Mortgage Lenders and Brokers in Pine Mountain Lake, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pine Mountain Lake, California mortgage lenders include Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Provident Credit UnionProvident Credit Union2250 S Shore Ctr Ste C, Alameda, CA 94501A+5.0 ★Texas Ratio: 0.49%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Umb Bank NAUmb Bank NA255 E River Park Cir, Fresno, CA 93720A+5.0 ★Texas Ratio: 1.78%, Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%, and Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pine Mountain Lake, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pine Mountain Lake are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pine Mountain Lake, California
Market share is the lender's share of all home loans closed in Pine Mountain Lake, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.9% | 100% | $605,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $225,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 50% | $545,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.9% | 100% | $375,000 | View |
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255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
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Conventional, FHA, VA | 3 | 2.8% | 100% | $251,666 | |
Kind Lending, LLC
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Conventional, VA | 2 | 1.9% | 66.7% | $225,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.9% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 2 | 1.9% | 100% | $400,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $595,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Guild Mortgage Company
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FHA | 1 | 0.9% | 100% | $285,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.9% | 100% | $205,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $155,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.9% | 50% | $75,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.9% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Southland Credit Uniom
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $745,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional | 24 | 22.6% | 92.3% | $281,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 11.3% | 66.7% | $192,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 6.6% | 100% | $210,714 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 5 +1 HELOCs |
4.7% | 100% | $253,000 | |
The Loan Store, Inc
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Conventional, HELOC | 4 +1 HELOCs |
3.8% | 100% | $272,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 2.8% | 100% | $245,000 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 1.9% | 100% | $255,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.9% | 66.7% | $205,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.9% | 100% | $370,000 | |
Arc Home LLC
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Conventional | 1 | 0.9% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Newrez LLC
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VA | 1 | 0.9% | 50% | $665,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
Valon Mortgage
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Conventional | 1 | 0.9% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
Real Genius LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $325,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.9% | 100% | $315,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.9% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pine Mountain Lake Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pine Mountain Lake, California
Looking for mortgage lenders near me or mortgage brokers near me in Pine Mountain Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pine Mountain Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pine Mountain Lake, CA
Use these to narrow the list above. Each category shows how many Pine Mountain Lake, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Pine Mountain Lake, CA
Independent mortgage companies closed 86.8 percent of home loans in Pine Mountain Lake, California in 2025, banks 10.4 percent and credit unions 2.8 percent. New American Funding, LLC. was the largest mortgage company, Bank of America NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pine Mountain Lake, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Pine Mountain Lake, California with 2 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Pine Mountain Lake, California in 2025, led by CrossCountry Mortgage, LLC with 2. 5 lenders closed VA loans, led by New American Funding, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Pine Mountain Lake, California in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pine Mountain Lake, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pine Mountain Lake, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pine Mountain Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
