Mortgage Lenders and Brokers in Lakeside, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lakeside, California mortgage lenders include US Bank, N.A.US Bank, N.A.9560 Winter Gardens Blvd, Lakeside, CA 92040A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9558 Winter Gardens Blvd, Lakeside, CA 92040A+5.0 ★Texas Ratio: 3.68%, Mission Federal Credit UnionMission Federal Credit Union1301 17th St, Bakersfield, CA 93301A+5.0 ★Texas Ratio: 0.79%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Murphy BankMurphy Bank5180 N Palm Ave, Fresno, CA 93704A+5.0 ★Texas Ratio: 2.25%, and Sunwest BankSunwest Bank500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lakeside, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakeside are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lakeside, California
Market share is the lender's share of all home loans closed in Lakeside, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lakeside 9560 Winter Gardens Blvd, Lakeside, CA 92040 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
1.2% | 83.3% | $311,000 | View |
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1 office in Lakeside 9558 Winter Gardens Blvd, Lakeside, CA 92040 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
1.2% | 83.3% | $581,000 | View |
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1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 8 +13 HELOCs |
1.9% | 100% | $713,750 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 7 +8 HELOCs |
1.7% | 88.9% | $132,142 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 3 | 0.7% | 100% | $675,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $838,333 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $585,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 2 | 0.5% | 100% | $520,000 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 2 | 0.5% | 100% | $245,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.5% | 100% | $160,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $240,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
VA, HELOC | 1 +4 HELOCs |
0.2% | 100% | $795,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $705,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $355,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $425,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.2% | 100% | $265,000 | |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +11 HELOCs |
0% | 0% | View | |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 3.9% | 85.7% | $505,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 1.9% | 100% | $522,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo | 8 | 1.9% | 100% | $546,250 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 1.7% | 100% | $423,571 | |
Kind Lending, LLC
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Conventional, FHA, VA | 6 | 1.5% | 85.7% | $388,333 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.2% | 100% | $523,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 1% | 71.4% | $360,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $631,666 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 3 | 0.7% | 75% | $788,333 | View |
Resicentral LLC
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Conventional | 2 | 0.5% | 100% | $655,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 0.5% | 100% | $645,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 66.7% | $680,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 50% | $645,000 | |
Mission Loans, LLC
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Conventional | 2 | 0.5% | 100% | $335,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.5% | 100% | $515,000 | |
AmWest Funding Corp
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $515,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Fundloans Capital
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Golden Empire Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $815,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $805,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Intelliloan, Inc.
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Conventional | 1 | 0.2% | 100% | $745,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 33.3% | $645,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $635,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $705,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 72 +6 HELOCs |
17.4% | 91.6% | $665,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 52 | 12.6% | 86.7% | $466,153 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 16 | 3.9% | 100% | $765,000 | |
Triad Financial Services, Inc.
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Conventional | 15 | 3.6% | 67.9% | $185,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 11 +9 HELOCs |
2.7% | 61.1% | $426,818 | |
21St Mortgage
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Conventional | 11 | 2.7% | 40.7% | $222,272 | |
Spring Eq, LLC
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Conventional, HELOC | 8 +2 HELOCs |
1.9% | 57.1% | $148,750 | |
Mortgage Research Center
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VA | 8 | 1.9% | 80% | $705,000 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 7 | 1.7% | 87.5% | $686,428 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.5% | 85.7% | $605,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.2% | 71.4% | $549,000 | |
Intercap Lending Inc
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Conventional, VA | 5 | 1.2% | 100% | $263,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1.2% | 62.5% | $295,000 | |
HomeBridge Financial Services, Inc
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Conventional, VA, HELOC | 4 +3 HELOCs |
1% | 66.7% | $640,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 1% | 60% | $537,500 | |
Nqm Funding, LLC
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Conventional | 4 | 1% | 100% | $632,500 | |
Credit Human Federal Credit Un
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Conventional | 4 | 1% | 46.2% | $242,500 | |
Discover Bank
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Conventional | 3 | 0.7% | 100% | $85,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $770,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
VA, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $970,000 | View |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 40% | $845,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $580,000 | |
Bay Equity LLC
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Conventional | 2 | 0.5% | 100% | $450,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $460,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $415,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $605,000 | |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
Southwest Airlines FCU
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Conventional | 1 | 0.2% | 100% | $105,000 | |
First Community Mortgage, Inc.
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VA, Jumbo | 1 | 0.2% | 100% | $1,105,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 100% | $545,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $505,000 | |
Primelending
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Conventional | 1 | 0.2% | 50% | $275,000 | |
Everett Financial, Inc.
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VA | 1 | 0.2% | 100% | $495,000 | |
Success Lending, LLC
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Obsidian Financial Services
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VA | 1 | 0.2% | 100% | $315,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $775,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.2% | 100% | $845,000 | |
Cardinal Financial Company, Li
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FHA, Jumbo | 1 | 0.2% | 100% | $1,095,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $105,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $795,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $635,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $515,000 | |
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lakeside Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lakeside, California
Looking for mortgage lenders near me or mortgage brokers near me in Lakeside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakeside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lakeside, CA
Use these to narrow the list above. Each category shows how many Lakeside, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Lakeside, CA
Independent mortgage companies closed 85.2 percent of home loans in Lakeside, California in 2025, banks 6.3 percent and credit unions 8.5 percent. Point Mortgage Corp was the largest mortgage company, US Bank, N.A. the largest bank and Mission Federal Credit Union the largest credit union. Among lenders headquartered in California, Mission Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lakeside, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Lakeside, California with 5 loans, about 1.2 percent of the market. The largest lender headquartered in California was Mission Federal Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lakeside, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.6 percent, against a 81 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Lakeside, California in 2025, led by United Wholesale Mortgage with 17. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 17 credit unions closed home loans in Lakeside, California in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lakeside, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakeside, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakeside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
