Mortgage Lenders and Brokers in King City, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
King City, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA509 Broadway St, King City, CA 93930A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA506 Broadway St, King City, CA 93930A+5.0 ★Texas Ratio: 5.36%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, CoastHills Credit UnionCoastHills Credit Union1580 W Branch St, Arroyo Grande, CA 93420 1819, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Uncle Credit UnionUncle Credit Union1809 HOLMES ST, LIVERMORE, CA 94550A+5.0 ★Texas Ratio: 5.51%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Flexpoint, Inc.Flexpoint, Inc.Costa Mesa, CA, and Franklin Loan CorporationFranklin Loan CorporationPalm Desert, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in King City, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in King City are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in King City, California
Market share is the lender's share of all home loans closed in King City, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in King City 509 Broadway St, King City, CA 93930 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 4.2% | 100% | $369,000 | View |
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1 office in King City 506 Broadway St, King City, CA 93930 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 50% | $315,000 | View |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 2 | 1.7% | 100% | $75,000 | View |
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1580 W Branch St, Arroyo Grande, CA 93420 1819 |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Flexpoint, Inc.
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Conventional, FHA | 5 | 4.2% | 62.5% | $495,000 | |
Franklin Loan Corporation
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Conventional, FHA | 5 | 4.2% | 100% | $297,000 | |
Bay-Valley Mortgage Group
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FHA | 2 | 1.7% | 100% | $235,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Greenbox Loans
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Conventional | 1 | 0.8% | 100% | $395,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $375,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.8% | 100% | $625,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 51 | 42.9% | 100% | $525,784 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 11.8% | 93.8% | $495,714 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 8.4% | 76.9% | $399,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 4.2% | 100% | $507,000 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.5% | 100% | $238,333 | |
The Loan Store, Inc
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Conventional | 2 | 1.7% | 100% | $365,000 | |
Newrez LLC
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VA | 1 | 0.8% | 100% | $755,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.8% | 100% | $455,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.8% | 100% | $455,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $595,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
King City Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in King City, California
Looking for mortgage lenders near me or mortgage brokers near me in King City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in King City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in King City, CA
Use these to narrow the list above. Each category shows how many King City, CA lenders fit and what that kind of lender is usually best for.
Who Lends in King City, CA
Independent mortgage companies closed 90.8 percent of home loans in King City, California in 2025, banks 5.9 percent and credit unions 3.4 percent. Flexpoint, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Bay Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in King City, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in King City, California with 5 loans, about 4.2 percent of the market. The largest lender headquartered in California was Bay Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in King City, California, Premier Mortgage Resources, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 93.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in King City, California in 2025, led by Premier Mortgage Resources, LLC with 27. 5 lenders closed VA loans, led by Premier Mortgage Resources, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in King City, California in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in King City, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in King City, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up King City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
