Mortgage Lenders and Brokers in Twain Harte, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Twain Harte, California mortgage lenders include US Bank, N.A.US Bank, N.A.22953 Twain Harte Dr, Twain Harte, CA 95383A+5.0 ★Texas Ratio: 2.85%, El Dorado Savings BankEl Dorado Savings Bank22900 Twain Harte Dr, Twain Harte, CA 95383A+5.0 ★Texas Ratio: 0.41%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Farmers & Merchants Bank of CeFarmers & Merchants Bank of Ce785 Oak Grove Rd, Concord, CA 94518A+5.0 ★Texas Ratio: 0.87%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, Technology Credit UnionTechnology Credit Union10051 S De Anza Blvd, Cupertino, CA 95014 2105A+5.0 ★Texas Ratio: 3.57%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, and Guild Mortgage CompanyGuild Mortgage CompanySan Diego, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Twain Harte, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Twain Harte are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Twain Harte, California
Market share is the lender's share of all home loans closed in Twain Harte, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Twain Harte 22953 Twain Harte Dr, Twain Harte, CA 95383 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.9% | 100% | $245,000 | View |
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22900 Twain Harte Dr, Twain Harte, CA 95383 A+5.0 ★Texas Ratio: 0.41% |
Conventional, Jumbo | 3 | 5.6% | 100% | $278,333 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 1.9% | 100% | $295,000 | View |
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785 Oak Grove Rd, Concord, CA 94518 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 1 | 1.9% | 100% | $365,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA | 2 | 3.7% | 100% | $140,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 1.9% | 100% | $575,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $425,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.9% | 100% | $355,000 | |
Summit Funding.Inc
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Conventional | 1 | 1.9% | 100% | $415,000 | |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 1.9% | 100% | $405,000 | |
United Wholesale Mortgage
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Conventional, FHA | 9 | 16.7% | 90% | $289,444 | |
Rocket Mortgage
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Conventional, VA | 6 | 11.1% | 85.7% | $208,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 11.1% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 3 +1 HELOCs |
5.6% | 100% | $218,333 | |
Primelending
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Conventional, FHA | 3 | 5.6% | 100% | $238,333 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 3.7% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional | 2 | 3.7% | 100% | $360,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 1.9% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 1.9% | 100% | $325,000 | View |
Nbkc Bank
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Conventional | 1 | 1.9% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.9% | 100% | $405,000 | View |
myCUmortgage
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Conventional | 1 | 1.9% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.9% | 100% | $275,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 1.9% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.9% | 50% | $395,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 1.9% | 100% | $205,000 |
Twain Harte Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Twain Harte, California
Looking for mortgage lenders near me or mortgage brokers near me in Twain Harte? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Twain Harte in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Twain Harte, CA
Use these to narrow the list above. Each category shows how many Twain Harte, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Twain Harte, CA
Independent mortgage companies closed 77.8 percent of home loans in Twain Harte, California in 2025, banks 18.5 percent and credit unions 3.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Twain Harte, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Twain Harte, California with 1 loans, about 1.9 percent of the market. The largest lender headquartered in California was El Dorado Savings Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Twain Harte, California in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by Mason-McDuffie Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Twain Harte, California in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Twain Harte, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Twain Harte, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Twain Harte. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
