Wiggins, Colorado mortgage lenders include Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Fms BankFms Bank520 Sherman St, Fort Morgan, CO 80701A-5.0 ★Texas Ratio: 14.68%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, The Eastern Colorado BankThe Eastern Colorado Bank2121 Rose Ave, Burlington, CO 80807A+5.0 ★Texas Ratio: 0.00%, Equitable Savings & Loan AssocEquitable Savings & Loan Assoc201 Main Ave, Akron, CO 80720A+5.0 ★Texas Ratio: 2.08%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Credit Union of DenverCredit Union of Denver900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800A+5.0 ★Texas Ratio: 2.33%, and Bellco Credit UnionBellco Credit Union13700 E Colfax Ave Unit O, Aurora, CO 80011A5.0 ★Texas Ratio: 9.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wiggins, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wiggins are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Wiggins, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 3 +1 HELOCs |
2.5% | 100% | $465,000 | View |
|
520 Sherman St, Fort Morgan, CO 80701 A-5.0 ★Texas Ratio: 14.68% |
Conventional | 2 | 1.7% | 100% | $225,000 | View |
|
9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
|
2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
|
6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
|
2121 Rose Ave, Burlington, CO 80807 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
|
201 Main Ave, Akron, CO 80720 A+5.0 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
|
9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Loan Simple, Inc.
|
Conventional, FHA | 4 | 3.3% | 100% | $285,000 | |
American Financing Corporation
|
Conventional, FHA | 3 | 2.5% | 33.3% | $208,333 | |
Megastar Finanacial Corp
|
Conventional, FHA | 2 | 1.7% | 100% | $195,000 | |
M2 Lending Solutions, LLC
|
Conventional | 1 | 0.8% | 100% | $385,000 | |
American Liberty Mortgage Inco
|
Conventional | 1 | 0.8% | 50% | $135,000 | |
Pivot Financial Partners, Inc
|
FHA | 1 | 0.8% | 100% | $285,000 | |
Ent Credit Union (68671)
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Climb Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA | 19 | 15.8% | 73.1% | $431,842 | |
Guild Mortgage Company
|
Conventional, FHA | 9 | 7.5% | 100% | $251,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 3.3% | 100% | $350,000 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA | 4 | 3.3% | 57.1% | $365,000 | View |
Golden Empire Mortgage, Inc.
|
Conventional, FHA | 4 | 3.3% | 100% | $307,500 | |
|
A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA | 4 | 3.3% | 80% | $332,500 | View |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 2.5% | 100% | $365,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 2.5% | 100% | $285,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 1.7% | 100% | $455,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 1.7% | 66.7% | $255,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 1.7% | 100% | $405,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 1.7% | 100% | $265,000 | |
PHH Mortgage Corporation
|
Conventional, VA | 2 | 1.7% | 100% | $500,000 | |
Resicentral LLC
|
Conventional | 2 | 1.7% | 100% | $330,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 1.7% | 100% | $570,000 | |
Summit Funding.Inc
|
Conventional, FHA | 2 | 1.7% | 100% | $165,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.7% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.7% | 66.7% | $535,000 | |
Top Flite Financial, Inc.
|
Conventional, FHA | 2 | 1.7% | 100% | $245,000 | |
Originpoint, LLC
|
Conventional | 1 | 0.8% | 100% | $535,000 | |
Alameda Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $505,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.8% | 100% | $555,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.8% | 75% | $305,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.8% | 100% | $395,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $335,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.8% | 100% | $55,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.8% | 50% | $535,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.8% | 100% | $45,000 | |
Synergy One Lending, Inc.
|
FHA | 1 | 0.8% | 100% | $515,000 | |
Greenbox Loans
|
Conventional | 1 | 0.8% | 100% | $145,000 | |
Nfm, Inc
|
Conventional | 1 | 0.8% | 100% | $215,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.8% | 100% | $315,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.8% | 100% | $345,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.8% | 50% | $105,000 | |
Mortgage Research Center
|
VA | 1 | 0.8% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 11.98% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
V.I.P. Mortgage, Inc.
|
FHA | 1 | 0.8% | 100% | $325,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.8% | 100% | $345,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.8% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.8% | 100% | $365,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.8% | 100% | $435,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.8% | 50% | $55,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.8% | 50% | $485,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Wiggins? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wiggins in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Wiggins, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 87.5 percent of home loans in Wiggins, Colorado in 2025, banks 10 percent and credit unions 2.5 percent. Loan Simple, Inc. was the largest mortgage company, Bank of Colorado the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Bank of Colorado led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, Bank of Colorado was the largest mortgage lender in Wiggins, Colorado with 3 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Wiggins, Colorado in 2025, led by United Wholesale Mortgage with 4. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 7 credit unions closed home loans in Wiggins, Colorado in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wiggins, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wiggins, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wiggins. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.