Mortgage Lenders and Brokers in Butler Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Butler Beach, Florida mortgage lenders include Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Radifi Federal Credit UnionRadifi Federal Credit Union801 Atlantic Blvd, Atlantic Beach, FL 32233, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Cogent BankCogent Bank1001 3rd Ave W, Bradenton, FL 34205A+5.0 ★Texas Ratio: 2.54%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, and Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Butler Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Butler Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Butler Beach, Florida
Market share is the lender's share of all home loans closed in Butler Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 11 +1 HELOCs |
8.7% | 91.7% | $455,909 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 9 | 7.1% | 100% | $307,222 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $400,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.6% | 50% | $405,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 1 | 0.8% | 100% | $285,000 | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,455,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,085,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.8% | 50% | $135,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $35,000 | View |
Freedom Mortgage Corporation
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VA, Jumbo | 1 | 0.8% | 50% | $975,000 | |
Mortgage300 Corporation
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Conventional | 1 | 0.8% | 100% | $395,000 | |
United Wholesale Mortgage
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Conventional, VA | 24 | 18.9% | 96% | $427,083 | |
Rocket Mortgage
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Conventional | 6 | 4.7% | 54.5% | $433,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
3.1% | 100% | $457,500 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 4 | 3.1% | 80% | $642,500 | |
Lendsure Mortgage Corp.
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Conventional | 4 | 3.1% | 100% | $292,500 | |
Barwick Banking Company
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Conventional, Jumbo | 3 | 2.4% | 100% | $1,131,666 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.6% | 50% | $170,000 | |
First Community Mortgage, Inc.
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Conventional | 2 | 1.6% | 100% | $520,000 | |
American Financial Resources LLC
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Conventional | 2 | 1.6% | 100% | $605,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.6% | 100% | $300,000 | |
Loanpeople, LLC
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Conventional, FHA | 2 | 1.6% | 100% | $390,000 | |
Texana Bank
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Conventional | 2 | 1.6% | 100% | $565,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.8% | 100% | $3,005,000 | |
EMM Loans LLC
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 50% | $305,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 50% | $585,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $445,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 33.3% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.8% | 100% | $605,000 | View |
Scott Credit Union
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Conventional | 1 | 0.8% | 100% | $365,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 50% | $145,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $2,005,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.8% | 100% | $965,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.8% | 100% | $565,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 50% | $85,000 | |
Bank of Dudley
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Conventional | 1 | 0.8% | 100% | $485,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.8% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.8% | 100% | $385,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.8% | 100% | $395,000 | |
Nations Direct Mortgage, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,355,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $425,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.8% | 100% | $245,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $315,000 | |
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Aberdeen Proving Ground FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lake Michigan Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Butler Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Butler Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Butler Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Butler Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Butler Beach, FL
Use these to narrow the list above. Each category shows how many Butler Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Butler Beach, FL
Independent mortgage companies closed 60.6 percent of home loans in Butler Beach, Florida in 2025, banks 27.6 percent and credit unions 11.8 percent. Freedom Mortgage Corporation was the largest mortgage company, Ameris Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Butler Beach, FL
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Butler Beach, Florida with 11 loans, about 8.7 percent of the market. The largest lender headquartered in Florida was VyStar Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Butler Beach, Florida in 2025, led by Union Home Mortgage Corp. with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 11 credit unions closed home loans in Butler Beach, Florida in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Butler Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Butler Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Butler Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
