Mortgage Lenders and Brokers in Clifton, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clifton, Colorado mortgage lenders include Alpine BankAlpine Bank3243 1 70 Business Loop, Clifton, CO 81520A+5.0 ★Texas Ratio: 1.98%, ANB BankANB Bank569a 32 Rd, Clifton, CO 81520A+5.0 ★Texas Ratio: 3.70%, Wells Fargo Bank NAWells Fargo Bank NA3231 I 70 Business Loop, Clifton, CO 81520A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA3201 F Rd, Clifton, CO 81520A+5.0 ★Texas Ratio: 3.54%, Coloramo Federal Credit UnionColoramo Federal Credit Union333 W Aspen Ave, Fruita, CO 81521A+5.0 ★Texas Ratio: 3.16%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Glacier BankGlacier Bank105 Centennial Plaza, Buena Vista, CO 81211A+5.0 ★Texas Ratio: 1.87%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.534 E Hyman Ave, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.72%, and The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clifton, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clifton are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clifton, Colorado
Market share is the lender's share of all home loans closed in Clifton, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clifton 3243 1 70 Business Loop, Clifton, CO 81520 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 9 +7 HELOCs |
1.2% | 69.2% | $221,666 | View |
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1 office in Clifton 569a 32 Rd, Clifton, CO 81520 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 6 | 0.8% | 61.5% | $68,333 | View |
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1 office in Clifton 3231 I 70 Business Loop, Clifton, CO 81520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.7% | 55.6% | $239,000 | View |
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1 office in Clifton 3201 F Rd, Clifton, CO 81520 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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333 W Aspen Ave, Fruita, CO 81521 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 7 +4 HELOCs |
1% | 87.5% | $77,857 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
0.7% | 41.7% | $189,000 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, FHA, VA | 5 | 0.7% | 100% | $315,000 | View |
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105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 75% | $275,000 | View |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 66.7% | $428,333 | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 3 | 0.4% | 100% | $278,333 | View |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 2 +14 HELOCs |
0.3% | 100% | $90,000 | View |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 2 +14 HELOCs |
0.3% | 100% | $260,000 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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570 32 Rd, Clifton, CO 81520 7676 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +18 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 3216 W Colorado Ave, Colorado Springs, CO 80904 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 4 | 0.5% | 83.3% | $262,500 | |
American Financing Corporation
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Conventional, FHA | 3 | 0.4% | 50% | $181,666 | |
Loan Simple, Inc.
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Conventional, FHA | 3 | 0.4% | 75% | $238,333 | |
Climb Credit Union
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Conventional, HELOC | 1 +9 HELOCs |
0.1% | 100% | $145,000 | |
Pivot Financial Partners, Inc
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FHA | 1 | 0.1% | 100% | $345,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 108 | 14.8% | 98.2% | $229,907 | |
Guild Mortgage Company
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Conventional, FHA, VA | 74 | 10.1% | 89.4% | $202,702 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 73 | 10% | 96.1% | $201,986 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 41 | 5.6% | 79.2% | $208,902 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 35 | 4.8% | 100% | $199,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 33 +1 HELOCs |
4.5% | 91.7% | $303,181 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 19 | 2.6% | 100% | $217,631 | |
Mortgage Research Center
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VA | 19 | 2.6% | 79.2% | $333,421 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 18 | 2.5% | 100% | $253,333 | View |
New American Funding, LLC.
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Conventional, FHA | 18 | 2.5% | 90% | $193,888 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 17 | 2.3% | 100% | $287,941 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 15 | 2.1% | 69.2% | $85,666 | View |
Paramount Residential Mortgage
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Conventional, FHA, VA | 15 | 2.1% | 100% | $259,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 1.5% | 78.6% | $191,363 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 1.4% | 92.3% | $250,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 10 | 1.4% | 100% | $247,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.2% | 81.8% | $182,777 | |
Newrez LLC
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Conventional, FHA | 7 | 1% | 77.8% | $172,142 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 7 | 1% | 70% | $186,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.8% | 100% | $326,666 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA, VA | 6 | 0.8% | 85.7% | $263,333 | View |
21St Mortgage
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Conventional | 6 | 0.8% | 20.7% | $73,333 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +2 HELOCs |
0.7% | 50% | $65,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 5 | 0.7% | 45.5% | $339,000 | |
Geneva Financial LLC
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Conventional, FHA | 5 | 0.7% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional, FHA | 5 | 0.7% | 100% | $367,000 | |
Amerisave Mortgage Company
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Conventional, VA | 4 | 0.5% | 50% | $155,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.5% | 66.7% | $70,000 | |
Village Capital & Investment
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FHA, VA | 4 | 0.5% | 80% | $317,500 | |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 0.4% | 100% | $298,333 | |
Primelending
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VA | 3 | 0.4% | 100% | $218,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 0.4% | 100% | $195,000 | View |
Envoy Mortgage, Ltd
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Conventional, FHA | 3 | 0.4% | 100% | $271,666 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $138,333 | |
Resicentral LLC
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Conventional | 3 | 0.4% | 100% | $245,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 3 | 0.4% | 100% | $361,666 | |
Nextmortgage, LLC
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Conventional, VA, USDA | 3 | 0.4% | 100% | $208,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.4% | 50% | $171,666 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $210,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.3% | 100% | $215,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $180,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 100% | $295,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.3% | 66.7% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.3% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, VA | 2 | 0.3% | 100% | $350,000 | View |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $160,000 | |
Intercap Lending Inc
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Conventional, FHA | 2 | 0.3% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 25% | $245,000 | |
RANLife, Inc.
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FHA | 1 | 0.1% | 100% | $425,000 | |
Goodleap, LLC
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FHA | 1 | 0.1% | 75% | $225,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $395,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $365,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $265,000 | |
Group Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $385,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 12.5% | $65,000 | |
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A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
Connexus Credit Union
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Conventional | 1 | 0.1% | 100% | $85,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $335,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Mountain America Federal Credit Union
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FHA | 1 | 0.1% | 100% | $405,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Home Mortgage Advisors, LLC
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FHA | 1 | 0.1% | 100% | $375,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $205,000 | View |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $345,000 | |
T2 Financial LLC
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FHA | 1 | 0.1% | 100% | $345,000 | |
Utah Power Credit Union
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Conventional | 1 | 0.1% | 100% | $15,000 | |
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A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 50% | $325,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $515,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.1% | 20% | $45,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.1% | 100% | $245,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Clifton Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clifton, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Clifton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clifton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clifton, CO
Use these to narrow the list above. Each category shows how many Clifton, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Clifton, CO
Independent mortgage companies closed 87.8 percent of home loans in Clifton, Colorado in 2025, banks 9.7 percent and credit unions 2.5 percent. Mortgage Solutions of Colorado was the largest mortgage company, Alpine Bank the largest bank and Coloramo Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clifton, CO
By home loans closed in 2025, Alpine Bank was the largest mortgage lender in Clifton, Colorado with 9 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Clifton, Colorado, Ark-La-Tex Financial Services LLC approved the highest share of completed applications in 2025 at 98.2 percent, against a 83 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Clifton, Colorado in 2025, led by Ark-La-Tex Financial Services LLC with 38. 32 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 11 credit unions closed home loans in Clifton, Colorado in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clifton, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clifton, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clifton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
