Mortgage Lenders and Brokers in Gustine, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gustine, California mortgage lenders include Tri Counties BankTri Counties Bank319 5th St, Gustine, CA 95322A+5.0 ★Texas Ratio: 5.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, Farmers & Merchants Bank of CeFarmers & Merchants Bank of Ce785 Oak Grove Rd, Concord, CA 94518A+5.0 ★Texas Ratio: 0.87%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Mission City Federal Credit UnionMission City Federal Credit Union1391 Franklin St, Santa Clara, CA 95050 4710A+5.0 ★Texas Ratio: 1.35%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, and BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gustine, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gustine are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gustine, California
Market share is the lender's share of all home loans closed in Gustine, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Gustine 319 5th St, Gustine, CA 95322 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 1 +5 HELOCs |
1.5% | 100% | $105,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3.1% | 100% | $325,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3.1% | 66.7% | $445,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 1.5% | 100% | $405,000 | View |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 1.5% | 100% | $285,000 | View |
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785 Oak Grove Rd, Concord, CA 94518 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.5% | 100% | $285,000 | View |
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1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional | 4 | 6.2% | 100% | $85,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 4.6% | 100% | $331,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 4.6% | 100% | $348,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
3.1% | 100% | $385,000 | |
Generations Home Loans, LLC
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Conventional, FHA | 2 | 3.1% | 100% | $325,000 | |
Mission Loans, LLC
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Conventional | 2 | 3.1% | 100% | $340,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.5% | 100% | $365,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.5% | 100% | $325,000 | |
Ahl Funding
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FHA | 1 | 1.5% | 100% | $305,000 | |
Flexpoint, Inc.
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Conventional | 1 | 1.5% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 11 | 16.9% | 64.7% | $345,000 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 9.2% | 66.7% | $321,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 4.6% | 100% | $401,666 | |
Newrez LLC
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Conventional, FHA | 2 | 3.1% | 100% | $100,000 | |
Self Help Federal Credit Union
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Conventional | 2 | 3.1% | 100% | $360,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.5% | 66.7% | $195,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $155,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.5% | 100% | $95,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.5% | 50% | $65,000 | |
Nqm Funding, LLC
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Conventional | 1 | 1.5% | 100% | $245,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.5% | 100% | $65,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 1.5% | 100% | $335,000 | |
Logan Finance Corporation
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Conventional | 1 | 1.5% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.5% | 100% | $235,000 | |
21St Mortgage
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Conventional | 1 | 1.5% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Gustine Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gustine, California
Looking for mortgage lenders near me or mortgage brokers near me in Gustine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gustine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gustine, CA
Use these to narrow the list above. Each category shows how many Gustine, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Gustine, CA
Independent mortgage companies closed 84.6 percent of home loans in Gustine, California in 2025, banks 10.8 percent and credit unions 4.6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Tri Counties Bank the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Tri Counties Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gustine, CA
By home loans closed in 2025, Tri Counties Bank was the largest mortgage lender in Gustine, California with 1 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Gustine, California in 2025, led by Rocket Mortgage with 6. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 5 credit unions closed home loans in Gustine, California in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gustine, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gustine, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gustine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
