Grant-Valkaria, Florida mortgage lenders include Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grant-Valkaria, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grant-Valkaria are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Grant-Valkaria, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 7 +7 HELOCs |
5.5% | 77.8% | $382,142 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 50% | $315,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $85,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $465,000 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $305,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.8% | 66.7% | $105,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
|
Conventional | 4 | 3.1% | 100% | $367,500 | |
DYBN Financial Corporation dba Morgan Financial
|
Conventional, VA | 2 | 1.6% | 100% | $560,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.8% | 100% | $785,000 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 51 | 39.8% | 83.9% | $408,137 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 7% | 90% | $442,777 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 3.9% | 85.7% | $165,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 3 | 2.3% | 100% | $368,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 2.3% | 60% | $178,333 | |
Contour Mortgage Corporation
|
Conventional | 2 | 1.6% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 2 | 1.6% | 100% | $390,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.6% | 100% | $305,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 1.6% | 66.7% | $195,000 | |
Guild Mortgage Company
|
Conventional, VA | 2 | 1.6% | 100% | $375,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 1.6% | 100% | $350,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 1.6% | 100% | $240,000 | |
Mortgage Research Center
|
VA | 2 | 1.6% | 40% | $450,000 | |
Cadence Bank
|
Conventional | 1 | 0.8% | 100% | $445,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $315,000 | |
Oaktree Funding Corp
|
Conventional | 1 | 0.8% | 100% | $655,000 | |
AdvantageFirst Lending Inc
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
Bayshore Mortgage Funding
|
FHA | 1 | 0.8% | 100% | $535,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.8% | 100% | $705,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.8% | 100% | $345,000 | |
Direct Mortgage Loans, LLC
|
VA | 1 | 0.8% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.8% | 100% | $455,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.8% | 100% | $545,000 | |
New American Funding, LLC.
|
VA | 1 | 0.8% | 100% | $625,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.8% | 100% | $555,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 100% | $35,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
Paramount Residential Mortgage
|
VA | 1 | 0.8% | 100% | $415,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.8% | 50% | $445,000 | |
Leaderone Financial Corp.
|
VA, Jumbo | 1 | 0.8% | 100% | $1,295,000 | |
Village Capital & Investment
|
VA | 1 | 0.8% | 100% | $385,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Grant-Valkaria? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grant-Valkaria in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Grant-Valkaria, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 85.9 percent of home loans in Grant-Valkaria, Florida in 2025, banks 7 percent and credit unions 7 percent. The Mortgage Firm was the largest mortgage company, Truist Bank the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Space Coast Credit Union was the largest mortgage lender in Grant-Valkaria, Florida with 7 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Grant-Valkaria, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 83.9 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Grant-Valkaria, Florida in 2025, led by DHI Mortgage Company, LTD. with 17. 12 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 3 credit unions closed home loans in Grant-Valkaria, Florida in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grant-Valkaria, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grant-Valkaria, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grant-Valkaria. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.