Highland Beach, Florida mortgage lenders include Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Ithink Financial Credit UnionIthink Financial Credit Union790 Park of Commerce Blvd, Boca Raton, FL 33487A+5.0 ★Texas Ratio: 5.06%, United Community BankUnited Community Bank601 South Federal Highway, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.97%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Hsbc Bank USA, NAHsbc Bank USA, NA2950 Aventura Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 4.86%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Highland Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
8.1% | 100% | $598,333 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 8.1% | 75% | $5,588,333 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 8.1% | 100% | $1,895,000 | View |
|
790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
2.7% | 100% | $985,000 | View |
|
601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
2.7% | 50% | $405,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
2.7% | 100% | $355,000 | View |
|
2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 2.7% | 100% | $1,005,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 8.1% | 100% | $465,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 8.1% | 100% | $1,228,333 | View |
Pennymac Loan Services LLC
|
Conventional | 2 | 5.4% | 100% | $145,000 | |
Rocket Mortgage
|
Conventional | 1 | 2.7% | 20% | $185,000 | |
Fourleaf Federal Credit Union
|
Conventional | 1 | 2.7% | 100% | $395,000 | |
Pinnacle Mortgage Inc.
|
Conventional | 1 | 2.7% | 100% | $435,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 2.7% | 100% | $505,000 | |
NJ Lenders Corp
|
Conventional | 1 | 2.7% | 100% | $675,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 2.7% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 2.7% | 100% | $405,000 | View |
Endeavor Capital, LLC
|
Conventional | 1 | 2.7% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 2.7% | 100% | $705,000 | View |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 2.7% | 50% | $385,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 2.7% | 100% | $655,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 2.7% | 100% | $805,000 | |
Toyota Financial Savings Bank
|
Conventional | 1 | 2.7% | 100% | $675,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 1 | 2.7% | 100% | $3,505,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 2.7% | 100% | $225,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 2.7% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Highland Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland Beach in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Highland Beach, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 45.9 percent of home loans in Highland Beach, Florida in 2025, banks 48.6 percent and credit unions 5.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Bank of America NA the largest bank and Ithink Financial Credit Union the largest credit union. Among lenders headquartered in Florida, Ithink Financial Credit Union led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Highland Beach, Florida with 3 loans, about 8.1 percent of the market. The largest lender headquartered in Florida was Ithink Financial Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Highland Beach, Florida in 2025, led by AdvantageFirst Lending Inc with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Highland Beach, Florida in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.