Mortgage Lenders and Brokers in Trinidad, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Trinidad, Colorado mortgage lenders include BMO Harris Bank NABMO Harris Bank NA213 N Commercial St, Trinidad, CO 81082A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association15590 W 64th Ave, Arvada, CO 80007A+5.0 ★Texas Ratio: 4.81%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, Umb Bank NAUmb Bank NA12501 W 52nd Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 1.78%, Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%, and Bellco Credit UnionBellco Credit Union13700 E Colfax Ave Unit O, Aurora, CO 80011A5.0 ★Texas Ratio: 9.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Trinidad, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Trinidad are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Trinidad, Colorado
Market share is the lender's share of all home loans closed in Trinidad, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Trinidad 213 N Commercial St, Trinidad, CO 81082 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 50% | $55,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.5% | 66.7% | $105,000 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.8% | 50% | $105,000 | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
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12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pivot Financial Partners, Inc
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Conventional, FHA, VA | 5 | 3.8% | 100% | $193,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 5 | 3.8% | 100% | $245,000 | |
Ent Credit Union (68671)
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Conventional, HELOC | 3 +1 HELOCs |
2.3% | 100% | $218,333 | |
The Mortgage Company
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FHA | 1 | 0.8% | 100% | $195,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.8% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 18 | 13.5% | 78.3% | $168,333 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 9 | 6.8% | 81.8% | $183,888 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
6% | 80% | $85,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 4.5% | 75% | $205,000 | |
Home Mortgage Advisors, LLC
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Conventional, FHA | 6 | 4.5% | 100% | $201,666 | |
Freedom Mortgage Corporation
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FHA, VA, USDA | 5 | 3.8% | 71.4% | $193,000 | |
Mortgage Research Center
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VA | 5 | 3.8% | 83.3% | $287,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3% | 100% | $170,000 | |
Newrez LLC
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Conventional, VA | 3 | 2.3% | 60% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional | 3 | 2.3% | 100% | $198,333 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 2.3% | 100% | $235,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 2.3% | 75% | $188,333 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +1 HELOCs |
1.5% | 100% | $245,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $100,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 1.5% | 100% | $230,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.5% | 50% | $130,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.5% | 100% | $300,000 | |
New Day Financial, LLC.
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VA | 2 | 1.5% | 50% | $225,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1.5% | 100% | $190,000 | |
Chevron Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $45,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $175,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.8% | 100% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.8% | 100% | $335,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.8% | 100% | $295,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 50% | $295,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 66.7% | $205,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.8% | 100% | $165,000 | |
One Nevada Credit Union
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.8% | 100% | $425,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $165,000 | |
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A-5.0 ★Texas Ratio: 14.43% |
FHA | 1 | 0.8% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.8% | 100% | $145,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.8% | 100% | $295,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.8% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.8% | 100% | $275,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.8% | 100% | $275,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.8% | 100% | $225,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Trinidad Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Trinidad, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Trinidad? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Trinidad in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Trinidad, CO
Use these to narrow the list above. Each category shows how many Trinidad, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Trinidad, CO
Independent mortgage companies closed 77.4 percent of home loans in Trinidad, Colorado in 2025, banks 15.8 percent and credit unions 6.8 percent. Pivot Financial Partners, Inc was the largest mortgage company, BMO Harris Bank NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, NBH Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Trinidad, CO
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Trinidad, Colorado with 1 loans, about 0.8 percent of the market. The largest lender headquartered in Colorado was NBH Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Trinidad, Colorado in 2025, led by Rocket Mortgage with 3. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 9 credit unions closed home loans in Trinidad, Colorado in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Trinidad, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Trinidad, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Trinidad. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
