Dade City, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association14045 7th St, Dade City, FL 33525A+5.0 ★Texas Ratio: 2.27%, Citizens Bank and TrustCitizens Bank and Trust13744 7th St, Dade City, FL 33525D2.1 ★Texas Ratio: 5.22%, Truist BankTruist Bank11704 Us Highway 301, Dade City, FL 33525A+5.0 ★Texas Ratio: 2.87%, Centennial BankCentennial Bank14033 8th St, Dade City, FL 33525A+5.0 ★Texas Ratio: 3.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Suncoast Credit UnionSuncoast Credit Union12510 US Highway 301, Dade City, FL 33525A5.0 ★Texas Ratio: 6.26%, San Antonio Citizens Federal Credit UnionSan Antonio Citizens Federal Credit Union38149 Sprocket Way, Dade City, FL 33525A+5.0 ★Texas Ratio: 1.09%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, and Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dade City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dade City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Dade City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 1 office in Dade City 14045 7th St, Dade City, FL 33525 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA | 14 | 2.8% | 100% | $220,000 | View |
|
1 office in Dade City 13744 7th St, Dade City, FL 33525 D2.1 ★Texas Ratio: 5.22% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
|
★ 1 stars, 1 review 1 office in Dade City 11704 Us Highway 301, Dade City, FL 33525 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1 office in Dade City 14033 8th St, Dade City, FL 33525 A+5.0 ★Texas Ratio: 3.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 1.2% | 100% | $248,333 | View |
|
12510 US Highway 301, Dade City, FL 33525 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 5 +17 HELOCs |
1% | 83.3% | $211,000 | View |
|
38149 Sprocket Way, Dade City, FL 33525 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 5 | 1% | 83.3% | $407,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 3 | 0.6% | 75% | $948,333 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.4% | 100% | $545,000 | View |
|
★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
FHA, VA | 2 | 0.4% | 100% | $330,000 | View |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 2 | 0.4% | 100% | $530,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 0.4% | 40% | $75,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,215,000 | View |
|
3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
12534 Highway 301, Dade City, FL 33525 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Trailblazer Mortgage L.L.C.
|
Conventional, FHA, VA, USDA | 91 | 18% | 95.8% | $264,450 | |
Acrisure Mortgage, LLC
|
Conventional, FHA, VA, USDA | 40 | 7.9% | 100% | $322,250 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 6 | 1.2% | 100% | $356,666 | |
The Mortgage Firm
|
Conventional, FHA | 3 | 0.6% | 100% | $245,000 | |
Lennar Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $290,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 37.5% | $235,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Obsidian Financial Services
|
FHA | 1 | 0.2% | 100% | $345,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 50% | $275,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 64 | 12.6% | 92.9% | $320,468 | |
M/I Financial. LLC
|
Conventional, FHA, VA | 57 | 11.3% | 98.4% | $387,105 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 45 +1 HELOCs |
8.9% | 87% | $317,444 | |
Rocket Mortgage
|
Conventional, FHA, VA | 22 | 4.3% | 81.5% | $282,727 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 15 | 3% | 93.8% | $398,333 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 7 | 1.4% | 63.6% | $385,000 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 1.2% | 85.7% | $285,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 6 | 1.2% | 100% | $286,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 5 | 1% | 100% | $345,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 5 | 1% | 83.3% | $301,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $317,500 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 4 | 0.8% | 100% | $227,500 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $321,666 | View |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 0.6% | 42.9% | $388,333 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $475,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 3 | 0.6% | 42.9% | $168,333 | |
Mortgage Research Center
|
VA | 3 | 0.6% | 75% | $291,666 | |
Zillow Home Loans, LLC
|
Conventional, VA | 3 | 0.6% | 100% | $325,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 2 | 0.4% | 100% | $190,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 2 | 0.4% | 100% | $130,000 | |
Planet Home Lending, LLC
|
VA | 2 | 0.4% | 100% | $285,000 | |
Embrace Home Loans, Inc.
|
Conventional | 2 | 0.4% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
Lake Michigan Credit Union
|
Conventional, Jumbo | 2 | 0.4% | 100% | $720,000 | |
New American Funding, LLC.
|
FHA | 2 | 0.4% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 2 | 0.4% | 75% | $270,000 | View |
Village Capital & Investment
|
VA | 2 | 0.4% | 80% | $400,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 50% | $65,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 0.2% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 50% | $295,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 12.5% | $65,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.2% | 100% | $335,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.2% | 100% | $415,000 | View |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 16.7% | $75,000 | |
Royal Pacific Funding
|
FHA | 1 | 0.2% | 100% | $175,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $395,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.2% | 100% | $295,000 | |
BoxCar Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
Synovus Bank
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Nationstar Mortgage
|
FHA | 1 | 0.2% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 8.70% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
Bank Ozk
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 50% | $325,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Fairway Independent Mort Corp
|
FHA | 1 | 0.2% | 100% | $305,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.2% | 50% | $25,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 50% | $55,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 50% | $355,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.2% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +4 HELOCs |
0% | 0% | ||
Coastal Community Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Community Choice Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Dade City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dade City in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Dade City, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 88.5 percent of home loans in Dade City, Florida in 2025, banks 7.5 percent and credit unions 4 percent. Trailblazer Mortgage L.L.C. was the largest mortgage company, Southstate Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Dade City, Florida with 14 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dade City, Florida, M/I Financial. LLC approved the highest share of completed applications in 2025 at 98.4 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Dade City, Florida in 2025, led by Trailblazer Mortgage L.L.C. with 63. 23 lenders closed VA loans, led by Trailblazer Mortgage L.L.C., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 12 credit unions closed home loans in Dade City, Florida in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dade City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dade City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dade City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.