Mortgage Lenders and Brokers in Muscoy, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Muscoy, California mortgage lenders include Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Rize Federal Credit UnionRize Federal Credit Union12701 Schabarum Ave, Irwindale, CA 91706A5.0 ★Texas Ratio: 6.24%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, and Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Muscoy, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Muscoy are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Muscoy, California
Market share is the lender's share of all home loans closed in Muscoy, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional, HELOC | 2 +1 HELOCs |
3% | 28.6% | $95,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 3% | 100% | $215,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.5% | 100% | $185,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 1.5% | 100% | $95,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 50% | $155,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 1.5% | 100% | $435,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 9 | 13.6% | 100% | $333,888 | View |
ML Mortgage Corp.
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Conventional, FHA | 3 | 4.5% | 100% | $495,000 | |
Royal Pacific Funding
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Conventional, FHA | 3 | 4.5% | 100% | $338,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3% | 40% | $275,000 | |
Bay-Valley Mortgage Group
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Conventional | 2 | 3% | 100% | $365,000 | |
Flexpoint, Inc.
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Conventional, FHA | 2 | 3% | 100% | $220,000 | |
JMAC Lending, Inc.
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FHA | 2 | 3% | 100% | $490,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
1.5% | 100% | $315,000 | |
loanDepot.com LLC
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FHA | 1 | 1.5% | 100% | $415,000 | |
Mortgage Capital Partners, INC
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Conventional | 1 | 1.5% | 100% | $555,000 | |
Ahl Funding
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Conventional | 1 | 1.5% | 100% | $405,000 | |
Stg Mortgage Inc
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Conventional | 1 | 1.5% | 100% | $235,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.5% | 100% | $325,000 | |
Geo-Corp, Inc.
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FHA | 1 | 1.5% | 100% | $565,000 | |
Nmsi, Inc.
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Conventional | 1 | 1.5% | 100% | $355,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.5% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA | 9 | 13.6% | 100% | $445,000 | |
Rocket Mortgage
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Conventional | 3 | 4.5% | 75% | $295,000 | |
Equity Prime Mortgage LLC
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Conventional | 2 | 3% | 100% | $300,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 3% | 100% | $330,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 3% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.5% | 100% | $425,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.5% | 100% | $415,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.5% | 100% | $375,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 1.5% | 100% | $475,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 1.5% | 100% | $445,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 100% | $75,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Muscoy Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Muscoy, California
Looking for mortgage lenders near me or mortgage brokers near me in Muscoy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Muscoy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Muscoy, CA
Use these to narrow the list above. Each category shows how many Muscoy, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Muscoy, CA
Independent mortgage companies closed 84.8 percent of home loans in Muscoy, California in 2025, banks 9.1 percent and credit unions 6.1 percent. Ocmbc, Inc. was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Arrowhead Central Credit Union the largest credit union. Among lenders headquartered in California, Arrowhead Central Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Muscoy, CA
By home loans closed in 2025, Arrowhead Central Credit Union was the largest mortgage lender in Muscoy, California with 2 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Muscoy, California in 2025, led by United Wholesale Mortgage with 8. 1 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 5 credit unions closed home loans in Muscoy, California in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Muscoy, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Muscoy, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Muscoy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
