Mortgage Lenders and Brokers in Palmer Lake, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palmer Lake, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Air Academy Federal Credit UnionAir Academy Federal Credit Union4989 Factory Shops Blvd, Castle Rock, CO 80108A+5.0 ★Texas Ratio: 3.50%, ANB BankANB Bank325 E Main St, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.70%, Integrity Bank & TrustIntegrity Bank & Trust702 S Nevada Ave, Colorado Spgs, CO 80903A5.0 ★Texas Ratio: 7.47%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.534 E Hyman Ave, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.72%, and Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palmer Lake, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palmer Lake are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palmer Lake, Colorado
Market share is the lender's share of all home loans closed in Palmer Lake, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.6% | 75% | $321,666 | View |
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4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $270,000 | View |
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325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 1.7% | 100% | $70,000 | View |
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702 S Nevada Ave, Colorado Spgs, CO 80903 A5.0 ★Texas Ratio: 7.47% |
Conventional, Jumbo | 2 | 1.7% | 100% | $1,120,000 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 2 | 1.7% | 100% | $390,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
VA | 1 | 0.9% | 100% | $695,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +4 HELOCs |
0% | 100% | View | |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ent Credit Union (68671)
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Conventional, HELOC | 3 +25 HELOCs |
2.6% | 100% | $381,666 | |
Loan Simple, Inc.
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Conventional, FHA | 2 | 1.7% | 100% | $175,000 | |
American Financing Corporation
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FHA | 1 | 0.9% | 50% | $335,000 | |
The Mortgage Company
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Conventional | 1 | 0.9% | 100% | $625,000 | |
Climb Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA, Jumbo | 15 | 13% | 93.8% | $548,333 | View |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 13 | 11.3% | 100% | $594,230 | |
Newrez LLC
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Conventional, VA | 5 | 4.3% | 100% | $423,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 3.5% | 100% | $442,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 2.6% | 100% | $441,666 | |
loanDepot.com LLC
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Conventional | 3 | 2.6% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 3 | 2.6% | 100% | $355,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.6% | 100% | $571,666 | |
Guild Mortgage Company
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VA | 3 | 2.6% | 100% | $475,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.7% | 100% | $530,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $345,000 | View |
Liberty Federal Credit Union
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Conventional, Jumbo | 2 | 1.7% | 100% | $780,000 | |
NOVA Financial & Investment Corporation
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FHA, VA | 2 | 1.7% | 100% | $425,000 | |
BoxCar Mortgage, LLC
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Conventional, VA | 2 | 1.7% | 100% | $505,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 1.7% | 100% | $520,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 1.7% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.7% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $145,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $305,000 | View |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.9% | 100% | $435,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $585,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.9% | 100% | $545,000 | |
Primelending
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.9% | 50% | $75,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 50% | $455,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.9% | 100% | $585,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.9% | 57.1% | $45,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.9% | 100% | $735,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Group Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 50% | $75,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $605,000 | |
Stg Mortgage Inc
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VA | 1 | 0.9% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.9% | 100% | $855,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $555,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $505,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $515,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.9% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.9% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA, Jumbo | 1 | 0.9% | 100% | $1,375,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.9% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.9% | 100% | $595,000 | View |
Everett Financial, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Palmer Lake Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palmer Lake, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Palmer Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palmer Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palmer Lake, CO
Use these to narrow the list above. Each category shows how many Palmer Lake, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Palmer Lake, CO
Independent mortgage companies closed 74.8 percent of home loans in Palmer Lake, Colorado in 2025, banks 18.3 percent and credit unions 7 percent. Loan Simple, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Air Academy Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, Air Academy Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palmer Lake, CO
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palmer Lake, Colorado with 3 loans, about 2.6 percent of the market. The largest lender headquartered in Colorado was Air Academy Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Palmer Lake, Colorado in 2025, led by Loan Simple, Inc. with 1. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Palmer Lake, Colorado in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palmer Lake, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palmer Lake, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palmer Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
