Mortgage Lenders and Brokers in Oak Glen, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Glen, California mortgage lenders include Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Chevron Federal Credit UnionChevron Federal Credit Union9525 Camino Media, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 2.12%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, and Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Glen, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Glen are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Glen, California
Market share is the lender's share of all home loans closed in Oak Glen, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional, HELOC | 2 +1 HELOCs |
3.8% | 66.7% | $160,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $405,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 1.9% | 50% | $95,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 1.9% | 100% | $245,000 | |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 7.5% | 57.1% | $272,500 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 3.8% | 100% | $140,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 3.8% | 80% | $140,000 | |
ML Mortgage Corp.
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Conventional | 1 | 1.9% | 100% | $195,000 | |
MortgageOne, Inc
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Conventional | 1 | 1.9% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.9% | 66.7% | $265,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 1.9% | 100% | $405,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.9% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 24.5% | 100% | $376,538 | |
Rocket Mortgage
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Conventional, FHA | 9 | 17% | 100% | $263,888 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 5 | 9.4% | 100% | $225,000 | |
Mortgage Research Center
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VA | 3 | 5.7% | 75% | $418,333 | |
Nationstar Mortgage
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Conventional | 2 | 3.8% | 66.7% | $110,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.9% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.9% | 100% | $155,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1.9% | 100% | $395,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oak Glen Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Glen, California
Looking for mortgage lenders near me or mortgage brokers near me in Oak Glen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Glen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Glen, CA
Use these to narrow the list above. Each category shows how many Oak Glen, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Glen, CA
Independent mortgage companies closed 92.5 percent of home loans in Oak Glen, California in 2025, banks 1.9 percent and credit unions 5.7 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Arrowhead Central Credit Union the largest credit union. Among lenders headquartered in California, Arrowhead Central Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Glen, CA
By home loans closed in 2025, Arrowhead Central Credit Union was the largest mortgage lender in Oak Glen, California with 2 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Oak Glen, California in 2025, led by Ameritrust Mortgage Corporation with 3. 2 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in Oak Glen, California in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Glen, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Glen, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Glen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
