Mortgage Lenders and Brokers in Palermo, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palermo, California mortgage lenders include Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Sierra Central Credit UnionSierra Central Credit Union5026 Rhonda Rd, Anderson, CA 96007A+5.0 ★Texas Ratio: 3.22%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, and Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palermo, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palermo are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palermo, California
Market share is the lender's share of all home loans closed in Palermo, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 2 +3 HELOCs |
2.4% | 100% | $175,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $165,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 1.2% | 100% | $55,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 4 | 4.7% | 100% | $182,500 | |
Kind Lending, LLC
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Conventional, FHA, VA | 3 | 3.5% | 100% | $298,333 | |
Alameda Mortgage Corporation
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Conventional | 2 | 2.4% | 100% | $595,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 2.4% | 66.7% | $410,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 2.4% | 66.7% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 2 | 2.4% | 100% | $310,000 | |
Guild Mortgage Company
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VA | 1 | 1.2% | 100% | $355,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1.2% | 100% | $225,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.2% | 50% | $445,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $265,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
21.2% | 82.6% | $365,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 9.4% | 72.7% | $245,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 7.1% | 100% | $376,666 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 3 | 3.5% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 2.4% | 33.3% | $410,000 | |
The Loan Store, Inc
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Conventional | 2 | 2.4% | 100% | $285,000 | |
Primelending
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Conventional | 1 | 1.2% | 100% | $145,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $485,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.2% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $485,000 | |
Loanunited.Com, LLC
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VA | 1 | 1.2% | 100% | $525,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 1.2% | 100% | $315,000 | |
Peak Residential Lending Inc
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FHA | 1 | 1.2% | 100% | $395,000 | |
East Coast Capital Corp.
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Conventional | 1 | 1.2% | 100% | $315,000 | |
American Financing Corporation
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Conventional | 1 | 1.2% | 33.3% | $275,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.2% | 100% | $235,000 | View |
Mortgage Research Center
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Conventional | 1 | 1.2% | 50% | $335,000 | |
Better Mortgage Corporation
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VA | 1 | 1.2% | 50% | $465,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 1.2% | 100% | $195,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.2% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.2% | 100% | $485,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
First Technology Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $25,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.2% | 100% | $585,000 | |
Village Capital & Investment
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VA | 1 | 1.2% | 100% | $775,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Palermo Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palermo, California
Looking for mortgage lenders near me or mortgage brokers near me in Palermo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palermo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palermo, CA
Use these to narrow the list above. Each category shows how many Palermo, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Palermo, CA
Independent mortgage companies closed 88.2 percent of home loans in Palermo, California in 2025, banks 8.2 percent and credit unions 3.5 percent. Change Lending was the largest mortgage company, Tri Counties Bank the largest bank and Pacific Service Credit Union the largest credit union. Among lenders headquartered in California, Tri Counties Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palermo, CA
By home loans closed in 2025, Tri Counties Bank was the largest mortgage lender in Palermo, California with 2 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Palermo, California in 2025, led by United Wholesale Mortgage with 6. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 8 credit unions closed home loans in Palermo, California in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palermo, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palermo, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palermo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
