Mortgage Lenders and Brokers in Highland City, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Highland City, Florida mortgage lenders include Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Publix Employees Federal Credit UnionPublix Employees Federal Credit Union482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604A+5.0 ★Texas Ratio: 2.50%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Bank Of Central FloridaBank Of Central Florida101 South Florida Avenue, Lakeland, FL 33801A+5.0 ★Texas Ratio: 1.81%, and Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highland City, Florida
Market share is the lender's share of all home loans closed in Highland City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 23 +13 HELOCs |
9.7% | 74.2% | $181,086 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 4 +4 HELOCs |
1.7% | 100% | $402,500 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.3% | 100% | $185,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $260,000 | View |
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482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 2 | 0.8% | 60% | $215,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $585,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
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101 South Florida Avenue, Lakeland, FL 33801 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
FHA | 1 | 0.4% | 100% | $255,000 | View |
Florida Capital Bank, N.A
241 Sw 7th Ter, Gainesville, FL 32601 |
FHA | 1 | 0.4% | 100% | $315,000 | |
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211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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Conventional, FHA | 9 | 3.8% | 90% | $310,555 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $255,000 | |
The Mortgage Firm
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Conventional, FHA | 2 | 0.8% | 66.7% | $395,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
Alkan Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $315,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.4% | 100% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 39 | 16.4% | 93% | $365,256 | |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 22 | 9.2% | 95.7% | $264,090 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 5.5% | 92.9% | $252,692 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 10 | 4.2% | 64.7% | $501,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 6 | 2.5% | 100% | $276,666 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 5 | 2.1% | 83.3% | $259,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.7% | 80% | $380,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $442,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.7% | 80% | $72,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 1.3% | 100% | $188,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.3% | 100% | $375,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 3 | 1.3% | 100% | $318,333 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.3% | 100% | $185,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 2 +3 HELOCs |
0.8% | 75% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 40% | $225,000 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.8% | 66.7% | $15,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 66.7% | $50,000 | |
Discover Bank
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Conventional | 2 | 0.8% | 33.3% | $55,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.8% | 100% | $395,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.8% | 100% | $530,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $325,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 50% | $420,000 | |
Ark-La-Tex Financial Services LLC
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VA | 2 | 0.8% | 100% | $460,000 | |
Village Capital & Investment
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VA | 2 | 0.8% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 20% | $55,000 | |
Cadence Bank
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Conventional | 1 | 0.4% | 100% | $295,000 | |
First Community Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $465,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.4% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $275,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Goodleap, LLC
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VA | 1 | 0.4% | 100% | $315,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 50% | $195,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.4% | 33.3% | $275,000 | View |
Equity Prime Mortgage LLC
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USDA | 1 | 0.4% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Reliant Home Funding, Inc
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FHA | 1 | 0.4% | 100% | $245,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $235,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Michigan Mutual, Inc
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VA | 1 | 0.4% | 100% | $645,000 | |
American Liberty Mortgage Inco
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VA | 1 | 0.4% | 100% | $585,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $315,000 | |
3rd Street Financial Corp
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.4% | 100% | $155,000 | |
Gardner Financial Services
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.4% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $205,000 | View |
Milend, Inc
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FHA | 1 | 0.4% | 50% | $265,000 | |
DFCU Financial
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 25% | $245,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $615,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $115,000 | |
General Electric Credit Union
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $365,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $225,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Highland City Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highland City, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Highland City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highland City, FL
Use these to narrow the list above. Each category shows how many Highland City, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Highland City, FL
Independent mortgage companies closed 73.5 percent of home loans in Highland City, Florida in 2025, banks 12.2 percent and credit unions 14.3 percent. Freedom Mortgage Corporation was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highland City, FL
By home loans closed in 2025, Midflorida Credit Union was the largest mortgage lender in Highland City, Florida with 23 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Highland City, Florida in 2025, led by RMC Home Mortgage, LLC with 14. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 9 credit unions closed home loans in Highland City, Florida in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
