Mortgage Lenders and Brokers in Golden Gate, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Golden Gate, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, The Central Trust BankThe Central Trust Bank3701 Tamiami Trl N, Naples, FL 34103A+5.0 ★Texas Ratio: 3.12%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, First BankFirst Bank325 S Main St, Belle Glade, FL 33430A+5.0 ★Texas Ratio: 4.65%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Golden Gate, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Golden Gate are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Golden Gate, Florida
Market share is the lender's share of all home loans closed in Golden Gate, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 4 +41 HELOCs |
2% | 80% | $372,500 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 1% | 66.7% | $295,000 | View |
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3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 2 | 1% | 100% | $255,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 1% | 66.7% | $465,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $55,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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325 S Main St, Belle Glade, FL 33430 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.5% | 100% | $855,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $195,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 6 | 3% | 100% | $523,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.5% | 80% | $551,666 | |
The Mortgage Warehouse, LLC
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Conventional | 1 | 0.5% | 100% | $115,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 37 | 18.8% | 82.2% | $423,108 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 28 +1 HELOCs |
14.2% | 93.3% | $349,642 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
7.6% | 62.5% | $411,000 | |
Rocket Mortgage
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Conventional, FHA | 14 | 7.1% | 77.8% | $217,857 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 8 +1 HELOCs |
4.1% | 72.7% | $371,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 8 | 4.1% | 100% | $322,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 3% | 60% | $383,333 | |
The Loan Store, Inc
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Conventional, FHA | 6 | 3% | 100% | $528,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 2.5% | 100% | $369,000 | |
Lake Michigan Credit Union
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Conventional, HELOC | 4 +3 HELOCs |
2% | 100% | $412,500 | |
Nationstar Mortgage
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Conventional | 3 | 1.5% | 100% | $161,666 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 3 | 1.5% | 50% | $268,333 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 1% | 60% | $120,000 | View |
Kind Lending, LLC
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Conventional, FHA | 2 | 1% | 100% | $540,000 | |
loanDepot.com LLC
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Conventional | 2 | 1% | 50% | $385,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1% | 100% | $460,000 | |
AmWest Funding Corp
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Conventional | 2 | 1% | 100% | $390,000 | |
Das Acquisition Company, LLC
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Conventional, VA | 2 | 1% | 100% | $275,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $280,000 | |
Point Mortgage Corp
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Conventional, FHA | 2 | 1% | 100% | $270,000 | |
Mortgage Research Center
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VA | 2 | 1% | 100% | $195,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 2 | 1% | 100% | $345,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1% | 50% | $90,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $535,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.5% | 100% | $515,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $475,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 16.7% | $75,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 50% | $135,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $495,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $455,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Golden Gate Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Golden Gate, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Golden Gate? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Golden Gate in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Golden Gate, FL
Use these to narrow the list above. Each category shows how many Golden Gate, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Golden Gate, FL
Independent mortgage companies closed 90.4 percent of home loans in Golden Gate, Florida in 2025, banks 5.6 percent and credit unions 4.1 percent. Reliable Holdings Manager dba Lendz Financial was the largest mortgage company, US Bank, N.A. the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Golden Gate, FL
By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in Golden Gate, Florida with 4 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Golden Gate, Florida in 2025, led by American Pacific Mortgage Corporation with 21. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 2 credit unions closed home loans in Golden Gate, Florida in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Golden Gate, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Golden Gate, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Golden Gate. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
