Mortgage Lenders and Brokers in Petaluma Center, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Petaluma Center, California mortgage lenders include Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Chevron Federal Credit UnionChevron Federal Credit Union9525 Camino Media, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 2.12%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Kind Lending, LLCKind Lending, LLCIrvine, CA, and Guild Mortgage CompanyGuild Mortgage CompanySan Diego, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Petaluma Center, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Petaluma Center are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Petaluma Center, California
Market share is the lender's share of all home loans closed in Petaluma Center, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 4 +5 HELOCs |
11.4% | 100% | $357,500 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
5.7% | 100% | $1,135,000 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
5.7% | 100% | $230,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, Jumbo | 2 | 5.7% | 100% | $950,000 | |
|
3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 2.9% | 100% | $585,000 | View |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo | 1 | 2.9% | 100% | $1,805,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.9% | 100% | $105,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
|
Conventional | 2 | 5.7% | 100% | $470,000 | |
Guild Mortgage Company
|
Conventional | 1 | 2.9% | 100% | $405,000 | |
Greenbox Loans
|
Conventional, Jumbo | 1 | 2.9% | 100% | $1,125,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 2.9% | 100% | $805,000 | |
Mission Loans, LLC
|
Conventional | 1 | 2.9% | 100% | $365,000 | |
Nexera Holding LLC
|
Conventional | 1 | 2.9% | 100% | $555,000 | |
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
8.6% | 80% | $1,481,666 | |
Rocket Mortgage
|
Conventional, FHA, Jumbo | 3 | 8.6% | 75% | $788,333 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 2 | 5.7% | 100% | $660,000 | |
Arc Home LLC
|
Conventional, Jumbo | 1 | 2.9% | 100% | $1,045,000 | |
Newrez LLC
|
Conventional, Jumbo | 1 | 2.9% | 100% | $2,005,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 2.9% | 100% | $535,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 2.9% | 100% | $705,000 | |
Obsidian Financial Services
|
Conventional, Jumbo | 1 | 2.9% | 100% | $965,000 | |
Premier Lending Inc.
|
Conventional | 1 | 2.9% | 100% | $725,000 | |
Spring Eq, LLC
|
Conventional | 1 | 2.9% | 100% | $395,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Petaluma Center Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Petaluma Center, California
Looking for mortgage lenders near me or mortgage brokers near me in Petaluma Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Petaluma Center in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Petaluma Center, CA
Use these to narrow the list above. Each category shows how many Petaluma Center, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Petaluma Center, CA
Independent mortgage companies closed 65.7 percent of home loans in Petaluma Center, California in 2025, banks 20 percent and credit unions 14.3 percent. Synergy One Lending, Inc. was the largest mortgage company, Bank of America NA the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Redwood Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Petaluma Center, CA
By home loans closed in 2025, Redwood Credit Union was the largest mortgage lender in Petaluma Center, California with 4 loans, about 11.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Petaluma Center, California in 2025, led by Rocket Mortgage with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 2 credit unions closed home loans in Petaluma Center, California in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Petaluma Center, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Petaluma Center, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Petaluma Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
