Mortgage Lenders and Brokers in Blacklake, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Blacklake, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, CoastHills Credit UnionCoastHills Credit Union1580 W Branch St, Arroyo Grande, CA 93420 1819, Murphy BankMurphy Bank5180 N Palm Ave, Fresno, CA 93704A+5.0 ★Texas Ratio: 2.25%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Sesloc Credit UnionSesloc Credit Union1399 E Grand Ave, Arroyo Grande, CA 93420 2421, Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, Community West Bank, A California Banking CorporationCommunity West Bank, A California Banking Corporation9201 Camino Media Suite 100, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 4.14%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Blacklake, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blacklake are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Blacklake, California
Market share is the lender's share of all home loans closed in Blacklake, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 3.4% | 75% | $408,333 | View |
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1580 W Branch St, Arroyo Grande, CA 93420 1819 |
Conventional | 2 | 2.3% | 50% | $790,000 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 2 | 2.3% | 66.7% | $60,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 2.3% | 100% | $215,000 | View |
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1399 E Grand Ave, Arroyo Grande, CA 93420 2421 |
Conventional, HELOC | 1 +4 HELOCs |
1.1% | 33.3% | $335,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,125,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional | 1 | 1.1% | 100% | $485,000 | View |
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9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 50% | $165,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 50% | $805,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, Jumbo | 5 | 5.7% | 100% | $767,000 | |
Coastal Funding SLC, Inc.
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Conventional | 4 | 4.6% | 100% | $360,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 3 | 3.4% | 100% | $875,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 3.4% | 100% | $635,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2.3% | 100% | $305,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $515,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.1% | 50% | $965,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 1.1% | 50% | $955,000 | |
Resicentral LLC
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Conventional | 1 | 1.1% | 100% | $485,000 | |
Habitfactory USA Inc dba Loaning AI
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,015,000 | |
AmWest Funding Corp
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,005,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,065,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 1.1% | 100% | $2,765,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,185,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 11 | 12.6% | 73.3% | $685,000 | |
Triad Financial Services, Inc.
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Conventional | 5 | 5.7% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 4.6% | 100% | $882,500 | |
Rocket Mortgage
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Conventional | 3 | 3.4% | 75% | $535,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 3.4% | 100% | $298,333 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 2.3% | 100% | $740,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 2.3% | 100% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.3% | 100% | $580,000 | |
Peoples Mortgage Company
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Conventional, FHA | 2 | 2.3% | 100% | $790,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 2.3% | 66.7% | $935,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $815,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 1.1% | 100% | $805,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $525,000 | |
City Lending Inc.
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Conventional | 1 | 1.1% | 100% | $715,000 | |
Teachers Federal Credit Union
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Conventional, Jumbo | 1 | 1.1% | 100% | $2,465,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,425,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 1.1% | 100% | $795,000 | |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,525,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.1% | 50% | $805,000 | |
Spring Eq, LLC
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Blacklake Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Blacklake, California
Looking for mortgage lenders near me or mortgage brokers near me in Blacklake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blacklake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Blacklake, CA
Use these to narrow the list above. Each category shows how many Blacklake, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Blacklake, CA
Independent mortgage companies closed 78.2 percent of home loans in Blacklake, California in 2025, banks 10.3 percent and credit unions 11.5 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and CoastHills Credit Union the largest credit union. Among lenders headquartered in California, CoastHills Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Blacklake, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Blacklake, California with 3 loans, about 3.4 percent of the market. The largest lender headquartered in California was CoastHills Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Blacklake, California in 2025, led by American Pacific Mortgage Corporation with 1. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 10 credit unions closed home loans in Blacklake, California in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Blacklake, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blacklake, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blacklake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
