Mortgage Lenders and Brokers in La Presa, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
La Presa, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Sunwest BankSunwest Bank500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, and Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Presa, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Presa are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Presa, California
Market share is the lender's share of all home loans closed in La Presa, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 7 | 1.6% | 81.8% | $496,428 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 6 +2 HELOCs |
1.4% | 66.7% | $106,666 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 5 | 1.1% | 100% | $389,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, VA | 3 | 0.7% | 100% | $608,333 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 33.3% | $345,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $750,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 2 | 0.5% | 100% | $470,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.5% | 100% | $165,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $355,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $45,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $195,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.2% | 100% | $445,000 | |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $305,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 3.4% | 100% | $406,333 | |
Guild Mortgage Company
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Conventional, FHA | 9 | 2.1% | 90% | $322,777 | |
Kind Lending, LLC
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Conventional, FHA, VA | 7 | 1.6% | 87.5% | $497,857 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.4% | 100% | $618,333 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.4% | 85.7% | $525,000 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 1.4% | 100% | $221,666 | |
Resicentral LLC
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FHA, VA | 5 | 1.1% | 100% | $665,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $475,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.7% | 100% | $348,333 | |
New Wave Lending Group Inc
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Conventional | 3 | 0.7% | 100% | $728,333 | |
Stg Mortgage Inc
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Conventional, FHA | 3 | 0.7% | 100% | $685,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 0.7% | 100% | $585,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.7% | 100% | $351,666 | |
Goodleap, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $270,000 | |
MortgageOne, Inc
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FHA, VA | 2 | 0.5% | 100% | $840,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 0.5% | 100% | $305,000 | |
Royal Pacific Funding
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Conventional | 2 | 0.5% | 100% | $655,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.5% | 100% | $460,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.5% | 100% | $380,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.5% | 100% | $390,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $605,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 33.3% | $565,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $455,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Ardri LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $675,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $355,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $555,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 50% | $635,000 | |
Figure Lending LLC
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HELOC | 0 +11 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 85 +7 HELOCs |
19.4% | 80.4% | $701,588 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 48 | 11% | 81.4% | $482,083 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 16 +22 HELOCs |
3.7% | 69.6% | $200,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
3.2% | 93.3% | $648,571 | |
Mortgage Research Center
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VA | 14 | 3.2% | 73.7% | $728,571 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 2.5% | 92.3% | $664,090 | |
Newrez LLC
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Conventional, VA | 11 | 2.5% | 73.3% | $646,818 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 2.3% | 100% | $588,000 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +4 HELOCs |
1.4% | 54.5% | $96,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, VA, HELOC | 6 +1 HELOCs |
1.4% | 100% | $788,333 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 1.4% | 46.7% | $475,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 6 | 1.4% | 100% | $695,000 | |
Nationstar Mortgage
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Conventional | 6 | 1.4% | 75% | $180,000 | |
The Loan Store, Inc
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Conventional | 6 | 1.4% | 100% | $591,666 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, VA, HELOC | 5 +6 HELOCs |
1.1% | 55.6% | $671,000 | |
21St Mortgage
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Conventional | 5 | 1.1% | 50% | $179,000 | |
Intercap Lending Inc
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Conventional, VA | 4 | 0.9% | 100% | $507,500 | |
Guaranteed Rate, Inc.
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VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $738,333 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 3 | 0.7% | 100% | $741,666 | |
Everett Financial, Inc.
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FHA | 2 | 0.5% | 100% | $585,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.5% | 66.7% | $245,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.5% | 100% | $555,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 22.2% | $175,000 | |
Bay Equity LLC
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Conventional | 2 | 0.5% | 100% | $670,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.5% | 100% | $655,000 | |
Homeowners Financial Group, LLC
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FHA, VA | 2 | 0.5% | 100% | $655,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $595,000 | View |
T2 Financial LLC
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VA | 2 | 0.5% | 100% | $775,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.5% | 66.7% | $395,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.5% | 50% | $785,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
First Community Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $835,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $555,000 | |
Primelending
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VA | 1 | 0.2% | 50% | $705,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 100% | $25,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.2% | 100% | $695,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $645,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $665,000 | |
Servis One, Inc
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FHA | 1 | 0.2% | 100% | $525,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 50% | $95,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.2% | 100% | $685,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.2% | 50% | $635,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
La Presa Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Presa, California
Looking for mortgage lenders near me or mortgage brokers near me in La Presa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Presa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Presa, CA
Use these to narrow the list above. Each category shows how many La Presa, CA lenders fit and what that kind of lender is usually best for.
Who Lends in La Presa, CA
Independent mortgage companies closed 87.7 percent of home loans in La Presa, California in 2025, banks 6.4 percent and credit unions 5.9 percent. Point Mortgage Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and California Coast Credit Union the largest credit union. Among lenders headquartered in California, California Coast Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Presa, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in La Presa, California with 7 loans, about 1.6 percent of the market. The largest lender headquartered in California was California Coast Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in La Presa, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 80.4 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in La Presa, California in 2025, led by United Wholesale Mortgage with 25. 34 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 16 credit unions closed home loans in La Presa, California in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Presa, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Presa, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Presa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
