Mortgage Lenders and Brokers in Laguna Woods, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laguna Woods, California mortgage lenders include US Bank, N.A.US Bank, N.A.24340 El Toro Rd, Laguna Woods, CA 92637A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Nuvision Federal Credit UnionNuvision Federal Credit Union3015 San Pablo Ave, Berkeley, CA 94702A+5.0 ★Texas Ratio: 3.84%, Credit Union of Southern CaliforniaCredit Union of Southern California900 S Fremont Ave, Alhambra, CA 91803 1331A+5.0 ★Texas Ratio: 2.65%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and Plaza Home Mortgage, IncPlaza Home Mortgage, IncSan Diego, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laguna Woods, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laguna Woods are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laguna Woods, California
Market share is the lender's share of all home loans closed in Laguna Woods, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Laguna Woods 24340 El Toro Rd, Laguna Woods, CA 92637 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
2% | 100% | $255,000 | View |
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1 office in Laguna Woods 14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
2% | 100% | $285,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +1 HELOCs |
2% | 33.3% | $645,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2% | 100% | $705,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 2% | 100% | $305,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Plaza Home Mortgage, Inc
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Conventional | 20 | 39.2% | 76.9% | $344,000 | |
AAA Capital Investment, Inc
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Conventional | 2 | 3.9% | 100% | $750,000 | |
Nexera Holding LLC
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Conventional | 2 | 3.9% | 100% | $790,000 | |
American Financial Network, Inc.
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Conventional | 1 | 2% | 100% | $845,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 2% | 33.3% | $405,000 | |
Mission Loans, LLC
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Conventional | 1 | 2% | 100% | $105,000 | |
New American Funding, LLC.
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Conventional | 1 | 2% | 50% | $385,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 2% | 100% | $465,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 2% | 100% | $405,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 4 | 7.8% | 100% | $360,000 | |
United Wholesale Mortgage
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VA | 2 | 3.9% | 100% | $390,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 3.9% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 2% | 100% | $515,000 | View |
Rocket Mortgage
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Conventional | 1 | 2% | 16.7% | $75,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2% | 50% | $345,000 | |
Emporium Tpo LLC
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Conventional | 1 | 2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
VA | 1 | 2% | 100% | $255,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 2% | 100% | $225,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 2% | 100% | $1,665,000 | View |
The Loan Store, Inc
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Conventional | 1 | 2% | 100% | $635,000 | |
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Laguna Woods Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laguna Woods, California
Looking for mortgage lenders near me or mortgage brokers near me in Laguna Woods? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laguna Woods in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laguna Woods, CA
Use these to narrow the list above. Each category shows how many Laguna Woods, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Laguna Woods, CA
Independent mortgage companies closed 90.2 percent of home loans in Laguna Woods, California in 2025, banks 5.9 percent and credit unions 3.9 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laguna Woods, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Laguna Woods, California with 1 loans, about 2 percent of the market. The largest lender headquartered in California was Bank of America NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 5 credit unions closed home loans in Laguna Woods, California in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laguna Woods, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laguna Woods, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laguna Woods. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
