Mortgage Lenders and Brokers in Ramah, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ramah, Colorado mortgage lenders include The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, Integrity Bank & TrustIntegrity Bank & Trust702 S Nevada Ave, Colorado Spgs, CO 80903A5.0 ★Texas Ratio: 7.47%, Farmers State Bank of CalhanFarmers State Bank of Calhan445 N Ellicott Hwy, Calhan, CO 80808A-4.3 ★Texas Ratio: 3.71%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Air Academy Federal Credit UnionAir Academy Federal Credit Union4989 Factory Shops Blvd, Castle Rock, CO 80108A+5.0 ★Texas Ratio: 3.50%, Ent Credit Union (68671)Ent Credit Union (68671)Colorado Springs, CO, Mortgage Solutions of ColoradoMortgage Solutions of ColoradoColorado Springs, CO, and Climb Credit UnionClimb Credit UnionArvada, CO. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ramah, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ramah are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ramah, Colorado
Market share is the lender's share of all home loans closed in Ramah, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA | 3 | 4.4% | 100% | $341,666 | View |
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702 S Nevada Ave, Colorado Spgs, CO 80903 A5.0 ★Texas Ratio: 7.47% |
Conventional, Jumbo | 2 | 2.9% | 100% | $795,000 | View |
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445 N Ellicott Hwy, Calhan, CO 80808 A-4.3 ★Texas Ratio: 3.71% |
Conventional | 2 | 2.9% | 66.7% | $115,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 1.5% | 100% | $665,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.5% | 100% | $265,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ent Credit Union (68671)
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Conventional, FHA, HELOC | 3 +9 HELOCs |
4.4% | 60% | $178,333 | |
Mortgage Solutions of Colorado
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FHA | 1 | 1.5% | 100% | $485,000 | |
Climb Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA, Jumbo | 8 | 11.8% | 81.8% | $532,500 | |
Freedom Mortgage Corporation
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VA | 4 | 5.9% | 100% | $430,000 | |
Newrez LLC
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Conventional, VA | 4 | 5.9% | 80% | $470,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 4.4% | 100% | $538,333 | |
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A5.0 ★Texas Ratio: 6.66% |
FHA, VA | 3 | 4.4% | 100% | $515,000 | View |
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A5.0 ★Texas Ratio: 10.44% |
FHA, VA | 2 | 2.9% | 66.7% | $545,000 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 2.9% | 100% | $180,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.9% | 100% | $345,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2.9% | 66.7% | $145,000 | |
Flat Branch Mortgage, Inc.
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VA | 2 | 2.9% | 100% | $475,000 | |
Nfm, Inc
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VA, Jumbo | 2 | 2.9% | 100% | $815,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 2.9% | 100% | $220,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 1.5% | 100% | $565,000 | |
American Financial Resources LLC
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FHA | 1 | 1.5% | 100% | $355,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1.5% | 100% | $425,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 1.5% | 100% | $455,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.5% | 100% | $315,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $415,000 | |
Resicentral LLC
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Conventional | 1 | 1.5% | 100% | $295,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.5% | 100% | $775,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 1.5% | 100% | $505,000 | View |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 1.5% | 100% | $275,000 | |
The Loan Store, Inc
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VA | 1 | 1.5% | 66.7% | $495,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.5% | 100% | $405,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.5% | 100% | $385,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.5% | 100% | $415,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.5% | 100% | $655,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.5% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 1.5% | 100% | $425,000 | |
Leaderone Financial Corp.
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FHA | 1 | 1.5% | 100% | $355,000 | |
Village Capital & Investment
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VA | 1 | 1.5% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Ramah Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ramah, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Ramah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ramah in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ramah, CO
Use these to narrow the list above. Each category shows how many Ramah, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Ramah, CO
Independent mortgage companies closed 83.8 percent of home loans in Ramah, Colorado in 2025, banks 10.3 percent and credit unions 5.9 percent. FirstBank was the largest mortgage company, The Central Trust Bank the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Integrity Bank & Trust led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ramah, CO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Ramah, Colorado with 3 loans, about 4.4 percent of the market. The largest lender headquartered in Colorado was Integrity Bank & Trust with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Ramah, Colorado in 2025, led by Ent Credit Union (68671) with 2. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 6 credit unions closed home loans in Ramah, Colorado in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ramah, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ramah, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ramah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
