Mortgage Lenders and Brokers in Eucalyptus Hills, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eucalyptus Hills, California mortgage lenders include Mission Federal Credit UnionMission Federal Credit Union1301 17th St, Bakersfield, CA 93301A+5.0 ★Texas Ratio: 0.79%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Sunwest BankSunwest Bank500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Mypoint Credit UnionMypoint Credit Union2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, and Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eucalyptus Hills, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eucalyptus Hills are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eucalyptus Hills, California
Market share is the lender's share of all home loans closed in Eucalyptus Hills, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 1 +4 HELOCs |
1.1% | 50% | $655,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $615,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $725,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 1.1% | 100% | $615,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 5 | 5.5% | 62.5% | $731,000 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 2 | 2.2% | 100% | $535,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 2.2% | 100% | $540,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 1.1% | 100% | $935,000 | |
Resicentral LLC
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Conventional | 1 | 1.1% | 100% | $525,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $925,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 1.1% | 100% | $515,000 | |
Franklin Loan Corporation
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Conventional | 1 | 1.1% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.1% | 100% | $225,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.1% | 100% | $555,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.1% | 100% | $395,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.1% | 100% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
19.8% | 100% | $650,555 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 12.1% | 64.7% | $453,181 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 8 +1 HELOCs |
8.8% | 100% | $670,000 | |
21St Mortgage
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Conventional | 6 | 6.6% | 100% | $186,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
2.2% | 66.7% | $190,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 2.2% | 100% | $1,060,000 | |
Newrez LLC
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Conventional, FHA | 2 | 2.2% | 100% | $470,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 2.2% | 100% | $65,000 | |
The Loan Store, Inc
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Conventional | 2 | 2.2% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 50% | $105,000 | |
Arc Home LLC
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Conventional | 1 | 1.1% | 50% | $885,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.1% | 100% | $405,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $605,000 | |
Nqm Funding, LLC
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Conventional | 1 | 1.1% | 100% | $915,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 1.1% | 100% | $725,000 | View |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $855,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $785,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.1% | 100% | $705,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 1.1% | 100% | $875,000 | |
Village Capital & Investment
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FHA | 1 | 1.1% | 100% | $785,000 | |
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Eucalyptus Hills Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eucalyptus Hills, California
Looking for mortgage lenders near me or mortgage brokers near me in Eucalyptus Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eucalyptus Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eucalyptus Hills, CA
Use these to narrow the list above. Each category shows how many Eucalyptus Hills, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Eucalyptus Hills, CA
Independent mortgage companies closed 87.9 percent of home loans in Eucalyptus Hills, California in 2025, banks 6.6 percent and credit unions 5.5 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Mission Federal Credit Union the largest credit union. Among lenders headquartered in California, Mission Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eucalyptus Hills, CA
By home loans closed in 2025, Mission Federal Credit Union was the largest mortgage lender in Eucalyptus Hills, California with 1 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Eucalyptus Hills, California in 2025, led by Golden Empire Mortgage, Inc. with 1. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 7 credit unions closed home loans in Eucalyptus Hills, California in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eucalyptus Hills, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eucalyptus Hills, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eucalyptus Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
