Mortgage Lenders and Brokers in Durango, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Durango, Colorado mortgage lenders include The Central Trust BankThe Central Trust Bank1211 Main Ave, Durango, CO 81301A+5.0 ★Texas Ratio: 3.12%, Alpine BankAlpine Bank175 Mercado St, Durango, CO 81301A+5.0 ★Texas Ratio: 1.98%, Glacier BankGlacier Bank1710 Main Ave, Durango, CO 81301A+5.0 ★Texas Ratio: 1.87%, TBK Bank, SSBTBK Bank, SSB259 W 9th St, Durango, CO 81301A5.0 ★Texas Ratio: 8.52%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.890 Camino Del Rio, Durango, CO 81301A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA200 W College Dr, Durango, CO 81301A+5.0 ★Texas Ratio: 5.36%, Bank of ColoradoBank of Colorado902 E 2nd Ave, Durango, CO 81301A+5.0 ★Texas Ratio: 3.16%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, and US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Durango, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Durango are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Durango, Colorado
Market share is the lender's share of all home loans closed in Durango, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Durango 1211 Main Ave, Durango, CO 81301 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo, HELOC | 30 +15 HELOCs |
6.3% | 100% | $569,000 | View |
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2 offices in Durango 175 Mercado St, Durango, CO 81301 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo, HELOC | 17 +20 HELOCs |
3.5% | 89.5% | $393,235 | View |
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2 offices in Durango 1710 Main Ave, Durango, CO 81301 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo, HELOC | 12 +7 HELOCs |
2.5% | 75% | $517,500 | View |
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4 offices in Durango 259 W 9th St, Durango, CO 81301 A5.0 ★Texas Ratio: 8.52% |
Conventional | 6 | 1.3% | 100% | $443,333 | View |
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2 offices in Durango 890 Camino Del Rio, Durango, CO 81301 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 5 +11 HELOCs |
1% | 75% | $675,000 | View |
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1 office in Durango 200 W College Dr, Durango, CO 81301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.8% | 80% | $457,500 | View |
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902 E 2nd Ave, Durango, CO 81301 A+5.0 ★Texas Ratio: 3.16% |
Conventional, FHA, VA, Jumbo, HELOC | 27 +17 HELOCs |
5.6% | 87.1% | $720,555 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 11 | 2.3% | 100% | $962,272 | View |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
1.7% | 100% | $1,202,500 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $1,115,000 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 2 | 0.4% | 100% | $555,000 | View |
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★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 2 | 0.4% | 100% | $2,475,000 | View |
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15 Bodo Dr, Durango, CO 81303 7944 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 1 +27 HELOCs |
0.2% | 50% | $605,000 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $655,000 | View |
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100 Saint Paul St, Denver, CO 80206 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,195,000 | View |
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15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,365,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $955,000 | View |
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15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
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4645 Ziegler Rd, Fort Collins, CO 80528 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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333 W Aspen Ave, Fruita, CO 81521 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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123 N College Ave, Fort Collins, CO 80524 A+5.0 ★Texas Ratio: 2.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.4% | 100% | $465,000 | View |
American Financing Corporation
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Conventional | 2 | 0.4% | 50% | $340,000 | |
American Liberty Mortgage Inco
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Conventional | 1 | 0.2% | 100% | $255,000 | |
The Mortgage Company
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Conventional | 1 | 0.2% | 100% | $265,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 126 +5 HELOCs |
26.3% | 93.4% | $519,920 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, Jumbo | 41 | 8.6% | 82.4% | $477,195 | View |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 13 | 2.7% | 76.5% | $655,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 2.5% | 100% | $420,833 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 10 +1 HELOCs |
2.1% | 91.7% | $493,000 | |
loanDepot.com LLC
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Conventional | 4 | 0.8% | 100% | $560,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 0.8% | 81.8% | $117,500 | View |
Provident Funding Associates
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Conventional | 4 | 0.8% | 66.7% | $537,500 | |
V.I.P. Mortgage, Inc.
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Conventional | 4 | 0.8% | 100% | $637,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.8% | 80% | $172,500 | View |
Movement Mortgage, LLC
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 100% | $485,000 | |
New American Funding, LLC.
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $655,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 25% | $81,666 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.6% | 100% | $571,666 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.6% | 100% | $371,666 | |
Nbkc Bank
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Conventional | 3 | 0.6% | 100% | $438,333 | |
PHH Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $491,666 | |
Discover Bank
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Conventional | 3 | 0.6% | 75% | $71,666 | |
Castle & Cooke Mortgage, LLC
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Conventional, Jumbo | 3 | 0.6% | 100% | $691,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.6% | 100% | $645,000 | View |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 3 | 0.6% | 100% | $498,333 | View |
Freedom Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $265,000 | |
Newrez LLC
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Conventional | 2 | 0.4% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $240,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.4% | 66.7% | $490,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 66.7% | $145,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $440,000 | View |
Das Acquisition Company, LLC
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Conventional | 2 | 0.4% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $500,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 0.4% | 100% | $620,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $525,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 2 | 0.4% | 66.7% | $725,000 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional | 2 | 0.4% | 100% | $440,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 0.4% | 100% | $415,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $565,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.4% | 100% | $655,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $595,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,245,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $315,000 | |
RANLife, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 75% | $65,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Acrisure Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $555,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.2% | 50% | $845,000 | |
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A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Nest Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 50% | $585,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $515,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 50% | $805,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,025,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 50% | $615,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 100% | $675,000 | |
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A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Mission Loans, LLC
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FHA | 1 | 0.2% | 100% | $705,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Keystone Funding, Inc
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VA, Jumbo | 1 | 0.2% | 100% | $1,245,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,025,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0.2% | 100% | $955,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,485,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.2% | 50% | $625,000 | |
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A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 50% | $105,000 | |
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A5.0 ★Texas Ratio: 12.20% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Summit Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mountain America Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 2 stars, 1 review A+5.0 ★Texas Ratio: 4.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Durango Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Durango, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Durango? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Durango in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Durango, CO
Use these to narrow the list above. Each category shows how many Durango, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Durango, CO
Independent mortgage companies closed 63.3 percent of home loans in Durango, Colorado in 2025, banks 35.7 percent and credit unions 1 percent. FirstBank was the largest mortgage company, The Central Trust Bank the largest bank and Credit Union of Colorado, A Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Durango, CO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Durango, Colorado with 30 loans, about 6.3 percent of the market. The largest lender headquartered in Colorado was Alpine Bank with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Durango, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.4 percent, against a 88.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Durango, Colorado in 2025, led by Rocket Mortgage with 2. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 48 banks and 16 credit unions closed home loans in Durango, Colorado in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Durango, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Durango, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Durango. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
