Mortgage Lenders and Brokers in Kensington, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kensington, Connecticut mortgage lenders include Liberty BankLiberty Bank27 Dale Rd, Avon, CT 06001A+5.0 ★Texas Ratio: 1.90%, American Eagle FCUAmerican Eagle FCU427 W Avon Rd, Avon, CT 06001 2520A+5.0 ★Texas Ratio: 3.67%, Nutmeg State FCUNutmeg State FCU25 North St, Bristol, CT 06010A+5.0 ★Texas Ratio: 4.90%, Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%, Achieve Financial Credit UnionAchieve Financial Credit Union279 New Britain Rd, Berlin, CT 06037A-5.0 ★Texas Ratio: 14.09%, United Business & Industry FCUUnited Business & Industry FCU363 N Main St, Bristol, CT 06010A+5.0 ★Texas Ratio: 0.58%, Ion BankIon Bank75 Tremont St, Ansonia, CT 06401A5.0 ★Texas Ratio: 10.40%, Torrington Savings BankTorrington Savings Bank888 Farmington Ave, Bristol, CT 06010A+5.0 ★Texas Ratio: 0.61%, Thomaston Savings BankThomaston Savings Bank73 Main St S, Bethlehem, CT 06751A+5.0 ★Texas Ratio: 5.17%, and M&T BankM&T Bank100 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kensington, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kensington are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kensington, Connecticut
Market share is the lender's share of all home loans closed in Kensington, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 19 +22 HELOCs |
7.9% | 100% | $271,842 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 6 +7 HELOCs |
2.5% | 66.7% | $95,000 | View |
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25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 5 | 2.1% | 83.3% | $119,000 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 4 | 1.7% | 100% | $287,500 | View |
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279 New Britain Rd, Berlin, CT 06037 A-5.0 ★Texas Ratio: 14.09% |
Conventional | 4 | 1.7% | 100% | $47,500 | View |
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363 N Main St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 3 | 1.2% | 100% | $55,000 | View |
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75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 2 | 0.8% | 100% | $260,000 | View |
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888 Farmington Ave, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 2 | 0.8% | 100% | $375,000 | View |
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73 Main St S, Bethlehem, CT 06751 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.8% | 100% | $170,000 | View |
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100 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 100% | $325,000 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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61 N Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 1 | 0.4% | 25% | $25,000 | View |
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620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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346 Main St, Kensington, CT 06037 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
First World Mortgage Corporaton
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Conventional, FHA | 18 | 7.4% | 100% | $219,444 | |
Total Mortgage Services, LLC
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Conventional, FHA, Jumbo | 16 | 6.6% | 100% | $306,875 | |
Sheri Motola
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Conventional | 5 | 2.1% | 100% | $75,000 | |
CSE Credit Union, Inc.
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Conventional | 5 | 2.1% | 71.4% | $87,000 | |
William Raveis Mortgage, LLC
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Conventional, FHA | 4 | 1.7% | 66.7% | $362,500 | |
Ellafi Federal Credit Union FKA Seasons Federal Credit Union
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Conventional | 2 | 0.8% | 100% | $80,000 | |
Crosspoint Federal Credit Unio
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Conventional | 2 | 0.8% | 100% | $85,000 | |
Norwich Commercial Group Inc
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 7.9% | 82.6% | $283,947 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 4.1% | 100% | $347,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 7 | 2.9% | 100% | $326,428 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 7 | 2.9% | 100% | $376,428 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 2.1% | 62.5% | $353,000 | |
Movement Mortgage, LLC
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Conventional | 5 | 2.1% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional | 4 | 1.7% | 80% | $130,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.7% | 100% | $117,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 75% | $208,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.2% | 100% | $381,666 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.2% | 75% | $308,333 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 1.2% | 75% | $318,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $265,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.8% | 100% | $380,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $370,000 | |
Newrez LLC
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FHA | 2 | 0.8% | 50% | $170,000 | |
Nbkc Bank
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Conventional | 2 | 0.8% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.8% | 100% | $280,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.8% | 100% | $365,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.8% | 66.7% | $295,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.8% | 100% | $260,000 | |
Provident Funding Associates
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Conventional | 2 | 0.8% | 100% | $440,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.8% | 100% | $175,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 100% | $550,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.8% | 66.7% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 2 | 0.8% | 100% | $465,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 0.8% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.8% | 100% | $315,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 40% | $285,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.4% | 100% | $165,000 | |
First Horizon Bank
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Conventional | 1 | 0.4% | 100% | $245,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 25% | $45,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Ocmbc, Inc.
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FHA | 1 | 0.4% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Central One Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Harvard Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.4% | 100% | $265,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 5.14% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $385,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Signature Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Kensington Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kensington, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Kensington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kensington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kensington, CT
Use these to narrow the list above. Each category shows how many Kensington, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Kensington, CT
Independent mortgage companies closed 65.3 percent of home loans in Kensington, Connecticut in 2025, banks 18.2 percent and credit unions 16.5 percent. First World Mortgage Corporaton was the largest mortgage company, Liberty Bank the largest bank and American Eagle FCU the largest credit union. Among lenders headquartered in Connecticut, Liberty Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kensington, CT
By home loans closed in 2025, Liberty Bank was the largest mortgage lender in Kensington, Connecticut with 19 loans, about 7.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Kensington, Connecticut in 2025, led by Freedom Mortgage Corporation with 6. 6 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 15 credit unions closed home loans in Kensington, Connecticut in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kensington, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kensington, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kensington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
