Mortgage Lenders and Brokers in Homestead Valley, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Homestead Valley, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%, Frontwave Credit UnionFrontwave Credit Union995 Armory Rd, Barstow, CA 92311A+5.0 ★Texas Ratio: 5.74%, First Nations Home Finance CorporationFirst Nations Home Finance CorporationSan Diego, CA, and loanDepot.com LLCloanDepot.com LLCIrvine, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Homestead Valley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Homestead Valley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Homestead Valley, California
Market share is the lender's share of all home loans closed in Homestead Valley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +1 HELOCs |
3% | 100% | $130,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 3% | 66.7% | $210,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $405,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $305,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 1.5% | 100% | $385,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 1.5% | 100% | $255,000 | View |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First Nations Home Finance Corporation
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Conventional, FHA, USDA | 6 | 9.1% | 100% | $263,333 | |
loanDepot.com LLC
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Conventional | 3 | 4.5% | 100% | $231,666 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 3% | 100% | $170,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3% | 100% | $290,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 2 | 3% | 100% | $385,000 | View |
Royal Pacific Funding
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FHA | 1 | 1.5% | 100% | $285,000 | |
Flexpoint, Inc.
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Conventional | 1 | 1.5% | 100% | $355,000 | |
Franklin Loan Corporation
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FHA | 1 | 1.5% | 100% | $235,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.5% | 100% | $355,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 1.5% | 100% | $405,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.5% | 100% | $245,000 | |
Nmsi, Inc.
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FHA | 1 | 1.5% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 8 | 12.1% | 80% | $257,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 9.1% | 75% | $268,333 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 3 | 4.5% | 100% | $271,666 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
3% | 100% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 3% | 100% | $225,000 | |
Newrez LLC
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Conventional | 2 | 3% | 66.7% | $260,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 3% | 100% | $185,000 | |
Nbkc Bank
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VA | 1 | 1.5% | 100% | $375,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.5% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.5% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.5% | 100% | $385,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 1.5% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 1.5% | 100% | $295,000 | |
Mortgage Research Center
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VA | 1 | 1.5% | 100% | $115,000 | |
Lower, LLC
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VA | 1 | 1.5% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1.5% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.5% | 100% | $345,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Homestead Valley Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Homestead Valley, California
Looking for mortgage lenders near me or mortgage brokers near me in Homestead Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Homestead Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Homestead Valley, CA
Use these to narrow the list above. Each category shows how many Homestead Valley, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Homestead Valley, CA
Independent mortgage companies closed 81.8 percent of home loans in Homestead Valley, California in 2025, banks 12.1 percent and credit unions 6.1 percent. ClearPath Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Homestead Valley, CA
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Homestead Valley, California with 2 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Homestead Valley, California in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Homestead Valley, California in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Homestead Valley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Homestead Valley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Homestead Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
