Mortgage Lenders and Brokers in Cloverdale, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cloverdale, California mortgage lenders include Redwood Credit UnionRedwood Credit Union1129 S Cloverdale Blvd, Cloverdale, CA 95425 4481A+5.0 ★Texas Ratio: 4.20%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bank of MarinBank of Marin2208 S Shore Ctr, Alameda, CA 94501A+5.0 ★Texas Ratio: 2.03%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, and Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cloverdale, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cloverdale are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cloverdale, California
Market share is the lender's share of all home loans closed in Cloverdale, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1129 S Cloverdale Blvd, Cloverdale, CA 95425 4481 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 13 +17 HELOCs |
9.6% | 82.4% | $165,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.5% | 100% | $315,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.7% | 100% | $695,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.7% | 100% | $435,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14866 Olympic Dr, Clearlake, CA 95422 A5.0 ★Texas Ratio: 8.05% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Guild Mortgage Company
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Conventional, FHA, VA | 22 | 16.2% | 100% | $450,454 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 3.7% | 100% | $441,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 2.2% | 100% | $408,333 | |
loanDepot.com LLC
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Conventional | 2 | 1.5% | 100% | $335,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $545,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 1.5% | 100% | $395,000 | |
Mission Loans, LLC
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Conventional | 2 | 1.5% | 100% | $190,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 1.5% | 100% | $690,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $615,000 | |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.7% | 50% | $565,000 | View |
Stg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.7% | 100% | $535,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.7% | 100% | $155,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
11.8% | 84.2% | $493,125 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 7.4% | 76.9% | $378,000 | |
Newrez LLC
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Conventional, VA | 7 | 5.1% | 100% | $337,857 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 4 +1 HELOCs |
2.9% | 100% | $450,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 2.9% | 100% | $352,500 | |
The Loan Store, Inc
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Conventional | 4 | 2.9% | 100% | $402,500 | |
Originpoint, LLC
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Conventional | 3 | 2.2% | 100% | $501,666 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 2.2% | 100% | $418,333 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.5% | 77.8% | $110,000 | |
Dart Bank
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Conventional | 2 | 1.5% | 100% | $430,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 1.5% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.7% | 100% | $665,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $815,000 | |
American Financing Corporation
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Conventional | 1 | 0.7% | 33.3% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $625,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.7% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.7% | 100% | $405,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $635,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $545,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $45,000 | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Cloverdale Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cloverdale, California
Looking for mortgage lenders near me or mortgage brokers near me in Cloverdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cloverdale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cloverdale, CA
Use these to narrow the list above. Each category shows how many Cloverdale, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Cloverdale, CA
Independent mortgage companies closed 82.4 percent of home loans in Cloverdale, California in 2025, banks 8.1 percent and credit unions 9.6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Redwood Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cloverdale, CA
By home loans closed in 2025, Redwood Credit Union was the largest mortgage lender in Cloverdale, California with 13 loans, about 9.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Cloverdale, California in 2025, led by United Wholesale Mortgage with 4. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Cloverdale, California in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cloverdale, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cloverdale, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cloverdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
