Mortgage Lenders and Brokers in Hernando Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hernando Beach, Florida mortgage lenders include Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Crews Bank & TrustCrews Bank & Trust400 N Brevard Ave, Arcadia, FL 34266A+5.0 ★Texas Ratio: 0.31%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hernando Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hernando Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hernando Beach, Florida
Market share is the lender's share of all home loans closed in Hernando Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +1 HELOCs |
5% | 100% | $560,000 | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 4 | 5% | 100% | $372,500 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $270,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.5% | 100% | $245,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $535,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $325,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $405,000 | View |
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400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 1.2% | 100% | $305,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 1.2% | 33.3% | $195,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Everett Financial, Inc.
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Conventional, VA | 10 | 12.5% | 100% | $396,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 9 +1 HELOCs |
11.2% | 90% | $482,777 | |
Rocket Mortgage
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Conventional, VA | 6 | 7.5% | 66.7% | $346,666 | |
Pennymac Loan Services LLC
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Conventional | 4 | 5% | 100% | $527,500 | |
Lendsure Mortgage Corp.
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Conventional | 3 | 3.8% | 100% | $478,333 | |
Zillow Home Loans, LLC
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Conventional, VA | 3 | 3.8% | 100% | $445,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 2.5% | 66.7% | $445,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 2 | 2.5% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 2.5% | 66.7% | $480,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 2.5% | 100% | $715,000 | |
Mortgage Research Center
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VA | 2 | 2.5% | 66.7% | $490,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 2.5% | 100% | $475,000 | |
Go Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $475,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $285,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.2% | 100% | $665,000 | |
T2 Financial LLC
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Conventional | 1 | 1.2% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 1.2% | 100% | $415,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.2% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.2% | 25% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 1.2% | 100% | $535,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 1.2% | 100% | $665,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.2% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.2% | 100% | $585,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 1.2% | 100% | $235,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 1.2% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hernando Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hernando Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Hernando Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hernando Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hernando Beach, FL
Use these to narrow the list above. Each category shows how many Hernando Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Hernando Beach, FL
Independent mortgage companies closed 70 percent of home loans in Hernando Beach, Florida in 2025, banks 25 percent and credit unions 5 percent. Everett Financial, Inc. was the largest mortgage company, Regions Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Brannen Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hernando Beach, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Hernando Beach, Florida with 4 loans, about 5 percent of the market. The largest lender headquartered in Florida was Brannen Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Hernando Beach, Florida in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hernando Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hernando Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hernando Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
