Mortgage Lenders and Brokers in Sandy Hook, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sandy Hook, Connecticut mortgage lenders include Newtown Savings BankNewtown Savings Bank12 Berkshire Rd, Sandy Hook, CT 06482A+5.0 ★Texas Ratio: 3.03%, Union Savings BankUnion Savings Bank24 Grassy Plain St, Bethel, CT 06801A+5.0 ★Texas Ratio: 2.11%, Sikorksy Financial Credit UnionSikorksy Financial Credit Union1201 South Ave, Bridgeport, CT 06604 5246A+5.0 ★Texas Ratio: 1.38%, Bank of America NABank of America NA382 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA205 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank100 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA211 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 5.36%, Ives BankIves Bank40 Grassy Plain St, Bethel, CT 06801A5.0 ★Texas Ratio: 8.25%, Citibank, NACitibank, NA939 Main St, Bridgeport, CT 06604, and Webster Bank, N.A.Webster Bank, N.A.200 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sandy Hook, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sandy Hook are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sandy Hook, Connecticut
Market share is the lender's share of all home loans closed in Sandy Hook, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sandy Hook 12 Berkshire Rd, Sandy Hook, CT 06482 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo, HELOC | 29 +26 HELOCs |
10.5% | 90.6% | $416,034 | View |
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24 Grassy Plain St, Bethel, CT 06801 A+5.0 ★Texas Ratio: 2.11% |
Conventional, Jumbo, HELOC | 11 +11 HELOCs |
4% | 100% | $610,454 | View |
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1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38% |
Conventional, Jumbo, HELOC | 10 +4 HELOCs |
3.6% | 78.6% | $292,000 | View |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +11 HELOCs |
1.8% | 83.3% | $535,000 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.8% | 62.5% | $795,000 | View |
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100 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +11 HELOCs |
1.4% | 100% | $387,500 | View |
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211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1.1% | 75% | $578,333 | View |
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40 Grassy Plain St, Bethel, CT 06801 A5.0 ★Texas Ratio: 8.25% |
Conventional | 3 | 1.1% | 100% | $428,333 | View |
Citibank, NA
939 Main St, Bridgeport, CT 06604 |
Conventional | 3 | 1.1% | 100% | $535,000 | |
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200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +6 HELOCs |
0.7% | 66.7% | $190,000 | View |
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★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 100% | $480,000 | View |
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75 Holly Hill Ln, Greenwich, CT 06830 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.7% | 100% | $380,000 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $315,000 | View |
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295 Boston Post Rd, Milford, CT 06460 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
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156 Willimantic Rd, Baltic, CT 06330 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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101 Simsbury Rd, Avon, CT 06001 A4.9 ★Texas Ratio: 7.16% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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888 Farmington Ave, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.4% | 50% | $155,000 | View |
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25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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1089 Madison Ave, Bridgeport, CT 06606 A+5.0 ★Texas Ratio: 0.27% |
Conventional | 1 | 0.4% | 100% | $645,000 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | 100% | View | |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Total Mortgage Services, LLC
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Conventional, FHA, HELOC | 25 +1 HELOCs |
9% | 100% | $401,000 | |
First World Mortgage Corporaton
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Conventional, FHA | 4 | 1.4% | 100% | $247,500 | |
Planet Home Lending, LLC
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Conventional, VA | 3 | 1.1% | 100% | $398,333 | |
Warshaw Capital, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $695,000 | |
William Raveis Mortgage, LLC
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Conventional | 2 | 0.7% | 50% | $590,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.4% | 100% | $685,000 | |
Waterbury Ct Teachers FCU
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Rocket Mortgage
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Conventional | 27 | 9.7% | 75.7% | $271,296 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 4.7% | 86.7% | $494,230 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +2 HELOCs |
2.5% | 100% | $333,571 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +2 HELOCs |
2.5% | 100% | $483,571 | |
Cmg Mortgage Inc
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Conventional, USDA | 7 | 2.5% | 100% | $389,285 | |
Guaranteed Rate Affinity, LLC
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Conventional | 6 | 2.2% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 4 +1 HELOCs |
1.4% | 66.7% | $607,500 | |
Newrez LLC
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Conventional, FHA | 4 | 1.4% | 44.4% | $447,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.4% | 66.7% | $295,000 | |
Mortgage Research Center
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VA | 4 | 1.4% | 80% | $705,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 1.4% | 75% | $225,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.1% | 60% | $125,000 | |
Primelending
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Conventional, VA | 3 | 1.1% | 100% | $495,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.1% | 100% | $515,000 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $565,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.1% | 75% | $208,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 1.1% | 100% | $351,666 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.7% | 100% | $265,000 | |
Nbkc Bank
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Conventional, Jumbo | 2 | 0.7% | 100% | $685,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $665,000 | |
Top Flite Financial, Inc.
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FHA, VA | 2 | 0.7% | 100% | $370,000 | |
Third Federal Savings and Loan
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Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $35,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $545,000 | |
PNC Bank N.A.
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $425,000 | |
Equity Resources Inc
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Ridgewood Savings Bank
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Conventional | 1 | 0.4% | 100% | $355,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Msa Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 50% | $545,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $755,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $835,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $785,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $165,000 | |
East Coast Capital Corp.
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VA | 1 | 0.4% | 100% | $415,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $335,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 50% | $525,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Tompkins Community Bank
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Conventional | 1 | 0.4% | 100% | $615,000 | |
Northwest Bank
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Conventional | 1 | 0.4% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $785,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $715,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 5.14% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
21St Mortgage
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Texana Bank
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 33.3% | $505,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sandy Hook Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sandy Hook, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Sandy Hook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sandy Hook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sandy Hook, CT
Use these to narrow the list above. Each category shows how many Sandy Hook, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Sandy Hook, CT
Independent mortgage companies closed 57 percent of home loans in Sandy Hook, Connecticut in 2025, banks 35.7 percent and credit unions 7.2 percent. Total Mortgage Services, LLC was the largest mortgage company, Newtown Savings Bank the largest bank and Sikorksy Financial Credit Union the largest credit union. Among lenders headquartered in Connecticut, Newtown Savings Bank led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sandy Hook, CT
By home loans closed in 2025, Newtown Savings Bank was the largest mortgage lender in Sandy Hook, Connecticut with 29 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Sandy Hook, Connecticut in 2025, led by Total Mortgage Services, LLC with 3. 10 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 9 credit unions closed home loans in Sandy Hook, Connecticut in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sandy Hook, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sandy Hook, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sandy Hook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
