Mortgage Lenders and Brokers in Higganum, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Higganum, Connecticut mortgage lenders include Liberty BankLiberty Bank26 Killingworth Rd, Higganum, CT 06441A+5.0 ★Texas Ratio: 1.90%, American Eagle FCUAmerican Eagle FCU427 W Avon Rd, Avon, CT 06001 2520A+5.0 ★Texas Ratio: 3.67%, Chelsea Groton BankChelsea Groton Bank156 Willimantic Rd, Baltic, CT 06330A+5.0 ★Texas Ratio: 2.28%, Ascend BankAscend Bank61 N Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 3.87%, Connex Credit UnionConnex Credit Union620 W Main St, Branford, CT 06405 3420A+5.0 ★Texas Ratio: 4.74%, Nutmeg State FCUNutmeg State FCU25 North St, Bristol, CT 06010A+5.0 ★Texas Ratio: 4.90%, M&T BankM&T Bank100 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA382 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA205 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.68%, and Torrington Savings BankTorrington Savings Bank888 Farmington Ave, Bristol, CT 06010A+5.0 ★Texas Ratio: 0.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Higganum, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Higganum are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Higganum, Connecticut
Market share is the lender's share of all home loans closed in Higganum, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 2 reviews 26 Killingworth Rd, Higganum, CT 06441 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 13 +27 HELOCs |
8% | 100% | $310,384 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 10 +1 HELOCs |
6.1% | 100% | $295,000 | View |
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156 Willimantic Rd, Baltic, CT 06330 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA | 3 | 1.8% | 100% | $285,000 | View |
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61 N Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 2 | 1.2% | 100% | $275,000 | View |
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620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 2 | 1.2% | 100% | $100,000 | View |
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25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 2 | 1.2% | 100% | $120,000 | View |
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100 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $335,000 | View |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $205,000 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $445,000 | View |
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888 Farmington Ave, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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589 Hartford Pike, Dayville, CT 06241 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.6% | 50% | $75,000 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +16 HELOCs |
0% | n/a | View | |
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200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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377 Cottage Grove Rd, Bloomfield, CT 06002 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
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Conventional, FHA | 11 | 6.7% | 100% | $344,090 | |
Ellafi Federal Credit Union FKA Seasons Federal Credit Union
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Conventional | 6 | 3.7% | 85.7% | $110,000 | |
William Raveis Mortgage, LLC
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Conventional | 3 | 1.8% | 100% | $348,333 | |
Sheri Motola
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Conventional | 2 | 1.2% | 100% | $115,000 | |
Norwich Commercial Group Inc
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Conventional, FHA | 2 | 1.2% | 100% | $200,000 | |
CSE Credit Union, Inc.
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Conventional | 2 | 1.2% | 100% | $75,000 | |
First World Mortgage Corporaton
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Crosspoint Federal Credit Unio
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Rocket Mortgage
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Conventional, FHA | 14 | 8.6% | 87.5% | $275,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 4.3% | 100% | $403,571 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 3.1% | 100% | $487,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +3 HELOCs |
2.5% | 100% | $157,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.5% | 100% | $350,000 | |
Cmg Mortgage Inc
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Conventional, USDA, Jumbo | 4 | 2.5% | 100% | $377,500 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 1.8% | 100% | $375,000 | View |
Nfm, Inc
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Conventional, VA | 3 | 1.8% | 100% | $325,000 | |
Mortgage Research Center
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VA | 3 | 1.8% | 100% | $638,333 | |
Nexbank
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Conventional | 3 | 1.8% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 1.8% | 100% | $391,666 | View |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $360,000 | |
Primelending
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Conventional | 2 | 1.2% | 100% | $690,000 | |
Freedom Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $310,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.2% | 100% | $340,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1.2% | 100% | $525,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 1.2% | 100% | $330,000 | |
Weichert Financial Services
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Conventional | 2 | 1.2% | 100% | $445,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.2% | 66.7% | $360,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.2% | 66.7% | $245,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $515,000 | |
Charles Schwab Bank, Ssb
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $465,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Ocmbc, Inc.
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 25% | $75,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.6% | 100% | $155,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.6% | 100% | $535,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Washington Trust Mortgage Company LLC
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $465,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
PNC Bank N.A.
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Baxter Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Higganum Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Higganum, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Higganum? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Higganum in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Higganum, CT
Use these to narrow the list above. Each category shows how many Higganum, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Higganum, CT
Independent mortgage companies closed 55.2 percent of home loans in Higganum, Connecticut in 2025, banks 26.4 percent and credit unions 18.4 percent. Total Mortgage Services, LLC was the largest mortgage company, Liberty Bank the largest bank and American Eagle FCU the largest credit union. Among lenders headquartered in Connecticut, Liberty Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Higganum, CT
By home loans closed in 2025, Liberty Bank was the largest mortgage lender in Higganum, Connecticut with 13 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Higganum, Connecticut in 2025, led by Total Mortgage Services, LLC with 3. 4 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 11 credit unions closed home loans in Higganum, Connecticut in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Higganum, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Higganum, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Higganum. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
