Mortgage Lenders and Brokers in Channel Islands Beach, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Channel Islands Beach, California mortgage lenders include Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Premier America Credit UnionPremier America Credit Union521 N Hollywood Way Ste E, Burbank, CA 91505 4984A5.0 ★Texas Ratio: 13.97%, Ventura County Credit UnionVentura County Credit Union520 Arneill Rd, Camarillo, CA 93010 6414B4.6 ★Texas Ratio: 19.65%, First Entertainment CUFirst Entertainment CU2520 W Olive Ave, Burbank, CA 91505 4527A+5.0 ★Texas Ratio: 4.47%, Augusta Financial, Inc.Augusta Financial, Inc.Santa Clarita, CA, and Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Channel Islands Beach, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Channel Islands Beach are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Channel Islands Beach, California
Market share is the lender's share of all home loans closed in Channel Islands Beach, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 3 +2 HELOCs |
4.9% | 100% | $781,666 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 4.9% | 75% | $1,551,666 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $805,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.6% | 100% | $2,725,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.6% | 50% | $1,365,000 | View |
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521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,125,000 | View |
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520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Augusta Financial, Inc.
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Conventional, Jumbo | 5 | 8.2% | 100% | $841,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 6.6% | 57.1% | $567,500 | |
Citadel Servicing Corporation
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Conventional | 3 | 4.9% | 100% | $561,666 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 2 | 3.3% | 100% | $2,440,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.6% | 100% | $935,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 1.6% | 100% | $375,000 | |
Winprime Lending
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Conventional | 1 | 1.6% | 100% | $1,015,000 | |
Dignified Home Loans LLC
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Conventional, Jumbo | 1 | 1.6% | 100% | $2,725,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.6% | 100% | $775,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 1.6% | 100% | $1,125,000 | |
Nmsi, Inc.
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Conventional | 1 | 1.6% | 100% | $725,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.6% | 100% | $225,000 | |
Arcstone Financial Inc
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Conventional, Jumbo | 1 | 1.6% | 100% | $855,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, Jumbo | 6 | 9.8% | 85.7% | $898,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 3 +1 HELOCs |
4.9% | 75% | $581,666 | View |
United Wholesale Mortgage
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FHA, HELOC | 2 +1 HELOCs |
3.3% | 66.7% | $850,000 | |
First Colony Mortgage Corporat
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Conventional, Jumbo | 2 | 3.3% | 100% | $1,225,000 | |
Fourleaf Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $525,000 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.6% | 100% | $1,505,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $845,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.6% | 100% | $955,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,545,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $655,000 | |
Nbkc Bank
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Conventional | 1 | 1.6% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $155,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 1.6% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.6% | 100% | $395,000 | View |
Mortgage Research Center
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VA | 1 | 1.6% | 50% | $505,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,045,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $695,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.6% | 100% | $955,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.6% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Channel Islands Beach Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Channel Islands Beach, California
Looking for mortgage lenders near me or mortgage brokers near me in Channel Islands Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Channel Islands Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Channel Islands Beach, CA
Use these to narrow the list above. Each category shows how many Channel Islands Beach, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Channel Islands Beach, CA
Independent mortgage companies closed 72.1 percent of home loans in Channel Islands Beach, California in 2025, banks 19.7 percent and credit unions 8.2 percent. Change Lending was the largest mortgage company, Wells Fargo Bank NA the largest bank and Logix Federal Credit Union the largest credit union. Among lenders headquartered in California, Logix Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Channel Islands Beach, CA
By home loans closed in 2025, Logix Federal Credit Union was the largest mortgage lender in Channel Islands Beach, California with 3 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Channel Islands Beach, California in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by HomeBridge Financial Services, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 8 credit unions closed home loans in Channel Islands Beach, California in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Channel Islands Beach, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Channel Islands Beach, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Channel Islands Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
