Mortgage Lenders and Brokers in Naugatuck, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Naugatuck, Connecticut mortgage lenders include Ion BankIon Bank251 Church St, Naugatuck, CT 06770A5.0 ★Texas Ratio: 10.40%, M&T BankM&T Bank727 Rubber Ave, Naugatuck, CT 06770A+5.0 ★Texas Ratio: 4.11%, Sikorksy Financial Credit UnionSikorksy Financial Credit Union1201 South Ave, Bridgeport, CT 06604 5246A+5.0 ★Texas Ratio: 1.38%, Liberty BankLiberty Bank1009 New Haven Rd, Naugatuck, CT 06770A+5.0 ★Texas Ratio: 1.90%, Thomaston Savings BankThomaston Savings Bank73 Main St S, Bethlehem, CT 06751A+5.0 ★Texas Ratio: 5.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA205 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.68%, Webster Bank, N.A.Webster Bank, N.A.733 Rubber Ave, Naugatuck, CT 06770A+5.0 ★Texas Ratio: 4.34%, Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%, Connex Credit UnionConnex Credit Union620 W Main St, Branford, CT 06405 3420A+5.0 ★Texas Ratio: 4.74%, and Bank of America NABank of America NA382 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Naugatuck, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Naugatuck are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Naugatuck, Connecticut
Market share is the lender's share of all home loans closed in Naugatuck, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Naugatuck 251 Church St, Naugatuck, CT 06770 A5.0 ★Texas Ratio: 10.40% |
Conventional | 42 | 7.5% | 76.4% | $136,190 | View |
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1 office in Naugatuck 727 Rubber Ave, Naugatuck, CT 06770 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 5 +7 HELOCs |
0.9% | 100% | $279,000 | View |
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1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38% |
Conventional, HELOC | 20 +7 HELOCs |
3.6% | 80% | $135,500 | View |
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★ 5 stars, 2 reviews 1009 New Haven Rd, Naugatuck, CT 06770 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 7 +12 HELOCs |
1.3% | 77.8% | $220,714 | View |
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73 Main St S, Bethlehem, CT 06751 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 6 +4 HELOCs |
1.1% | 100% | $166,666 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 6 +1 HELOCs |
1.1% | 75% | $316,666 | View |
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733 Rubber Ave, Naugatuck, CT 06770 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 5 +8 HELOCs |
0.9% | 83.3% | $87,000 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional, FHA | 5 | 0.9% | 100% | $357,000 | View |
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620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 5 | 0.9% | 62.5% | $53,000 | View |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +8 HELOCs |
0.7% | 80% | $375,000 | View |
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211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $165,000 | View |
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888 Farmington Ave, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 3 | 0.5% | 80% | $258,333 | View |
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★ 5 stars, 1 review 97 NEWTOWN RD, DANBURY, CT 06810 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 3 | 0.5% | 100% | $151,666 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.4% | 100% | $370,000 | View |
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24 Grassy Plain St, Bethel, CT 06801 A+5.0 ★Texas Ratio: 2.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $495,000 | View |
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75 Holly Hill Ln, Greenwich, CT 06830 D3.3 ★Texas Ratio: 35.11% |
FHA | 2 | 0.4% | 100% | $410,000 | View |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 33.3% | $205,000 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $155,000 | View |
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601 Watertown Ave, Waterbury, CT 06708 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.2% | 33.3% | $15,000 | View |
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40 Grassy Plain St, Bethel, CT 06801 A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
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★ 1 stars, 1 review 1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021 A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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589 Hartford Pike, Dayville, CT 06241 A+5.0 ★Texas Ratio: 1.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional, FHA, VA, HELOC | 40 +1 HELOCs |
7.2% | 89.1% | $207,500 | |
First World Mortgage Corporaton
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Conventional, FHA, VA | 22 | 3.9% | 91.7% | $193,181 | |
Waterbury Ct Teachers FCU
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Conventional | 7 | 1.3% | 100% | $80,714 | |
Norwich Commercial Group Inc
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Conventional | 6 | 1.1% | 60% | $146,666 | |
William Raveis Mortgage, LLC
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Conventional, FHA | 5 | 0.9% | 71.4% | $283,000 | |
Prysma Lending Group, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $331,666 | |
CSE Credit Union, Inc.
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Conventional | 3 | 0.5% | 100% | $41,666 | |
Sheri Motola
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Ellafi Federal Credit Union FKA Seasons Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Warshaw Capital, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $505,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 51 | 9.2% | 83.9% | $215,196 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 5% | 80.6% | $319,642 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 23 | 4.1% | 96.2% | $307,173 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
3.6% | 90.9% | $256,500 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 20 | 3.6% | 100% | $303,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2.3% | 93.8% | $325,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 8 | 1.4% | 80% | $237,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 8 | 1.4% | 100% | $277,500 | |
Newrez LLC
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Conventional, FHA | 7 | 1.3% | 43.8% | $259,285 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.3% | 87.5% | $209,285 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 1.3% | 50% | $240,714 | |
Nfm, Inc
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Conventional, FHA | 7 | 1.3% | 100% | $286,428 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.3% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 7 | 1.3% | 77.8% | $297,857 | |
loanDepot.com LLC
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Conventional | 6 | 1.1% | 75% | $180,000 | |
T2 Financial LLC
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Conventional, FHA | 6 | 1.1% | 100% | $276,666 | |
Mortgage Research Center
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VA | 5 | 0.9% | 83.3% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 71.4% | $320,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $285,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 0.7% | 83.3% | $215,000 | |
Equity Resources Inc
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Conventional | 3 | 0.5% | 75% | $281,666 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.5% | 100% | $248,333 | |
Province Mortgage Associates, Inc.
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Conventional | 3 | 0.5% | 75% | $265,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 0.5% | 60% | $201,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.5% | 75% | $201,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.5% | 75% | $168,333 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.5% | 100% | $281,666 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.5% | 100% | $101,666 | View |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 0.5% | 100% | $351,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $250,000 | |
Municipal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $250,000 | |
Primelending
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Conventional | 2 | 0.4% | 100% | $290,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.4% | 100% | $350,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 50% | $240,000 | |
United Trust Bank
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Conventional | 2 | 0.4% | 66.7% | $75,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 50% | $65,000 | |
City Lending Inc.
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Conventional | 2 | 0.4% | 100% | $355,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
Ballston Spa National Bank
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Conventional | 2 | 0.4% | 100% | $50,000 | |
Securitynational Mortgage Company
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FHA | 2 | 0.4% | 100% | $400,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 50% | $380,000 | |
Keystone Funding, Inc
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FHA | 2 | 0.4% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.4% | 100% | $315,000 | View |
Reliance First Capital, LLC
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FHA | 2 | 0.4% | 100% | $240,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 50% | $50,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.4% | 100% | $225,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 60% | $275,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $655,000 | |
Baycoast Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Jet Direct Funding Corp.
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FHA | 1 | 0.2% | 50% | $535,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 20% | $265,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Bank of Hope
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 80% | $95,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Reliant Home Funding, Inc
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FHA | 1 | 0.2% | 100% | $465,000 | |
Homestead Funding Corp.
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FHA | 1 | 0.2% | 100% | $175,000 | |
Ocmbc, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 100% | $305,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 12.5% | $55,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 50% | $405,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $435,000 | |
Hudson Valley Credit Union
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $165,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 1 | 0.2% | 14.3% | $65,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 33.3% | $345,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.14% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $295,000 | |
Ubs Bank USA
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $345,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 23.1% | $195,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Third Federal Savings and Loan
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HELOC | 0 +1 HELOCs |
0% | 0% |
Naugatuck Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Naugatuck, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Naugatuck? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Naugatuck in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Naugatuck, CT
Use these to narrow the list above. Each category shows how many Naugatuck, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Naugatuck, CT
Independent mortgage companies closed 70 percent of home loans in Naugatuck, Connecticut in 2025, banks 21 percent and credit unions 9 percent. Total Mortgage Services, LLC was the largest mortgage company, Ion Bank the largest bank and Sikorksy Financial Credit Union the largest credit union. Among lenders headquartered in Connecticut, Ion Bank led with 42 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Naugatuck, CT
By home loans closed in 2025, Ion Bank was the largest mortgage lender in Naugatuck, Connecticut with 42 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Naugatuck, Connecticut, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.9 percent, against a 79.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Naugatuck, Connecticut in 2025, led by United Wholesale Mortgage with 12. 18 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 18 credit unions closed home loans in Naugatuck, Connecticut in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Naugatuck, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Naugatuck, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Naugatuck. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
