Eagle Lake, Florida mortgage lenders include Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Citizens Bank and TrustCitizens Bank and Trust211 Havendale Blvd, Auburndale, FL 33823D2.1 ★Texas Ratio: 5.22%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Climate First BankClimate First Bank2755 E Orange Ave, Eustis, FL 32726A+5.0 ★Texas Ratio: 1.15%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, and Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eagle Lake, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eagle Lake are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Eagle Lake, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 16 +8 HELOCs |
5.1% | 50% | $150,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 80% | $207,500 | View |
|
211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional | 3 | 1% | 100% | $81,666 | View |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 2 | 0.6% | 66.7% | $190,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
|
2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
FHA, VA | 6 | 1.9% | 75% | $285,000 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 4 | 1.3% | 66.7% | $312,500 | |
New Day Financial, LLC.
|
VA | 2 | 0.6% | 100% | $325,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Obsidian Financial Services
|
FHA | 1 | 0.3% | 100% | $155,000 | |
Fairway Funding Group, Inc
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
The Mortgage Firm
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 37 | 11.9% | 71.2% | $314,189 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 29 | 9.3% | 85.3% | $279,137 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 27 | 8.7% | 90% | $285,000 | |
Homeamerican Mortgage Corporation
|
Conventional, FHA, VA | 23 | 7.4% | 88.9% | $320,652 | |
Rocket Mortgage
|
Conventional, FHA | 18 | 5.8% | 75% | $172,222 | |
Inspire Home Loans Inc.
|
Conventional, FHA, USDA | 15 | 4.8% | 72.7% | $248,333 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 11 | 3.5% | 100% | $135,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 9 | 2.9% | 100% | $327,222 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 8 | 2.6% | 88.9% | $393,750 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 1.9% | 85.7% | $250,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 4 | 1.3% | 100% | $155,000 | |
Cardinal Financial Company, Li
|
FHA | 4 | 1.3% | 100% | $297,500 | |
Gardner Financial Services
|
Conventional, FHA | 4 | 1.3% | 100% | $305,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 1% | 100% | $238,333 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 1% | 100% | $185,000 | |
American Liberty Mortgage Inco
|
FHA | 3 | 1% | 100% | $328,333 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 3 | 1% | 100% | $175,000 | |
Mortgage Research Center
|
FHA, VA | 3 | 1% | 42.9% | $218,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 1% | 75% | $155,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $240,000 | |
RMC Home Mortgage, LLC
|
FHA, VA | 2 | 0.6% | 100% | $330,000 | |
Neighborhood Loans, Inc
|
Conventional | 2 | 0.6% | 100% | $15,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 0.6% | 50% | $155,000 | View |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.6% | 100% | $260,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.6% | 28.6% | $125,000 | |
|
A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 2 | 0.6% | 100% | $155,000 | View |
Nfm, Inc
|
Conventional | 2 | 0.6% | 100% | $210,000 | |
Planet Home Lending, LLC
|
VA | 2 | 0.6% | 66.7% | $310,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $210,000 | View |
New American Funding, LLC.
|
FHA, VA | 2 | 0.6% | 50% | $250,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.6% | 100% | $150,000 | |
Leaderone Financial Corp.
|
Conventional, VA | 2 | 0.6% | 100% | $215,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $175,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $165,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Primelending
|
VA | 1 | 0.3% | 100% | $285,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.3% | 100% | $385,000 | View |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.3% | 25% | $185,000 | |
Bay Equity LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.3% | 100% | $145,000 | |
First Option Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $285,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $85,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 100% | $45,000 | |
Saygo Home Loans, LLC
|
VA | 1 | 0.3% | 100% | $335,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $655,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 50% | $125,000 | |
Interstate Home Loan Center, Inc.
|
FHA | 1 | 0.3% | 33.3% | $315,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.3% | 50% | $285,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.3% | 100% | $75,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
21St Mortgage
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 25% | $265,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $375,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 100% | $315,000 | |
American Neighborhood Mortgage Acceptance Company
|
VA | 1 | 0.3% | 100% | $805,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Eagle Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eagle Lake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Eagle Lake, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 85.2 percent of home loans in Eagle Lake, Florida in 2025, banks 8.7 percent and credit unions 6.1 percent. Freedom Mortgage Corporation was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 16 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Midflorida Credit Union was the largest mortgage lender in Eagle Lake, Florida with 16 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Eagle Lake, Florida in 2025, led by DHI Mortgage Company, LTD. with 23. 22 lenders closed VA loans, led by First Heritage Mortgage, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Eagle Lake, Florida in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eagle Lake, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eagle Lake, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eagle Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.