, Inc
|
VA | 1 | 0.6% | 100% | $505,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 18 | 10.3% | 76% | $321,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
9.2% | 81.8% | $371,250 | |
Mortgage Research Center
|
VA, Jumbo | 12 | 6.9% | 66.7% | $448,333 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA, Jumbo | 12 | 6.9% | 100% | $430,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, VA, HELOC | 7 +1 HELOCs |
4% | 100% | $495,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +4 HELOCs |
2.9% | 55.6% | $143,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 5 | 2.9% | 71.4% | $223,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 4 | 2.3% | 80% | $220,000 | View |
Nationstar Mortgage
|
Conventional, VA | 4 | 2.3% | 100% | $172,500 | |
Movement Mortgage, LLC
|
VA | 3 | 1.7% | 100% | $405,000 | |
Princeton Mortgage Corporation
|
VA | 3 | 1.7% | 100% | $485,000 | |
First Colony Mortgage Corporat
|
FHA, VA | 3 | 1.7% | 100% | $575,000 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 1.7% | 100% | $125,000 | |
Fairway Independent Mort Corp
|
FHA, VA | 3 | 1.7% | 100% | $441,666 | |
Guaranteed Rate, Inc.
|
FHA, VA | 2 | 1.1% | 100% | $370,000 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 1.1% | 100% | $235,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.1% | 66.7% | $365,000 | View |
Waterstone Mortgage Corporation
|
Conventional, VA | 2 | 1.1% | 100% | $435,000 | |
American Pacific Mortgage Corporation
|
VA | 2 | 1.1% | 100% | $450,000 | |
Stockton Mortgage Corporation
|
FHA, VA | 2 | 1.1% | 100% | $390,000 | |
Towne Mortgage Company
|
VA | 2 | 1.1% | 100% | $375,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 2 | 1.1% | 40% | $270,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 2 | 1.1% | 50% | $285,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 2 | 1.1% | 100% | $265,000 | |
Village Capital & Investment
|
VA | 2 | 1.1% | 100% | $545,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $65,000 | |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0.6% | 100% | $425,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
Primelending
|
Conventional | 1 | 0.6% | 50% | $105,000 | |
Affordable Mortgage Advisors
|
VA | 1 | 0.6% | 100% | $255,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.6% | 50% | $265,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.6% | 100% | $185,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.6% | 100% | $675,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.6% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.6% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 0.26% |
VA | 1 | 0.6% | 100% | $385,000 | View |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.6% | 100% | $495,000 | |
Nfm, Inc
|
VA | 1 | 0.6% | 100% | $165,000 | |
Delta Community Credit Union
|
Conventional | 1 | 0.6% | 100% | $335,000 | |
Nations Lending Corporation
|
VA | 1 | 0.6% | 100% | $425,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.6% | 100% | $315,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
|
A+5.0 ★Texas Ratio: 5.42% |
FHA | 1 | 0.6% | 100% | $415,000 | View |
Keesler Federal Credit Union
|
VA | 1 | 0.6% | 100% | $425,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Holley Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holley, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Holley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holley, FL
Use these to narrow the list above. Each category shows how many Holley, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Holley, FL
Independent mortgage companies closed 71.8 percent of home loans in Holley, Florida in 2025, banks 20.1 percent and credit unions 8 percent. Freedom Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Eglin Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Eglin Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holley, FL
By home loans closed in 2025, Eglin Federal Credit Union was the largest mortgage lender in Holley, Florida with 6 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Holley, Florida in 2025, led by Rocket Mortgage with 2. 41 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Holley, Florida in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holley, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holley, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
