Mortgage Lenders and Brokers in Cherry Valley, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Cherry Valley, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, New Omni Bank N.A.New Omni Bank N.A.1235 S Garfield Ave, Alhambra, CA 91801B4.5 ★Texas Ratio: 21.13%, Vision One Mortgage, Inc.Vision One Mortgage, Inc.3279 Ramos Cir, Sacramento, CA 95827 2500A+5.0 ★Texas Ratio: 1.10%, Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, Altura Credit UnionAltura Credit Union300 S Highland Springs Ave, Banning, CA 92220 6504A+5.0 ★Texas Ratio: 3.54%, Ilwu Federal Credit UnionIlwu Federal Credit Union3447 Atlantic Ave, Long Beach, CA 90807A5.0 ★Texas Ratio: 6.01%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cherry Valley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cherry Valley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cherry Valley, California
Market share is the lender's share of all home loans closed in Cherry Valley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 9 +9 HELOCs |
3.6% | 100% | $166,111 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.8% | 100% | $295,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $190,000 | View |
|
1235 S Garfield Ave, Alhambra, CA 91801 B4.5 ★Texas Ratio: 21.13% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.4% | 100% | $365,000 | View |
|
23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.4% | 50% | $125,000 | View |
|
300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
|
3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.4% | 33.3% | $365,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 13 +4 HELOCs |
5.2% | 73.7% | $294,230 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 3.6% | 90.9% | $403,888 | |
ML Mortgage Corp.
|
Conventional, FHA | 8 | 3.2% | 100% | $418,750 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 1.6% | 100% | $507,500 | View |
New American Funding, LLC.
|
Conventional, FHA | 4 | 1.6% | 100% | $342,500 | |
AmeriHome Mortgage Company, LLC
|
VA | 2 | 0.8% | 100% | $500,000 | |
Ahl Funding
|
Conventional, FHA | 2 | 0.8% | 100% | $295,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $455,000 | |
Financial Partners Credit Unio
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $285,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
Golden Empire Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Resicentral LLC
|
FHA | 1 | 0.4% | 100% | $515,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.4% | 100% | $525,000 | |
Fidelity Lending Solutions Inc
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
ResMac Inc
|
FHA | 1 | 0.4% | 100% | $455,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
Royal Pacific Funding
|
VA | 1 | 0.4% | 100% | $575,000 | |
Hightechlending, Inc
|
FHA | 1 | 0.4% | 100% | $315,000 | |
First Nations Home Finance Corporation
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.4% | 50% | $365,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
Franklin Loan Corporation
|
FHA | 1 | 0.4% | 100% | $495,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.4% | 50% | $465,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.4% | 100% | $525,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 49 +3 HELOCs |
19.5% | 100% | $427,448 | |
Tri Pointe Connect, LLC
|
Conventional, FHA, VA | 30 | 12% | 100% | $361,666 | |
Rocket Mortgage
|
Conventional, FHA, VA | 23 | 9.2% | 76.7% | $291,956 | |
Spring Eq, LLC
|
Conventional, HELOC | 5 +1 HELOCs |
2% | 45.5% | $101,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 2% | 83.3% | $425,000 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 5 | 2% | 100% | $363,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.6% | 80% | $402,500 | |
Guaranteed Rate, Inc.
|
Conventional, VA, HELOC | 3 +1 HELOCs |
1.2% | 100% | $301,666 | |
Nationstar Mortgage
|
Conventional | 3 | 1.2% | 100% | $168,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 1.2% | 100% | $265,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.8% | 100% | $530,000 | |
Movement Mortgage, LLC
|
FHA | 2 | 0.8% | 100% | $485,000 | |
Loanunited.Com, LLC
|
FHA, VA | 2 | 0.8% | 100% | $495,000 | |
Planet Home Lending, LLC
|
Conventional | 2 | 0.8% | 66.7% | $280,000 | |
Mortgage Research Center
|
VA | 2 | 0.8% | 33.3% | $455,000 | |
The Loan Store, Inc
|
Conventional, FHA | 2 | 0.8% | 66.7% | $395,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $505,000 | |
Champions Funding, LLC
|
Conventional | 2 | 0.8% | 100% | $530,000 | |
Genisys Credit Union
|
Conventional | 1 | 0.4% | 100% | $665,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
American Financial Resources LLC
|
VA | 1 | 0.4% | 100% | $275,000 | |
Primelending
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.4% | 50% | $35,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $565,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.4% | 100% | $355,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $535,000 | |
Siwell, Inc., dba Capital Mortgage Services of Tex
|
FHA | 1 | 0.4% | 100% | $425,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 20% | $265,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
Discover Bank
|
Conventional | 1 | 0.4% | 25% | $125,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.4% | 100% | $545,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $295,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.4% | 100% | $525,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
Ussfcu
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
Right Start Mortgage, Inc
|
FHA | 1 | 0.4% | 100% | $645,000 | |
Village Capital & Investment
|
VA | 1 | 0.4% | 80% | $285,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Cherry Valley Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cherry Valley, California
Looking for mortgage lenders near me or mortgage brokers near me in Cherry Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cherry Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cherry Valley, CA
Use these to narrow the list above. Each category shows how many Cherry Valley, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Cherry Valley, CA
Independent mortgage companies closed 87.6 percent of home loans in Cherry Valley, California in 2025, banks 4.8 percent and credit unions 7.6 percent. Vision One Mortgage, Inc. was the largest mortgage company, Flagstar Bank NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cherry Valley, CA
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Cherry Valley, California with 9 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Cherry Valley, California in 2025, led by United Wholesale Mortgage with 18. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 13 credit unions closed home loans in Cherry Valley, California in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cherry Valley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cherry Valley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cherry Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
