Mortgage Lenders and Brokers in Mount Shasta, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Shasta, California mortgage lenders include Tri Counties BankTri Counties Bank204 Chestnut St, Mount Shasta, CA 96067A+5.0 ★Texas Ratio: 5.34%, Banner BankBanner Bank312 Maple St, Mount Shasta, CA 96067A+5.0 ★Texas Ratio: 2.91%, Mechanics BankMechanics Bank142 Morgan Way, Mount Shasta, CA 96067A+5.0 ★Texas Ratio: 1.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA168 Morgan Way, Mount Shasta, CA 96067A+5.0 ★Texas Ratio: 3.68%, Provident Credit UnionProvident Credit Union2250 S Shore Ctr Ste C, Alameda, CA 94501A+5.0 ★Texas Ratio: 0.49%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Kinecta Federal Credit UnionKinecta Federal Credit Union1040 E Imperial Hwy Ste F3, Brea, CA 92821A+5.0 ★Texas Ratio: 3.82%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, and Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Shasta, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Shasta are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Shasta, California
Market share is the lender's share of all home loans closed in Mount Shasta, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mount Shasta 204 Chestnut St, Mount Shasta, CA 96067 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 2 +18 HELOCs |
3.2% | 66.7% | $345,000 | View |
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1 office in Mount Shasta 312 Maple St, Mount Shasta, CA 96067 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +5 HELOCs |
1.6% | 33.3% | $95,000 | View |
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1 office in Mount Shasta 142 Morgan Way, Mount Shasta, CA 96067 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $85,000 | View |
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1 office in Mount Shasta 168 Morgan Way, Mount Shasta, CA 96067 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.6% | 100% | $615,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.6% | 100% | $105,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Land Home Financial Services,
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Conventional | 7 | 11.3% | 87.5% | $286,428 | |
Summit Funding.Inc
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Conventional, FHA | 6 | 9.7% | 100% | $268,333 | |
Infinity Equity Group, Inc.
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Conventional | 2 | 3.2% | 100% | $465,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 3.2% | 100% | $155,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.6% | 50% | $215,000 | |
Movement Mortgage, LLC
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Conventional | 9 | 14.5% | 100% | $288,333 | |
Rocket Mortgage
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Conventional | 6 | 9.7% | 85.7% | $140,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, USDA | 6 | 9.7% | 100% | $361,666 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 3 +1 HELOCs |
4.8% | 75% | $418,333 | |
Rogue Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
4.8% | 100% | $208,333 | |
The Loan Store, Inc
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Conventional | 2 | 3.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $275,000 | View |
EMM Loans LLC
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Conventional | 1 | 1.6% | 100% | $155,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.6% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 1.6% | 100% | $505,000 | |
Mortgage Research Center
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Conventional | 1 | 1.6% | 100% | $455,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 1.6% | 100% | $225,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.6% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Shasta Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Shasta, California
Looking for mortgage lenders near me or mortgage brokers near me in Mount Shasta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Shasta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Shasta, CA
Use these to narrow the list above. Each category shows how many Mount Shasta, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Shasta, CA
Independent mortgage companies closed 80.6 percent of home loans in Mount Shasta, California in 2025, banks 11.3 percent and credit unions 8.1 percent. Land Home Financial Services, was the largest mortgage company, Tri Counties Bank the largest bank and Provident Credit Union the largest credit union. Among lenders headquartered in California, Tri Counties Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Shasta, CA
By home loans closed in 2025, Tri Counties Bank was the largest mortgage lender in Mount Shasta, California with 2 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Mount Shasta, California in 2025, led by Summit Funding.Inc with 1. 3 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Mount Shasta, California in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Shasta, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Shasta, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Shasta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
