Mortgage Lenders and Brokers in Torrington, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Torrington, Connecticut mortgage lenders include Torrington Savings BankTorrington Savings Bank8 Church St, Torrington, CT 06790A+5.0 ★Texas Ratio: 0.61%, Northwest Community BankNorthwest Community Bank416 Winsted Rd, Torrington, CT 06790A4.9 ★Texas Ratio: 7.16%, M&T BankM&T Bank211 High St, Torrington, CT 06790A+5.0 ★Texas Ratio: 4.11%, Union Savings BankUnion Savings Bank1057 Torringford St, Torrington, CT 06790A+5.0 ★Texas Ratio: 2.11%, Bank of America NABank of America NA1196 E Main St, Torrington, CT 06790A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA205 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.68%, Thomaston Savings BankThomaston Savings Bank73 Main St S, Bethlehem, CT 06751A+5.0 ★Texas Ratio: 5.17%, Liberty BankLiberty Bank27 Dale Rd, Avon, CT 06001A+5.0 ★Texas Ratio: 1.90%, Webster Bank, N.A.Webster Bank, N.A.1180 E Main St, Torrington, CT 06790A+5.0 ★Texas Ratio: 4.34%, and Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Torrington, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Torrington are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Torrington, Connecticut
Market share is the lender's share of all home loans closed in Torrington, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8 Church St, Torrington, CT 06790 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 55 | 8.2% | 80.8% | $109,909 | View |
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2 offices in Torrington 416 Winsted Rd, Torrington, CT 06790 A4.9 ★Texas Ratio: 7.16% |
Conventional | 9 | 1.3% | 90% | $177,222 | View |
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1 office in Torrington 211 High St, Torrington, CT 06790 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 5 +11 HELOCs |
0.7% | 100% | $225,000 | View |
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2 offices in Torrington 1057 Torringford St, Torrington, CT 06790 A+5.0 ★Texas Ratio: 2.11% |
Conventional, HELOC | 4 +8 HELOCs |
0.6% | 100% | $240,000 | View |
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1 office in Torrington 1196 E Main St, Torrington, CT 06790 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +3 HELOCs |
0.6% | 80% | $247,500 | View |
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1 office in Torrington 205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 60% | $245,000 | View |
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73 Main St S, Bethlehem, CT 06751 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, HELOC | 15 +8 HELOCs |
2.2% | 75% | $168,333 | View |
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★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 11 +3 HELOCs |
1.6% | 78.6% | $221,363 | View |
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1180 E Main St, Torrington, CT 06790 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 4 +10 HELOCs |
0.6% | 46.2% | $77,500 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 3 | 0.4% | 100% | $261,666 | View |
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211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.4% | 75% | $238,333 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 50% | $95,000 | View |
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215 High St, Torrington, CT 06790 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $35,000 | View |
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964 Asylum Ave, Hartford, CT 06105 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 2 | 0.3% | 50% | $270,000 | View |
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★ 5 stars, 1 review 97 NEWTOWN RD, DANBURY, CT 06810 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 2 | 0.3% | 100% | $230,000 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $165,000 | View |
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75 Holly Hill Ln, Greenwich, CT 06830 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $255,000 | View |
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75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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40 Grassy Plain St, Bethel, CT 06801 A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Citibank, NA
939 Main St, Bridgeport, CT 06604 |
Conventional, Jumbo | 1 | 0.1% | 100% | $845,000 | |
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100 Main St, Canaan, CT 06018 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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182 West Main Street, Avon, CT 06001 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First World Mortgage Corporaton
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Conventional, FHA | 72 | 10.8% | 100% | $176,666 | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 59 | 8.8% | 95.2% | $192,627 | |
William Raveis Mortgage, LLC
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Conventional, FHA | 7 | 1% | 87.5% | $183,571 | |
Norwich Commercial Group Inc
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Conventional | 6 | 0.9% | 75% | $108,333 | |
Prysma Lending Group, LLC
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Conventional | 4 | 0.6% | 100% | $217,500 | |
CSE Credit Union, Inc.
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Conventional | 3 | 0.4% | 100% | $135,000 | |
Waterbury Ct Teachers FCU
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Conventional | 2 | 0.3% | 100% | $40,000 | |
Mortgage Markets CUSO, LLC
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Conventional | 2 | 0.3% | 100% | $360,000 | |
Warshaw Capital, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $320,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, FHA | 49 | 7.3% | 76.9% | $203,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 38 +1 HELOCs |
5.7% | 84.4% | $280,526 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 28 +1 HELOCs |
4.2% | 96.8% | $162,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 19 +3 HELOCs |
2.8% | 71.4% | $147,631 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 16 | 2.4% | 100% | $151,250 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 13 | 1.9% | 100% | $268,076 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 12 +1 HELOCs |
1.8% | 100% | $229,166 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +2 HELOCs |
1.5% | 58.8% | $198,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 1.5% | 91.7% | $223,000 | |
Nationstar Mortgage
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Conventional, FHA | 9 | 1.3% | 75% | $186,111 | |
Mortgage Research Center
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FHA, VA | 9 | 1.3% | 69.2% | $320,555 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.2% | 84.6% | $296,250 | |
Prosperity Home Mortgage, LLC
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Conventional | 8 | 1.2% | 100% | $202,500 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 8 | 1.2% | 81.8% | $377,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 8 | 1.2% | 61.5% | $161,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1% | 87.5% | $289,285 | |
Newrez LLC
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Conventional, FHA | 7 | 1% | 61.5% | $239,285 | |
V.I.P. Mortgage, Inc.
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Conventional, VA | 5 | 0.7% | 100% | $213,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 5 | 0.7% | 71.4% | $183,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 5 | 0.7% | 100% | $233,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 0.7% | 100% | $277,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.6% | 50% | $97,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 0.6% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.6% | 38.5% | $165,000 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 0.6% | 100% | $262,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.4% | 50% | $121,666 | |
Deephaven Mortgage LLC
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Conventional | 3 | 0.4% | 100% | $158,333 | |
Homestead Funding Corp.
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Conventional | 3 | 0.4% | 100% | $198,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 0.4% | 100% | $218,333 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.4% | 75% | $185,000 | |
EMM Loans LLC
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FHA | 2 | 0.3% | 66.7% | $260,000 | |
Primelending
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FHA | 2 | 0.3% | 100% | $205,000 | |
Goodleap, LLC
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Conventional | 2 | 0.3% | 100% | $180,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.3% | 100% | $130,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.3% | 100% | $190,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $360,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.3% | 100% | $205,000 | |
Nfm, Inc
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FHA | 2 | 0.3% | 100% | $285,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 0.3% | 100% | $240,000 | |
United Mortgage Corp.
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FHA | 2 | 0.3% | 100% | $380,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.3% | 100% | $195,000 | View |
Lower, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $275,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA | 2 | 0.3% | 100% | $390,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.3% | 100% | $235,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $215,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.3% | 66.7% | $210,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.3% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $215,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.1% | 100% | $275,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.1% | 100% | $325,000 | View |
Contour Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $305,000 | |
Watermark Capital, Inc.
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VA | 1 | 0.1% | 100% | $435,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.1% | 50% | $295,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.1% | 100% | $255,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 100% | $205,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $285,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $275,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Skyrock Mortgage
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Conventional | 1 | 0.1% | 100% | $255,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $195,000 | |
East Coast Capital Corp.
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FHA | 1 | 0.1% | 100% | $345,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Leader Bank NA
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Armed Forces Bank, N.A.
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Conventional | 1 | 0.1% | 100% | $185,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $135,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Suffolk Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.1% | 100% | $355,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
First Central Savings Bank
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Conventional | 1 | 0.1% | 100% | $215,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $335,000 | View |
Quontic Bank
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Tomo Mortgage LLC
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VA | 1 | 0.1% | 100% | $295,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.1% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Clearview Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Torrington Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Torrington, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Torrington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Torrington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Torrington, CT
Use these to narrow the list above. Each category shows how many Torrington, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Torrington, CT
Independent mortgage companies closed 76.4 percent of home loans in Torrington, Connecticut in 2025, banks 20.9 percent and credit unions 2.7 percent. First World Mortgage Corporaton was the largest mortgage company, Torrington Savings Bank the largest bank and American Eagle FCU the largest credit union. Among lenders headquartered in Connecticut, Torrington Savings Bank led with 55 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Torrington, CT
By home loans closed in 2025, Torrington Savings Bank was the largest mortgage lender in Torrington, Connecticut with 55 loans, about 8.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Torrington, Connecticut, First World Mortgage Corporaton approved the highest share of completed applications in 2025 at 100 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Torrington, Connecticut in 2025, led by United Wholesale Mortgage with 20. 16 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 14 credit unions closed home loans in Torrington, Connecticut in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Torrington, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Torrington, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Torrington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
